This week’s top LATAM cryptocurrency news focuses on two key actions in the region: Banco Safra introduced Safra Dollar, a US dollar-backed stablecoin designed to make dollar exposure more accessible to Brazilian investors. Bitget Wallet, on the other hand, teamed up with Web3 growth platform Spindl to tackle one of the industry’s most critical issues: how consumers discover and interact with on-chain applications. These initiatives show how Latin America is progressively adopting digital financial innovation and positioning itself as a leader in Web3 adoption. Safra launches US dollar-backed Stablecoin Banco Safra has announced the creation of Safra Dollar , a stablecoin entirely backed by the US dollar at a 1:1 ratio. Developed in collaboration with California-based tokenisation business Hamsa, the digital asset is registered on a private blockchain and is intended to make dollar exposure more accessible to Brazilian investors. The product is available to both individuals and corporations, has a minimum investment of 1,000 reais (about USD 188), provides D+1 liquidity, and is exempt from IOF tax. Transactions can be completed entirely via Safra’s digital channels, which include the mobile app and internet banking platform. Safra emphasises that each operation is backed by short-term dollar reserves to preserve parity, ensuring liquidity and stability. While the stablecoin does not provide yield, it reflects US dollar exchange rate swings and offers the advantages of blockchain technology, such as security, traceability, and predictability. The plan builds on Safra’s previous forays into the crypto sector, which included the 2023 launch of the SAF Crypto Selection fund and the 2024 Bitcoin fund connected to BlackRock’s ETF. With Safra Dollar, the bank expands its offering for clients seeking international diversification without opening foreign accounts, cementing its position at the forefront of digital finance in Brazil. Bitget Wallet partners with Spindl to tackle Web3 discovery Bitget Wallet, a prominent non-custodial crypto wallet with over 80 million users, has announced a strategic agreement with Web3 growth platform Spindl to tackle one of the ecosystem’s most pressing issues: user discovery and engagement measurement across chains. In today’s fragmented Web3 market, user journeys can involve numerous protocols and wallets, making it difficult for projects to trace how users discover and interact with them. Traditional Web2 attribution models, which rely on clicks and impressions, fail to capture relevant on-chain behaviour, such as wallet connections or transactions. Spindl’s attribution architecture intends to close this gap by using blockchain as a transparent marketing database, allowing projects to directly link outreach initiatives to verifiable on-chain behaviour. Spindl’s placements will be included in Bitget Wallet’s Discover feature as part of this cooperation, making it the first wallet-native attribution experiment of its sort. By embedding transparent analytics within a self-custodial environment, the program aims to transform wallets into strong distribution channels for Web3 applications, allowing developers to reach audiences more effectively while providing verifiable performance metrics. Jamie Elkaleh, CMO of Bitget Wallet, underlined that addressing the attribution question is critical for the next wave of Web3 growth, as wallets are frequently users’ first point of entry into decentralised services. Spindl sees the agreement as an opportunity to scale its service, particularly in Asia, where Web3 use is accelerating. Together, the companies hope to bridge the gap between discovery and engagement by providing a paradigm that promotes openness, decentralisation, and long-term growth in the blockchain ecosystem. USDT surpasses 300 Bolívares amid Venezuela’s currency crisis The price of USDT in Venezuela has crossed 300 bolívars , illustrating the increasing devaluation of the national currency due to hyperinflation and a shortage of foreign exchange. USDT trades at 305 bolívares on Binance P2P, confirming its status as the key reference for the digital dollar. Economists warn that this milestone is more than a transitory fluctuation—it signifies the deeper downfall of the bolívar as a viable currency. With the central bank hampered by sanctions and declining reserves, official liquidity operations increasingly rely on USDT rather than physical dollars, indicating a fundamental shift in Venezuela’s parallel market. In this climate, USDT has evolved as the preferred mechanism for saving, pricing, and payments, even outperforming physical dollars in many day-to-day activities. Millions of Venezuelans, from freelancers to taxi drivers, change their earnings directly into the stablecoin to protect themselves from inflation, while businesses of all sorts now set prices using USDT. According to Sherlock Communications, stablecoins now account for more than 47% of transactions under $10,000. However, the rapid shift generates new distortions: customers say that paying with Binance Pay can be more expensive than the parallel exchange rate, and the central bank’s ongoing printing of bolívares to purchase USDT further drives inflation, which is presently projected at above 229% each year. Economists worry that Venezuela’s reliance on Tether highlights the vulnerability of its financial system, with the bolívar losing relevance in the country’s economy. The post LATAM crypto news: Safra launches USD-backed Stablecoin, Bitget Spindl teamup appeared first on Invezz

The crypto market is shifting rapidly, and investors are searching for assets that combine early-stage entry with strong structural mechanics. While crypto prices today for major tokens capture headlines, a promising alternative is emerging with a unique yield-driven ecosystem. Mutuum Finance (MUTM) stands out among crypto coins and even traditional crypto ETFs for its dual-lending architecture and built-in utility, positioning it as a penny crypto with multi-dollar aspirations by 2026. XRP price outlook: will it reach $3 by 2026? Analysts project $3.50–$5 by 2026, with conservative estimates at $3.05 and bullish targets at $7 if ETF launches and CBDC pilots in Asia/Middle East boost ODL to $2 trillion annually. Institutional treasuries like VivoPower ($100M) add confidence. However, ETF delays or stablecoin competition (e.g., USDT) could push XRP to $2.50 (20% chance). US-China tariffs may cause 10–15% corrections. Social sentiment is 70% bullish but volatile. XRP is poised to exceed $3 by mid-2026 (90% odds), potentially hitting $4–$5 with ETF catalysts. Monitor $2.80 for downside risks. Mutuum Finance (MUTM): dual-lending and utility-driven design Mutuum Finance (MUTM) will operate as a dual-lending platform, offering Peer-to-Contract (P2C) pools for majors and stablecoins, alongside Peer-to-Peer (P2P) markets for less-liquid or higher-risk tokens. Lenders in P2C pools will receive interest-bearing mtTokens representing their share, while borrowers will provide overcollateralized assets and choose variable or stable interest rates. This design ensures capital efficiency, consistent yields, and a transparent system that appeals to both retail and institutional participants. At the heart of the platform is a governance-tuned, overcollateralized stablecoin. This stablecoin will be minted against loans and burned upon repayment, creating natural demand for MUTM. The token’s utility will extend to staking, governance participation, and open-market buybacks, turning protocol operations into measurable, value-driving mechanics. This combination of utility and structure differentiates MUTM from speculative tokens and positions it as a candidate for a long-term price trajectory comparable to XRP. Mechanics supporting an XRP-style growth thesis Mutuum Finance (MUTM)’s liquidation rules and allocation of penalties will serve as a consistent revenue source. When loans are liquidated, a portion of the penalty will flow directly to the treasury. These recurring inflows will fund incentives, treasury operations, and systematic buybacks, tying token demand directly to real protocol earnings. The reserve factor will further strengthen the balance sheet by accumulating a fraction of borrower interest. This on-chain capital will serve as deployable insurance, fund incentives, and back additional staking programs, converting operational activity into tangible financial leverage for the platform. The protocol will implement a robust oracle strategy using primary Chainlink feeds with fallback sources and TWAPs, ensuring accurate prices and clean liquidations. This approach will reduce unjust losses and encourage larger, longer-term positions from users and institutions, further driving adoption and utilization. Phase 6 of the MUTM presale is currently active at $0.035, with $16.4 million raised and 50% of the 170 million token allocation already claimed. Over 16,600 holders are participating, with market confidence strengthened by a CertiK audit scoring 90 for Token Scan and 79 for Skynet. Ongoing community incentives include a $50,000 USDT bug bounty and a $100,000 giveaway . Phase 7 will raise the price to $0.040, a 15% step-up, creating a critical entry point for investors seeking early exposure before the token’s listing and beta launch. Target clarity: the XRP $3 comparison The analysts’ projection positions MUTM as a penny crypto that could reach $3 by 2026. From the current Phase 6 price of $0.035, this represents a multiplier of 86X, equivalent to a potential +8470% appreciation. The path to this target is supported by a combination of structural and market-driven factors. Treasury inflows from liquidations and reserve accruals will create a growing balance sheet, deployed into liquidity, incentives, and strategic buybacks that generate MUTM demand. The upcoming beta release at listing will convert presale holders into active users, generating borrowing and fee volume that institutional buyers will value over a 12–18 month horizon. Layer-2 integration and major exchange listings will increase visibility, liquidity, and accessibility, compressing valuation multiples and supporting the large multiplier needed to approach the $3 mark. Investor example and urgency For example, a $1,000 investment today at $0.035 will purchase 28,600 MUTM tokens. At the $3 target, this position will be worth $85,700, demonstrating the scale of the potential upside. The presale urgency is clear: Phase 6 is already half subscribed, and the next step to Phase 7 at $0.040 (+15%) will further limit entry. Early participation allows investors to capture upside ahead of the beta launch and the operational activation of the platform’s balance-sheet mechanics into real token demand. Mutuum Finance (MUTM) is the best cryptocurrency to invest in right now because it has structural security, mechanics that are based on revenue, and demand that is based on utility. Its dual-lending design, reserve growth, and integration with stablecoins make it a solid base for rapid multi-year growth. If you want to buy a penny crypto that could beat XRP’s $3 by 2026, the presale for MUTM is the best time to do so. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Analysts say a penny crypto could rival XRP’s $3 by 2026, price to rise 15% soon appeared first on Invezz

Corporate clients, mainly small and medium enterprises, account for between 10% and 15% of all assets under custody on Mercado Bitcoin, Brazil’s largest crypto exchange, according to Daniel Cunha, the firm’s head of corporate development. “These companies barely move more than 10% of their holdings at any given time,” Cunha told CoinDesk in an interview at the exchange’s DAC 2025 conference . “They’re here to hold, not trade.” The firms are primarily using bitcoin to protect their cash reserves from global volatility, he said, citing growing concern over inflation, currency devaluation and geopolitical instability. The trend grew when companies like Strategy (MSTR) started adopting bitcoin as a corporate treasury asset. Strategy now holds 639,835 BTC, making it the world’s largest corporate holder of the cryptocurrency. Publicly-traded companies, as a whole, hold over 1 million BTC, but how much small and medium enterprises hold isn’t known. Cunha did not reveal the exact figures these companies were holding on Mercado Bitcoin. Brazil has a history of cryptocurrency adoption, ranking fifth in Chainalysis’ Global Crypto Adoption Index , yet it only has one publicly-traded company holding BTC, Méliuz. OranjeBTC is set to soon list on Brazil’s B3 exchange to become the country’s largest publicly traded corporate holder of the cryptocurrency with $400 million in its treasury. Cunha said these companies aren’t chasing yield or experimenting with altcoins, but rather are focusing on BTC and stablecoins like USDT and USDC to manage their treasuries. These holdings serve conservative, cash-management purposes rather than speculative plays. The rise in institutional activity is also having a side effect: it’s reducing the overall volatility of crypto markets, Cunha said. That’s making bitcoin a more appealing option for treasurers, even asthe enterprise segment in Brazil is still just starting to adopt crypto. “The big guys in Faria Lima? They’re on the sidelines,” he said, referring to the financial district in Brazil’s largest city São Paulo often compared to Wall Street. “They haven’t moved yet. It’s all waiting to happen.”

Europe is rapidly accelerating its plans for a digital euro as a counterbalance to U.S.-dominated global payment systems. In a recent address at Bloomberg’s Future of Finance event, ECB board member Piero Cipollone confirmed that the European Central Bank is aiming for a 2029 launch of a digital euro. Key euro-institutions like the European Parliament, European Council, and European Commission are expected to have their stances aligned by May 2026, after which joint legislation will begin. Once that legal framework is in place, full implementation is estimated to take 2.5 to 3 years. Central to this push is strategic autonomy: reducing Europe’s reliance on Visa, Mastercard, PayPal, and other U.S.-based payment and card networks. Finance ministers across the EU have emphasized that the digital euro should be independent and resilient. Meanwhile, there are active debates over privacy rules, how large digital euro balances can be for individuals, and ensuring offline functionality. At the same time, crypto markets are seeing renewed energy among presale projects, and among these MAGACOIN FINANCE has emerged as a rising contender. Europe’s Digital Euro: Balancing Innovation and Sovereignty The digital euro project has entered its preparation phase , which began in late 2023, and is now moving into detailed legal and technical alignment. EU finance ministers are working to produce a common position by early 2026 so that legislation can be drafted and finalized. Main points under discussion include: Holding limits per user to preserve banking stability Privacy protections around balances and transactions Offline payment functionality for everyday resilience Momentum appears strong, driven both by geopolitical concerns and the rise of stablecoins and crypto-assets globally. European officials are determined to deliver an alternative to foreign-controlled payment systems and enhance the euro’s global role. There is also recognition that payments and finance are increasingly digital-first, meaning Europe cannot afford to lag behind the United States or China in this domain. MAGACOIN FINANCE: Altcoin Rising at the Right Time The European Central Bank’s push for a digital euro is dominating headlines, but investors aren’t just watching central banks, they’re chasing speculative upside where the real multipliers live. MAGACOIN FINANCE has quickly emerged as that breakout candidate. Its presale just crossed another funding milestone, with daily inflows hitting fresh highs this week. Analysts note that projects with similar traction in past cycles went on to deliver 47x returns once listings arrived. What’s striking about MAGACOIN FINANCE is how its politically charged branding has turned into a magnet for new wallet sign-ups, climbing steadily across Telegram and X in the last 72 hours. With stages selling out faster and demand compounding, MAGACOIN FINANCE is gaining attention as the kind of asymmetric play investors seek when macro headlines push digital adoption forward. How These Developments Intersect There is a clear link between Europe’s push for a digital euro and the momentum behind altcoins like MAGACOIN FINANCE. Both reflect the same broad theme: a shift in how people, institutions, and even governments engage with digital assets. Europe’s digital euro strengthens infrastructure and regulatory clarity, which benefits the broader crypto environment. Altcoins like MAGACOIN FINANCE ride these structural waves by offering scarcity, community engagement, and early-stage entry points. The timing is powerful: as the EU builds legal frameworks for digital payments, crypto projects aligned with audits, strong supply mechanics, and cultural resonance are positioned to thrive. MAGACOIN FINANCE’s rapid presale growth shows how quickly investor interest can mobilize around early opportunities. The Bigger Picture: Europe’s Role in the Digital Shift Beyond the ECB and EU institutions, the digital euro discussion is also about Europe’s positioning in a multipolar world. The United States enjoys dominance through the dollar and U.S.-led payment infrastructure. China, meanwhile, is aggressively pushing the digital yuan in pilot projects both domestically and abroad. For the EU, the digital euro is more than just a payments tool—it is a strategic asset designed to protect financial sovereignty and enhance competitiveness. This vision extends to trade, cross-border settlement, and financial innovation. A digital euro would reduce the region’s exposure to foreign sanctions risk and reinforce the euro’s use in global commerce. For citizens, it could mean faster, cheaper, and more secure digital payments, both online and offline. For businesses, it could lower transaction costs and build trust in Europe’s homegrown financial infrastructure. In parallel, crypto markets provide a grassroots reflection of these top-down changes. The more the world moves into digital-first finance, the more space opens for altcoins to establish themselves as cultural and financial vehicles. MAGACOIN FINANCE’s rise is a prime example of this grassroots momentum. Conclusion Europe’s ambition to launch a digital euro by 2029 highlights its determination to secure payment sovereignty and reduce reliance on U.S. systems. With legislation targeted for mid-2026 , the coming years will be critical in shaping Europe’s digital monetary landscape. Meanwhile, MAGACOIN FINANCE has already emerged as a standout in crypto, raising over $14 million, surpassing 13,500 holders, and selling most of its presale allocation. Backed by audits and designed with scarcity at its core, it is increasingly viewed as a generational opportunity for forward-thinking investors. In a year where both digital sovereignty and breakout altcoins dominate the narrative, MAGACOIN FINANCE continues to capture attention as one of the defining projects to watch. To learn more about MAGACOIN FINANCE, visit: Website: https://magacoinfinance.com Access: https://magacoinfinance.com/access Twitter/X: https://x.com/magacoinfinance Telegram: https://t.me/magacoinfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Europe’s Digital Euro Push Meets Altcoin Surge appeared first on Times Tabloid .

As on-chain analyst Willy Woo updates Bitcoin long-term price target for the first time in four years, investor attention is shifting away from the broader altcoin market and to a new coin, Mutuum Finance (MUTM) . As Bitcoin’s fresh outlook promises a possible new bull run, intelligent money is also searching for high-upside plays beyond the flagship cryptocurrency. Mutuum Finance (MUTM), with its revolutionary DeFi model and parabolic growth potential, is quickly emerging as one of the top cryptos to build up before the market’s next leg higher. Mutuum Finance is in phase 6 of its presale which is 50% sold out. The project has already raised more than $16.4 million and attracted more than 16,600 unique holders. Bitcoin’s Long-Term Outlook Grows Stronger as Analysts Set Sights on $160K and More The price action of Bitcoin continues to be a topic of interest in the market as top on-chain analyst Willy Woo gives an update to his long-term forecasts, stating the top crypto can surge to the $140,000–$160,000 range during the next cycle. Woo, who has previously referred to Bitcoin potentially reaching $250,000 to $300,000 on the back of on-chain supply shocks and ongoing long-term investor accumulation, now acknowledges the potential for even higher targets of $300,000–$400,000 if institutional inflows were to gain traction. Despite recent profit-taking, with whales selling positions close to $120,000 and rotating capital into traditional markets, Bitcoin’s fundamental foundation remains solid, underpinned by sustained inflows and tightening supply dynamics. While the pace of capital entering the market is slower than in previous cycles, analysts believe that these circumstances can still yield a considerable upside run, cementing Bitcoin’s status as a core holding even as investors diversify into riskier, higher-reward Mutuum Finance (MUTM). Mutuum Finance Skyrockets in Presale Mutuum Finance (MUTM) sixth presale round is currently underway at a frantic pace. The project has raised over $16.4 million already and has been bought by over 16,600 holders. Participants in this round are poised to enjoy astronomical returns the instant the token gets listed on the market. Besides success in its presale, Mutuum Finance is strongly focused on building a stablecoin and balanced ecosystem on the Ethereum chain. In addition to protecting its platform, Mutuum Finance has also collaborated with CertiK to introduce a $50,000 USDT Bug Bounty Program. The program seeks to invite security developers, white-hat hackers, and researchers to find bugs on the platform. The bugs are categorized as effort and risk levels: major, critical, minor, and low. This is a significant step towards protecting users’ balances and additional building of investor confidence. Mutuum Finance seeks to push the boundaries of the existing DeFi space. In community engagement, the project has launched an early investor $100,000 giveaway , and 10 winners are eligible to receive $10,000 MUTM. The project vision is to take the existing DeFi ecosystem to the limits. Being loyal to this conviction, Mutuum Finance uses Chainlink price oracles for USD terms for assets, trading, and lending. It also supports assets such as ETH, MATIC, and AVAX. To make it reliable, the system employs fallback oracle modes, composite data feeds, and decentralized exchange time-weighted averages to fetch very precise price data even during the times of very volatile markets. The protocol is a closed-order book design with market risk aversion and illiquidity as top priorities. The protocol is implemented by a set of mechanisms like close levels, liquidation thresholds, and incentive to liquidators. Underlying volatility directly dictates the Loan-to-Value (LTV) ratio as well as liquidation policies: the higher, the tighter parameters and lending terms. In addition, reserve multipliers are also differentiated by asset risk weightings to bring stability, security, and resilience to the system under different circumstances in the markets. MUTM to Explode Before BTC Peaks Willy Woo’s new Bitcoin price prediction of up to $400,000 signals a strong new cycle ahead. But while BTC is always important, investors want more upside with Mutuum Finance (MUTM). Already 50% sold out in Stage 6 with over $16.4 million collected and 16,600+ holders, MUTM will be one of the top altcoins to watch. Act now to buy MUTM before the presale ends and the growth opportunity skyrockets. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

A quiet but powerful shift is brewing in the global payments industry. For years, blockchain enthusiasts imagined a day when legacy financial networks would embrace on-chain settlement. Now, the world’s largest interbank messaging system appears to be testing that very idea—potentially reshaping the landscape that Ripple has spent more than a decade trying to dominate. A Surprise Pilot That Turned Heads A post on X by CryptosRus drew widespread attention to reports that SWIFT is piloting blockchain settlement on Linea, an Ethereum Layer-2 developed by ConsenSys. Multiple reputable sources confirm that SWIFT is experimenting with combining its trusted messaging network with atomic, on-chain settlement and stablecoin rails. If successful, the move would mark a historic step for the $150 trillion cross-border payments giant, one that could redefine how banks settle international transactions. Scale That Reframes the Competition SWIFT handles an estimated $150 trillion in global transactions each year. Even a 1% migration of that traffic to on-chain settlement represents roughly $1.5 trillion in flows—far eclipsing the $27.6 trillion total stablecoin payments recorded in 2024. DID SWIFT JUST EAT RIPPLE’S LUNCH? @Ripple spent a decade competing with SWIFT. Now SWIFT just leveled up. The $150 TRILLION payments giant is piloting blockchain settlement on ETH's L2 Linea ($LINEA). Even 1% of SWIFT volume = $1.5T on-chain flows – that’s bigger than ALL… pic.twitter.com/HmJIa1CCZG — CryptosRus (@CryptosR_Us) September 26, 2025 These figures illustrate why market watchers are riveted: a pilot of this magnitude could dwarf the combined activity of the entire existing stablecoin ecosystem. What It Means for Ripple Ripple built its brand by offering a faster, cheaper alternative to SWIFT’s traditional messaging rails . Its XRP Ledger enables on-demand liquidity and near-instant settlement, sidestepping costly nostro/vostro accounts. But a SWIFT move into blockchain doesn’t automatically spell doom for Ripple. Different Roles: SWIFT is primarily a messaging cooperative, while Ripple provides both messaging and liquidity solutions. Market Expansion: If major banks grow comfortable with tokenized settlement because of SWIFT’s pilot, the overall market for blockchain payments could expand—leaving room for Ripple to capture new niches. Rather than a knockout punch, SWIFT’s experiment is a direct competitive test of Ripple’s long-standing thesis: that blockchain can transform cross-border payments. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 XRP Price Action Remains Resilient Despite the headlines, XRP is trading around $2.79 as of report time, showing resilience after a week of modest swings. Technical indicators suggest ongoing short-term volatility, but analysts have not linked any sudden price moves to the SWIFT news. Traders continue to monitor exchange flows, on-chain volume, and broader market sentiment to gauge whether SWIFT’s pilot will have a tangible impact on XRP demand. The Bottom Line The question—Did SWIFT just eat Ripple’s lunch?—captures the drama but oversimplifies the reality. SWIFT experimenting with Ethereum’s Linea network is the strongest institutional validation yet for on-chain settlement, but it is not the end of Ripple’s story. The next phase depends on concrete results: which banks participate, whether SWIFT adopts an interoperable settlement token, and how Ripple positions its own technology to stay indispensable. For now, CryptosRus’s post has highlighted a critical turning point. Whether it becomes a decisive shift or merely a shared milestone for the entire blockchain payments sector remains to be seen. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Did SWIFT Just Eat Ripple’s Lunch? Here’s the Latest appeared first on Times Tabloid .

The cryptocurrency market has grown increasingly complex, leaving investors asking what is going on with crypto today as traditional coins plateau and retail and institutional demand search for structured, high-potential alternatives. Among the emerging contenders, Mutuum Finance (MUTM) stands out due to its dual-lending architecture, combining P2C pools for major coins and stablecoins with P2P markets for less-liquid tokens. Depositors in the P2C pools will receive mtTokens that automatically accrue yield, while a governance-managed stablecoin will be minted only against overcollateralized loans and burned on repayment. This mechanism creates a recurring native cash flow, as liquidation events funnel a portion of penalties directly into the treasury, providing predictable revenue that underpins future staking rewards, buybacks, and protocol incentives. Three core drivers paving the way to $3 Analysts point to three primary reasons why MUTM is structurally positioned for significant upside. First, the liquidation rules with penalty allocation provide a recurring revenue stream. When borrowers fall below collateral thresholds, liquidations occur, and a share of the penalty flows to the treasury. This treasury revenue will be systematically applied to incentives and partial buybacks MUTMs for mtToken stakers, directly translating platform activity into MUTM demand. By continuously tying protocol performance to token utility, Mutuum Finance (MUTM) creates a self-reinforcing growth loop that makes the token attractive for both retail and institutional participants. Second, the reserve factor is a critical driver of value accumulation. A fraction of borrower interest compounds into deployable treasury assets, building a strong on-chain safety buffer. These reserves will be strategically applied to fund staking rewards, insurance mechanisms, and liquidity incentives. The disciplined reserve growth ensures that MUTM will have tangible backing for its token economics, reinforcing confidence among larger market players and contributing to a stable path toward multi-dollar pricing. Third, the robust oracle strategy enhances trust and participation. Chainlink primary feeds supplemented with fallback mechanisms and time-weighted averages will reduce erroneous liquidations, encouraging users to maintain larger, longer-duration collateral positions. This accuracy attracts corporate treasuries, funds, and active whales who prefer predictability, allowing the protocol to generate consistent borrowing and fee volume. The combination of precise pricing, structured penalties, and strong reserve dynamics forms a compelling case for Mutuum Finance (MUTM) upside potential. Adding to these three pillars, the buy-and-distribute mechanism ensures that protocol revenue converts directly into token demand. Revenue from borrower interest, fees, and liquidation penalties will be used to purchase MUTM from open markets and distribute it to mtToken stakers. This cyclical model aligns participant incentives with the protocol’s growth, creating a measurable link between usage, revenue, and token appreciation. Presale momentum and strategic entry Phase 6 of the MUTM presale is priced at $0.035 and has raised approximately $16.4 million, with 16,600+ holders already participating. Half of the 170 million token allocation for this phase is already claimed. The project has passed a CertiK audit with a TokenScan score of 90 and a Skynet score of 79, requested on 2025-02-25 and revised on 2025-05-20. Social engagement continues to accelerate with a $50,000 bug bounty program and a $100,000 giveaway for 10 winners of $10,000 each in MUTM. Phase 7 will step the price up to $0.040, a 15% increase, creating urgency for those seeking early entry and maximum exposure before the next valuation adjustment. The $3 target from $0.035 represents an 86X multiple, illustrating the scale of potential appreciation. This pathway is supported by structured adoption: the beta launch at listing will convert presale holders into active users, generating real borrowing and repayment flows. Over 12–24 months, these cycles will produce trancheable revenue streams that feed into treasury reserves, buybacks, and staking rewards. Layer-2 integration will ensure fast, low-cost transactions, encouraging retail adoption and higher utilization, while expected Tier-1 exchange listings will expand liquidity and market access. Combined, these elements create a defensible path to a multi-dollar valuation. Final words For example, a $5,000 allocation at Phase 6 at $0.035 will yield 142,900 MUTM tokens, which would be worth $428,600 at the $3 target. This approach demonstrates how structured protocol mechanics, not just speculation, can drive substantial appreciation. Analysts highlight that the revenue and utility model of MUTM, centered on stablecoin lending, treasury growth, and buyback cycles, offers a more defensible route to price expansion compared with purely network-driven altcoins like XRP. Phase 6 is already half sold out, and the following phase at $0.040 is a really important chance. Early admission guarantees participation in the treasury-driven appreciation loop, where penalties for liquidation, reserve accumulation, and buybacks all work together to create steady demand for MUTM. Mutuum Finance (MUTM) is shaping up to be one of the best chances in the market for investors who want to invest in crypto in a disciplined way and see long-term development. The price is on track to reach $3 by the end of 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Analysts give 3 reasons why MUTM could be the best crypto with $3 target by 2026 end appeared first on Invezz

Blockchain analytics firm Elliptic has flagged a cache of leaked data from businesses controlled by sanctioned Moldovan oligarch and Kremlin ally Ilan Shor. The files, leaked earlier this month, provide a detailed look inside the A7 group, an operation based in Russia, operating a specialized “sanctions evasion-as-a-service.” Elliptic’s analysis of the data shows that several crypto wallets have processed stablecoin transactions worth $8 billion over the past 18 months, tracing the digital money flow from Russian-affiliated entities to political operations in Moldova as the country prepares to hold its parliamentary elections. Reports mentioned that Shor’s switch to digital assets was necessary because of his controversial past. A7 document leaks show Russia’s influence using crypto According to several reports, Shor fled Israel after he was convicted in 2017 for his role in the theft of $1 billion from Moldovan banks. Shor ended up in Russia, with the country granting him citizenship. The United States later sanctioned him in 2022, accusing him of making efforts to undermine democracy in Moldova. From his position as a fugitive, Shor started the A7 group in 2024, creating a structured connection for the expertise he had cultivated. In the report released by Elliptic, it claimed that A7 group is partly owned by Russia’s state-owned Promsvyazbank (PSB), a bank that has been sanctioned for financing Russia’s defense industry, tying A7 as a de facto arm of the country’s financial warfare apparatus. The scale of the operation is quite big, with Shor reportedly boasting to Vladimir Putin in a statement earlier this month that A7 had carried out transactions worth 7.5 trillion rubles, which is approximately $89 billion, for Russian businesses in ten months. While the mechanisms of operations were not clear to people at the time, the A7 leaks now provide a detailed look into the blueprint of operations. They reveal a complex settlement network built to move payments through a group of companies, primarily located in Kyrgyzstan , a country that shares close political and financial ties with Russia. The scheme also combines the use of traditional tools like cash and promissory notes with a heavy reliance on digital assets like USDT to move funds across borders outside the controlled traditional finance system. Creation of A7A5 eliminated reliance on USDT This dependence on crypto is revealed in internal chat logs where employees discuss multi-million dollar USDT transfers for treasury management. In one exchange, a user named athena1098 requested two million USDT for “treasury,” a transaction that was connected to a wallet that had seen more than $677 million in inflows. The leak revealed that the user is Maria Albot, a former Moldovan politician who was also sanctioned. Albot also shares close ties to Shor. The leaks also showed how sanctioned individuals continued to carry out large-scale financial operations and transactions using digital assets. In the leaked file, A7 noted that there is a vulnerability in relying on USDT, in the sense that it could be frozen by its issuer, Tether. The company then moved to develop its alternative, A7A5, a stablecoin backed by the Russian ruble. With about 41.6 billion tokens in circulation, the stablecoin is currently valued at $500 million. In addition, reports claim that A7A5 was engineered to be sanctions-proof. Leaked chats from April 2025 show employees discussing concerted market-making efforts, which led A7 wallets to send $2 billion in USDT to exchanges to purchase A7A5 and build liquidity, creating a self-contained financial ecosystem insulated from Western pressure. Notably, the stablecoin was also used on Garantex, an exchange that has since been brought down for several sanctions violations. The smartest crypto minds already read our newsletter. Want in? Join them .

Ethereum has reclaimed its position as the largest blockchain for USDT deployment by surpassing Tron in supply. USDT supply on the ETH blockchain has grown by around $17 billion since May to $77 billion. The shift represents a reversal from earlier in May, when Tron temporarily held the lead with 48% supply compared to Ethereum’s 42%. The two blockchain networks have remained close competitors throughout the year, with between $75 billion and $80 billion supply levels. According to DeFiLlama data, Tron’s supply stands at $76.23 billion at the time of publication. Institutional adoption fuels ETH dominance as the preferred network for USDT Retail traders have largely favored Tron for its low fees against Ethereum’s institutional-grade infrastructure with higher transfer fees. Despite that, ETH has maintained deep liquidity and an extensive DeFi ecosystem reach. Other notable chains include the BSC chain, which holds 7.48% of the USDT supply, and Plasma (XPL), with a supply of $4.37 billion. Solana has remained low, capturing only $2.1 billion of the USDT supply, according to data on DeFiLlama. 📈🔝 @Tether_to 's USDT on @ethereum is back as the biggest stablecoin deployment by supply. The supply of USDT on Ethereum has increased by ~$17 billion since May. pic.twitter.com/1wS2RZ1FA3 — Token Terminal @ TOKEN2049 🇸🇬 (@tokenterminal) September 26, 2025 Ethereum’s daily USDT transactions average around 400K, while overall network transactions surpassed 1.64 million today. This shows its active use in payments and settlements across the DeFi ecosystem. Tron, however, still dominates in terms of daily transactions. Institutional adoption of Ethereum has fueled the reversal, with companies like PayPal integrating PYUSD stablecoin into Ethereum, currently leading with $1.75 billion in supply. The scale of USDT volumes on Ethereum influences cross-chain bridge activity, liquidity provision, and exchange integration. Ethereum’s ability to capture institutional stablecoin flows positions it as the primary settlement layer for institutional financial applications as TradFi adopts blockchain-based payments. Tether remains the global leader in the stablecoin market with a market cap of $174 billion. Circle’s USDC follows in the second position with $74 billion. The two tokens dominate the stablecoin market, although they have different strategies. GENIUS Act pushes broader stablecoin competition Tether first launched in 2014 as RealCoin before changing that name later. It gained market traction quickly after becoming the preferred tool for moving money between different cryptocurrencies, mainly due to its speed of settlements and lower fees. It has also faced controversies, including regulatory fines and concerns over its reserves. The token has now grown to be offered on over 90 networks. Circle’s USDC, launched in 2018, is focused on compliance and transparency. It publishes monthly attestations while maintaining a close partnership with American financial institutions. Circle went public in June, listing on the New York Stock Exchange (NYSE) and raising over $1 billion on its IPO. The firm has positioned itself as the regulated alternative to Tether. The U.S. regulatory framework has boosted the growth in stablecoin competition. The GENIUS Act, signed into law by President Trump in July, established a comprehensive standard for stablecoins to meet. Cryptopolitan covered the story , highlighting that the act requires stablecoin firms to disclose monthly public reserves, third-party attestations, and strict limitations on asset composition. Circle was already largely compliant with these requirements. Tether has, however, is launching another U.S.-compliant token, USAT, while issuing USDT for the global market. Tether has managed to maintain strong financial results, with billions in quarterly profits generated mainly from its holdings of U.S. Treasuries. The firm has established itself as one of the largest holders of U.S. debt, with more than $24 billion invested in short-term Treasury bills since July. Circle’s USDC, however, is lagging mainly due to its revenue-sharing model with partners, despite gaining institutional trust due to its transparency and regulatory compliance. Get up to $30,050 in trading rewards when you join Bybit today

Global civil society organization Transparency International U.S. has urged lawmakers to reexamine some parts of the crypto market structure legislation. The bill is currently awaiting approval from Capitol Hill. The organization expressed its concerns about the legislation in a letter to U.S. Senator Majority Leader John Thune and Senator Charles Schumer. Transparency International’s concerns are on the Digital Asset Market Clarity Act (CLARITY Act) and the Responsible Financial Innovation Act (RFIA). Transparency International sees risks posed by the RFIA bill The letter highlights the risks posed by the bills, with support from the Free Russia Foundation, Financial Accountability and Corporate Transparency Coalition, and Nate Sibley, the director of the Hudson Institute’s Kleptocracy Initiative. The parties want Congress to ensure that digital asset legislation includes measures to protect against money laundering and sanctions evasion, among other illicit activities. The organization argued that virtual assets are becoming the new tools for laundering the proceeds of corruption, including bribery and embezzlement. The letter cited the example of Tareck El Aissami, a Venezuelan official accused of embezzling state funds into digital assets and laundering them through U.S. crypto exchanges. “These blind spots in our crypto laws would give drug cartels, fentanyl traffickers, and corrupt regimes like Iran, North Korea, and Russia exactly what they need to anonymously move dirty money and fund their crimes.” -Scott Greytak, Deputy Executive Director of Transparency International U.S. The organization’s recommendations come in the wake of the recent market structure framework provided by Senate Democrats. The market structure framework highlights the need for stricter regulatory measures for cryptocurrencies. Democratic senators previously explained that the risks stemming from the high volatility of most digital assets pose a financial crisis under the RIFA. The newly appointed executive director of the President’s Council of Advisors on Digital Assets, Patrick Witt, also called for Congress earlier this month to move quickly on cryptocurrency market structure legislation. He said at an industry event in Washington, D.C. on September 12 that getting the legislation over the finish line is a top priority. The U.S. policymakers also argued that a loophole in the RFIA could allow decentralized crypto platforms to avoid policies designed to prevent money laundering and terrorist financing. Transparency International said in the letter that the U.S. Treasury Department should have the power to implement AML measures on DeFi platforms to prevent illicit activities. The letter also advocates for measures to eliminate certain loopholes for crypto mixers. Digital asset mixers, like Tornado Cash, have previously been tied to criminal activities. The authors argued that the RFIA would allow companies to avoid accountability by claiming they don’t operate in the U.S. They also maintained that any final legislation must ensure that crypto platforms serving U.S. customers must comply with U.S. sanctions and AML/CFT requirements. GENIUS Act limits stablecoin issuers from offering yield The authors also acknowledged the importance of creating a level playing field for stablecoin issuers. They stated that all stablecoin issuers must implement reasonable ecosystem-wide monitoring. According to them, the initiative could help ensure protections for investors while assuring they do not engage in illicit financial activities. The GENIUS Act became law in July and stipulates that no stablecoin issuer can offer any yield or interest on holdings. Senate Democrats also suggested a prohibition on interest or yield paid either directly or via affiliates by stablecoin issuers. The stablecoin legislation prohibits issuers from offering yields directly or through affiliates, but does not block exchanges from doing so. Banks advocated for the term through affiliates to be included in the stablecoin legislation, and even after it was signed into law, they haven’t stopped calling for the change. The Bank Policy Institute wrote in August that lawmakers should use the market structure bill to close the loophole created by the GENIUS Act. The crypto industry sees the stablecoin bill as fair legislation that permits exchanges and affiliates to pay interest to holders. Crypto lobbying groups responded to the Bank Policy Institute’s statement, arguing that only banks having such allowances gives them an advantage and limits consumer options. Get seen where it counts. Advertise in Cryptopolitan Research and reach crypto’s sharpest investors and builders.

Credit rating agency Moody's announced in its report that cryptocurrency adoption in developing countries could put monetary policy sovereignty and financial resilience at risk. The report noted that this risk increases as cryptocurrencies go beyond being just an investment tool and are now being used for savings and money transfers. Moody's argued that the proliferation of dollar-denominated stablecoins, in particular, and the increasing use of pricing and payments in currencies other than local currencies could weaken the monetary policy transmission mechanism. This, it added, could reduce transparency and regulatory visibility, creating pressures for “cryptocurrency”—akin to unofficial dollarization. Related News: What Will the Bitcoin Price Be at the End of 2025? 10 Major Companies and Analysts Weigh In The report also noted that cryptocurrencies provide new channels for capital flight through anonymous wallets and offshore exchanges, which could undermine exchange rate stability. Moody's noted that the heaviest adoption of crypto assets has been seen in Southeast Asia, Africa, and parts of Latin America, driven by factors such as high inflation, currency depreciation, and limited banking services. In contrast, crypto adoption in developed economies is reportedly advancing largely due to institutional consolidation and regulatory clarity. According to the report, approximately 562 million people worldwide will be using cryptocurrencies by 2024, representing a 33% annual increase. *This is not investment advice. Continue Reading: Moody’s Releases Cryptocurrency Report: Issues Warning

Crypto analysts are forecasting that Mutuum Finance (MUTM) is positioned for a near-term price increase of 15% and is on track for a substantial breakout leading into Q2 2026. Market observers tracking crypto charts note that while top-tier DeFi tokens have stabilized, early-stage presale projects with robust utility are gaining traction among serious investors. With MUTM currently trading at $0.035 in Phase 6 of its presale, it is drawing attention as a token primed for both short-term growth and long-term expansion. Why Mutuum Finance (MUTM) stands out Mutuum Finance (MUTM) will operate with a dual lending model, combining Peer-to-Contract (P2C) pools and Peer-to-Peer (P2P) lending to offer comprehensive capital efficiency. P2C pools will allow users to deposit stablecoins like USDT, USDC, DAI, and USDD, as well as major cryptocurrencies such as ETH, BTC, SOL, ADA, XRP, and LINK. Rates will dynamically adjust based on utilization, encouraging deposits when liquidity is high and balancing borrowing when demand rises. For instance, an investor depositing $15,000 USDT in a P2C pool will earn mtUSDT at a 1:1 ratio with a projected APY near 15%, delivering $2,250 in passive income by year-end. Borrowers will retain exposure to their assets while borrowing liquidity; locking $750 worth of ETH allows borrowing up to 75% of its value in stablecoins. The P2P model will be tailored for niche or higher-volatility assets like DOGE, SHIB, PEPE, and FLOKI, where lenders can negotiate rates and durations directly, isolating these riskier assets from core liquidity pools. Overcollateralization and a Stability Factor will govern all loans to protect the solvency of the protocol. Liquidation thresholds will ensure that positions at risk are promptly closed, with incentives for liquidators to stabilize the platform efficiently. Mutuum Finance (MUTM) will also deploy a decentralized $1-pegged stablecoin. This stablecoin will be minted when users borrow against approved collateral and burned upon loan repayment or liquidation. Governance will oversee interest rate adjustments to preserve the peg, while arbitrage mechanisms will help maintain stability during market fluctuations. Chainlink oracles with fallback systems, aggregated feeds, and DEX TWAP references will provide precise price discovery, ensuring accurate valuations for lenders and borrowers even in volatile markets. Presale momentum and long-term growth Phase 6 of the MUTM presale is priced at $0.035, with approximately $16.4 million expected to be raised and over 16,600 holders projected. Half of the allocated supply has already been reserved, and the next Phase 7 is set to increase the price to $0.040, reflecting a 15% near-term gain. Investors who participated in Phase 1 at $0.01 will see a 3.5x value gain by Phase 6, and the token’s listing at $0.06 will deliver a further unrealized 70% gain. Analysts project that by Q2 2026, MUTM’s adoption could mirror the growth trajectories of major DeFi tokens like SOL and AVAX, yielding long-term gains of over 9,900% for early buyers. The platform will also introduce mtToken staking and MUTM buyback mechanisms, using revenue generated from lending fees to repurchase MUTM on the open market. Depositors staking mtTokens will earn MUTM rewards distributed proportionally, creating a steady, compounding yield for users while simultaneously supporting token price stability. Mutuum Finance (MUTM)’s roadmap shows a linear progression from presale and smart contract development to a functional demo and testnet. Subsequent exchange listings on Binance, KuCoin, Coinbase, and Kraken will enhance liquidity and adoption. The beta launch will allow users to experience the protocol firsthand, providing confidence in both usability and security. The CertiK audit, with a Token Scan Score of 90 and Skynet Score of 79, combined with a $50,000 bug bounty and a $100,000 giveaway for ten early supporters, will anchor trust and community engagement around the token. Final words Analysts note that market timing for crypto investment is critical. As volatility continues to drive short-term price swings, MUTM’s strong presale performance, structured lending, stablecoin integration, and planned staking rewards place it ahead of many larger-cap tokens. For traders tracking why crypto is going up, the combination of tangible utility, security measures, and presale momentum positions MUTM as the DeFi pick ready to capitalize on the next cycle. Investors accessing the dashboard will track real-time ROI, connect wallets seamlessly, and compete on the Top 50 leaderboard for bonus MUTM rewards. The project’s utility-driven features, paired with upcoming exchange exposure and growing community participation, will support both near-term price movement and long-term growth leading into Q2 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Analysts say $0.035 token set for 15% rise could be next crypto to explode before Q2 2026 appeared first on Invezz

As Dogecoin oscillates about the crucial $0.23 support, uncertainty looms over its next direction, with the price action reflecting little conviction from buyers. Meanwhile, a new cryptocurrency, Mutuum Finance (MUTM) , is attracting growing market interest on account of its revolutionary DeFi features and strong early-stage fundamentals. Mutuum Finance is at presale phase 6 that is over 50% sold out. Tokens are available for sale at $0.035. The following phase prices will skyrocket to $0.04 With investors focusing more on utility than hype, Mutuum Finance is better value proposition for long-term return, come what may with DOGE’s short-term bounce or breakdown. Dogecoin (DOGE) Price Patterns Hint at Major Breakout as Key Levels Hold Dogecoin is showing strong indications of new momentum, and technical graphs are tilting towards the likelihood of a near-future breakout. The cryptocurrency recently broke above a falling resistance line and tested the significant $0.23 level of support, a typical pattern preceding a continuation rally. Investors are keeping a close eye on a double bottom formation forming and, if accurate, could send a stampede to $0.42 in the near term, with some projecting a run to the $0.60–$0.70 range in mid-to-late 2025. Market sentiment is also becoming increasingly positive, reflected by a Greed reading of 72 and greater whale accumulation at the $0.22–$0.24 levels, setting a price floor. Despite institutional profit-taking danger, sustained closes above pivotal levels of resistance can potentially have DOGE approaching $0.50–$0.60, with the current trading at around $0.24 being a 10.42% day gain. Meanwhile, interest in MUTM continues to rise. Mutuum Finance Presale Milestone Mutuum Finance presale has reached a new level with more than 16,600 investors and more than $16.4 million to date. It is in Phase 6, 45% sold out, selling the tokens at $0.035 for 1 MUTM. As a token of time, the project has included an early bird $100,000 giveaway , with 10 rewards of $10,000 MUTM. Mutuum Finance, in keeping with its promise of privacy, will launch a USD-backed stablecoin on the Ethereum blockchain. Differing from depegging algorithmic stablecoins that will lose their peg in a bear market, the stablecoin will be non-algorithmic and overcollateralized with the hope of being stable even in bad times. Mutuum Finance intends to extend the frontiers of decentralized finance. The platform utilizes Chainlink oracles for settlement, lending, and trading of USD-denominated tokens and other tokens such as ETH, MATIC, and AVAX. Other defensive features in the form of fallback oracle modes, composite data feeds, and decentralized exchange time-weighted averages are also offered by the platform to offer good, accurate pricing data in an extremely volatile market. The strategy taps into underutilized collateral reserves to offer secured and safe long-term value, rendering the stablecoin a sanctuary of security and sound store of value. This renders Mutuum Finance (MUTM) one of the safest and most revolutionary projects in the present DeFi ecosystem. Why Mutuum Finance Stands Out Mutuum Finance (MUTM) is gaining strong momentum while Dogecoin (DOGE) struggles to hold the $0.23 support line. Stage 6 tokens are priced at $0.035 and are over 50% sold out, with the following stage being priced at $0.04. Mutuum Finance has raised $16.4 million from 16,600+ investors, which shows high demand. With a $100K giveaway, an overcollateralized USD stablecoin, and high-level oracle integration with Chainlink and fallback systems, Mutuum Finance offers security, precision, and scalability. Join presale today and acquire early-stage tokens before prices appreciate. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

BitcoinWorld An Interview with Fasset In an exclusive interview with BitcoinWorld , we got the chance to speak with Daniel Ahmed, COO and Co-Founder of Fasset Why did Fasset start, and what big problem is it trying to solve for people in emerging countries? Fasset was born out of a simple but urgent premise: in too many places, geography still dictates one’s financial destiny. In emerging markets, a service as necessary as banking is fragmented, minimum investment thresholds are high, and opportunities to participate in global financial systems are limited. Fasset’s mission is to bridge this gap. By tokenizing real-world assets and delivering access through a mobile-first financial superapp, Fasset is turning what was once exclusive to Wall Street into something anyone from anywhere can start, with just a dollar and a smartphone. How does Fasset help someone with just a phone start saving or investing small amounts? With Fasset, all you need is a smartphone to start small and dream big. Once verified, users can access fractional shares of stocks, ETFs, gold, sukuks, or even pre-IPO stocks, and more, starting with as little as $10. There’s no need for brokers or complex paperwork. This “micro-investment” model turns spare change into meaningful, long-term savings, reimagining wealth-building and investing as a habit that is intuitive and bite-sized. Why do tokenized assets matter for countries where many people don’t have easy access to banks? In regions where banking deserts are common, tokenized assets act as digital financial passports. Tokenization digitizes real-world assets and makes them tradeable from your phone. This allows users to bypass outdated legacy systems, hedge against volatile local currencies, and build real wealth, all via a smartphone. Is it really possible for someone outside the US to own a small piece of a company like Apple or Tesla through Fasset? How? Yes. Through our partnership with Dinari (a Silicon Valley-based company), Fasset offers tokenized securities that represent fractions of US-listed companies like Apple, Tesla, or Google. Each token is backed 1:1 by the underlying stock and regulated by the SEC, allowing users in emerging markets regulated and real-world exposure to assets that were previously out of reach. What is the Fasset Card, and how could it help people pay with digital money in shops? The Fasset Card – available both physically and virtually – will allow users to spend crypto like fiat anywhere Visa is accepted. Topped up with USDT, it integrates with Google Pay, Apple Pay, and other local payment networks. Users can convert and spend their digital assets in real-time, turning their crypto savings into day-to-day utility. Users can get early access to the Fasset Card by downloading the Fasset app. What is Own, Fasset’s Layer 2, and why is it important for fast and cheap transactions? Explain like a simple road over a busy highway. Own, Fasset’s Ethereum Layer-2 blockchain is designed for performance at scale. If Ethereum is a congested highway, Own then becomes an express lane – faster, cheaper, and purpose-built for emerging markets. By seamlessly processing transactions off-chain and settling them back securely, Own makes everyday digital finance instant and cost-efficient. Can you share a real example of an app using Own, like ORO for gold? What does it let people do? With ORO, users can seamlessly buy, hold, and trade tokenized and redeemable gold without the need for vaults or paperwork. It breaks down the barriers for entry and removes the complexities often associated with gold investing into a simple, mobile-native, and intuitive experience, enabling users to transact in gold 24/7, as easily as sending a text message. When will people be able to use more apps on Own, and what types are coming first? Users will be able to start using more apps on Own later this year. At launch, current users who have accumulated points through trading will be able to convert them into $OWN tokens, creating immediate utility and value recognition. Once migrated, $OWN token holders will gain trading discounts, early access to new products, rewards, and access to a globally regulated network of financial corridors. The initial wave of applications available will focus on RWA products ranging from stocks, bonds to real estate and commodities, with additional categories DeFi to roll out in subsequent phases. In which countries is Fasset approved to operate, and why does that matter for users’ safety? Fasset has the largest portfolio of licences in high-growth markets across Asia and Africa, including the UAE, Indonesia, Malaysia, Turkey, Pakistan, Bahrain, and more. We believe regulatory alignment forms the bedrock of trust for many users across the globe, and our licenses ensure that users can interact with a transparent, secure platform held to the highest standards. Our compliance-first approach is also precisely why banks, telcos, and other institutions are eager to partner with us. How does Fasset protect users money and data behind the scenes? Fasset protects users by ensuring every single product, from sukuks and S&P Shariah ETFs to gold, blue-chip stocks, and government bonds, is fully backed, verified, and independently audited. From day one, we have been regulation-first and Shariah-compliant, with a mandate to enable successful cross-border access to ethical and inclusive finance. By adhering to asset-specific standards, we ensure users are guaranteed ownership rights, dividends, and redemptions on time. This secure, ethical foundation gives users a trusted single entry point for long-term wealth generation. What does “Shariah-compliant” mean on Fasset, and why is it important to many users? How do people add money to Fasset in places like the UAE or Bahrain? Is it through local banks? Fasset is committed to operating within an ethical and compliant framework, aligning its operations with the principles of Islamic Finance. Shariah compliance means every product has been vetted against Islamic finance principles, meaning there can be no hidden interest, no speculation, and most importantly, no non-permissible industries. Additionally, ongoing Shariah audits and advisory work take place. Our Shariah-compliance unlocks confidence for over 2.5 billion potential users, for whom funding accounts is as easy as a local bank transfer or debit and credit card top-up, keeping onboarding simple and familiar. If someone has never used crypto before, what first steps does Fasset recommend? For those new to crypto, Fasset makes the first steps simple and intuitive as our wallet functions like a familiar digital banking app where users can buy, trade, deposit, and withdraw funds. Getting started only requires a quick KYC check, after which you can choose from over 100 supported currencies, including Bitcoin, Solana, and others. The first purchase can be made with existing payment methods such as Google or Apple Pay, a bank transfer, or by linking a credit or debit card. Within seconds of the order confirmation, the asset amount is reflected instantly in the digital wallet. What learning tools or guides does Fasset give to help beginners? To help first-time users navigate digital assets on our platform confidently, we’ve created a beginner’s guide to help them get started on their wealth-building journey. Fasset says it has handled over $1 billion in transactions and is growing fast. What does this mean for users today? We processed US$1 billion in transactions in just the first 6 months of the year, and another US$1 billion in the subsequent 3 months. This reflects strong adoption and trust in Fasset’s regulated infrastructure. For users, this means greater liquidity, diversified participation, and the ability to invest fractionally in typically illiquid assets, from sukuks to gold and ETFs, with far lower capital. We are scaling this further by serving underbanked communities from Morocco to Malaysia and even beyond, enabling 50+ banking corridors that connect a potential 2.5 billion people to seamless, compliant cross-border financial services without requiring app switching or extra wallets. What is one story of a user whose life improved because of Fasset? A few years ago, I met a man working in a hotel here in Dubai who told me he uses Fasset to buy Bitcoin every single month, and he does this so he can send it back home to his family in Kenya. Hearing that really struck me: it showed me that what we’re building isn’t just about technology, it’s about helping real people bridge distances, support their community, preserve value, and access financial opportunity. That story stuck with me. Looking ahead, what new features or launches are coming this year that users should be excited about? Our mission is grounded in a single goal: helping people grow and protect their wealth, no matter where they start. We have already unlocked access to a broad spectrum of tokenized real-world assets, from gold to tokenized stocks and ETFs, and we are just getting started. Every new feature we build is designed to make investing not only seamless but meaningful – built for long-term participation, not short-term speculation. Our newest launch, Fasset Card, will enable users to spend cryptocurrency as easily as fiat at any location that accepts Visa. The card is currently in development, with early access available soon via a waitlist on the Fasset app. At Fasset, we believe that financial inclusion must be intentional, and that is why our priority lies in building a secure, regulation-first platform where users can confidently and consciously participate in ethical, long-term wealth generation. Which countries will Fasset focus on next, and why those markets? Fasset is looking at expanding across Asia and Africa. Our growth roadmap prioritizes utility, compliance, and most importantly, user empowerment, and in every new market, our approach remains the same: secure the right licenses, operate with full regulatory alignment, and make cross-border finance as simple as using a local banking app, meeting the needs of both existing and new users. If users could request one simple feature that makes saving or investing easier, what should they ask for? If there’s one feature users should demand, it should be real access. At Fasset, we believe the true test of financial inclusion is whether someone, anywhere in the world, can own a fraction of a real, regulated asset, be it gold, a sukuk, or an ETF, with the same ease as sending a text. That’s what we’ve built with our superapp: a secure, compliant gateway to global wealth-building tools. We have stripped away the friction that has long plagued users’ financial journey so that investing is no longer a privilege, but a principle. By embedding compliance and lowering capital thresholds from the ground up, we are not just making saving easier, but we are making wealth generation intentional and truly borderless. Section 2: Quick yes/no or short answers 2a. Can users start with $1 or less? Users can start with a minimum deposit of $10. 2b. Are tokenized stocks and gold available in the mobile app? Yes. 2c. Will there be more education content inside the app this year? Yes. This includes more video tutorials to guide first-time investors through their journey. Section 3: Closing Questions 3a. What promise does Fasset make to first-time users about safety, simplicity, and access? Fasset promises first-time users a platform that is secure, simple, and genuinely accessible. In a world where too many are excluded from financial opportunity by geography or infrastructure, we have built a platform that unlocks high-growth assets for high-growth markets. This means we are not simply focused on onboarding users, but we are building a global movement: 100 million digital asset owners by 2030. Mobile-first, built to scale, and regulation-first by design, Fasset allows everyone, from migrant workers in the MENA region to institutional investors, a single, trusted gateway into ethical, long-term wealth creation. 3b. How can someone join the waitlist or start today? Simply download the app and join us! Stay tuned for more thought-provoking content and engaging interviews on Bitcoinworld.co.in , World of Cryptocurrency & Blockchain News. This post An Interview with Fasset first appeared on BitcoinWorld .

A significant transformation for international payments is on the way thanks to the interbank messaging system SWIFT. To the uninitiated, SWIFT is the backbone of the global financial messaging network, connecting more than 11,000 institutions across 200 countries. If you’ve ever sent or received a cross-border payment, you’ve almost certainly come across SWIFT, whether it was your bank asking for it, providing it, or using it to match transactions. Now, SWIFT has begun testing on-chain payments and messaging using Ethereum’s Layer-2 network Linea. This game-changing project involves some of the biggest names in global banking, including BNP Paribas and BNY Mellon. One of the most transformational aspects of the trial is the use of a stablecoin-like token for interbank settlement. Read on to learn more about SWIFT’s latest crypto endeavor, how it could revolutionize both crypto and traditional banking, and how you can make the most of this shift by buying the b est crypto presales . Why SWIFT’s Linea Partnership Signals Mainstream Adoption As mentioned earlier, SWIFT’s blockchain experiment aims to dig deep into how it can be used for on-chain messaging and settlement functions, analyzing how the proposed stablecoin token could settle transactions directly on blockchain infrastructure. And SWIFT doesn’t want to stop there; it also plans to extend this experiment, or the stablecoin’s role, into direct value transfer. The goal is to reduce banks’ reliance on intermediaries and make the whole process of sending and receiving international payments more effortless, faster, and even cheaper. It’s worth noting this isn’t SWIFT’s first rodeo with blockchain. Back in 2022, it partnered with Chainlink to test cross-chain communication solutions. Combined with central banks and regulators worldwide exploring CBDCs and stablecoin frameworks, SWIFT’s latest move is a strong confirmation that global institutions are fully aware of what crypto and blockchain offer – and are eager to integrate it with the existing financial infrastructure. It’s also important to mention why SWIFT selected Linea , an Ethereum Layer-2 network, specifically. Linea leverages ZK roll-up technology , which stands out for its low cost and high throughput while still retaining Ethereum’s security. Oh, and it prioritizes data privacy, which is essential when dealing with international banks. All in all, it’s crystal clear that crypto is gaining mainstream adoption. The real question, therefore, is how can you make the most of it as an investor? Low-cap altcoins, and especially presales, are the answer. Given the current market turbulence, and the fact that SWIFT’s experiment will take several months to materialize, presales offer a unique advantage. These tokens haven’t listed yet, meaning they’re shielded from current volatility, and once they do list, they’ll be ready to run alongside a hopefully clear bull market fueled by both fundamental and technical bullishness. 1. Snorter Token ($SNORT) – Powers an Easy-to-Use Telegram Trading Bot That Snipes Meme Coins Meme coin trading is undoubtedly one of the most captivating aspects of crypto, and one that sees a lot of footfall too. That said, unfortunately, it’s not really a fair playing field. Big-money players with advanced tools scoop up all the liquidity in newly listed tokens, keeping most of the profits for themselves. This leaves everyday traders with little to nothing. Snorter Token ($SNORT) , however, aims to change this dynamic and level the playing field for retail participants. How? By letting them place buy, sell, limit, and stop orders in advance – and then executing those orders the moment liquidity kicks in. Additionally, this Telegram-based trading bot is designed with newcomers in mind. Everything from placing orders, to managing your portfolio, to even enabling the bot’s copy-trading function can be done simply by sending commands in the familiar Telegram chat. Another standout feature of the bot is its security. Whether it’s a scammer trying to deceive you with a rug pull, a honeypot, or eat away at your genuine profits via complicated sandwich attacks, Snorter has your back. Buying Snorter Token gives you front-row seats to the bot’s growth. According to our $SNORT price prediction , the token could hit $0.94 by the end of 2025. So if you get in now, you could potentially walk away with 800% returns. Additionally, holding Snort unlocks a slew of exclusive benefits, including: Access to advanced trading analytics No limit on daily sniping Reduced trading fees of 0.85%, compared to the usual 1.5% Staking rewards, currently yielding 114% Currently in presale, $SNORT has already pulled in over $4.1M, with each token priced at just $0.1055. Visit Snorter Token’s official website to learn more. 2. Best Wallet Token ($BEST) – Non-Custodial & Straightforward Crypto Wallet Ready for Market Takeover Best Wallet Token ($BEST) is the firepower behind a new free crypto wallet that’s offering one of the most rock-solid combinations of airtight security and everyday ease-of-use that we’ve ever seen. We’re, of course, talking about Best Wallet . This non-custodial crypto wallet gives you exclusive access to your private keys, which, combined with excellent data encryption and two-factor authentication, ensures that no one other than you can gain access to your wallet. On top of that, Best Wallet differentiates itself by offering a never-before-seen ‘Upcoming Tokens’ section. As the name suggests, this space within the wallet lets you buy the best crypto presales directly from the app. That means no more visiting external presale websites, wondering whether they’re legit or scams, and then going through the tiring process of connecting your wallet, authorizing transactions, and so on. Given everything Best Wallet offers, it’s no wonder this new cryptocurrency project is on its way to capture over 40% of the non-custodial market by 2027. If you want to be part of that growth, buy Best Wallet Token ($BEST) . In addition to potentially huge gains – our $BEST price prediction suggests it could deliver a whopping 2,300% ROI by the end of 2026 – holding also unlocks exclusive platform-based benefits. Reduced transaction and gas fees Voting rights on key platform decisions Early-bird access to new meme coins in presale Staking rewards, currently yielding 82% per year The $BEST presale has so far raised a whopping $16.1M from early investors, but you can still grab the token for just $0.025705. Visit Best Wallet Token’s official website to learn more about its benefits. 3. Remittix ($RTX) – Revolutionizing Cross-Border Crypto-to-Fiat Payments One of the biggest pain points of the current banking infrastructure is sending international payments. The cross-border payments market, though worth nearly $250T , isn’t as smooth as users would like. Enter Remitix ($RTX) , a revolutionary PayFi (payment finance) solution designed to fill the gaps in banking infrastructure using crypto, thereby bringing the two industries together. Simply put, Remitix allows you to send crypto to any bank account around the world, and the beauty of it is that the recipient will receive it in fiat currency without even knowing the payment originated as crypto. The deal is further sweetened with zero forex markup fees on transfers, same-day transaction processing, and a user-friendly interface so even beginners can use the platform with ease. The Remitix presale ($26.7M+ raised) is a game-changing opportunity, especially when you put into perspective that giants like SWIFT are embracing crypto too. And right now, with each $RTX token priced at just $0.1130, it’s the perfect time to get in. Recap : With SWIFT pushing blockchain into mainstream banking, now’s the best time to load up on low-priced, high-upside gems like Snorter Token ($SNORT) , Best Wallet Token ($BEST) , and Remittix ($RTX). Disclaimer: Crypto investments are highly risky. None of the above is financial advice, so kindly do your own research before investing. Authored by Krishi Chowdhary, Bitcoinist – https://bitcoinist.com/best-crypto-presales-to-buy-as-swift-tests-blockchain-payments

Summary I'm initiating Circle Internet Group at a Buy rating, as the company offers a very stable revenue stream within the Wild West of the crypto industry. CRCL's regulatory leadership, rapid USDC circulation growth, and Binance partnership position it to gain market share despite interest rate headwinds. Falling interest rates pressure CRCL's interest income, but robust USDC growth and new revenue streams like the Arc blockchain offset this risk. Adjusted EBITDA margins are expanding, and with stable costs and strong tailwinds from the GENIUS Act, CRCL offers a compelling rebound opportunity. As the stock market falls from recent highs, one thought pervades my opportunistic mindset: which stocks, particularly momentum and growth stocks, have fallen sharper than their fundamentals might justify? What rebound opportunities exist in the crash? While in general I regard most crypto and blockchain highfliers with skepticism, Circle Internet Group ( CRCL ) caught my eye recently. The sponsor behind the number-two stablecoin, USDC, has now fallen well below its original $130 IPO price; despite one point reaching above $200 per share. As the stock recedes, the core question on investors’ minds is: can Circle pull off a rebound? Data by YCharts I’m initiating Circle at a buy rating. To address the elephant in the room: the core reason Circle has been falling recently is mostly the same reason other stocks are rising: lower interest rate expectations. Since this hurts Circle’s principal source of revenue (interest income), investors are rightly nervous. And yet I also think the sheer growth of USDC can’t be ignored. Use this dip as a buying opportunity. The U.S. leader in regulated stablecoins First, let’s start with what exactly Circle does. Circle is the sponsor behind one of the largest and best known stablecoins, USDC. For those new to the term, a stablecoin is a cryptocurrency that is pegged to the value of an underlying asset: in this case, 1:1 against the U.S. dollar. One of the best ways to think about stablecoins is fulfilling the original promise of crypto: by acting as an efficient means of exchange on the internet, minus the volatility and price fluctuation that has accompanied the speculative activity of other coins. Since there is no scarcity (like Bitcoin) and each USDC is backed by a real U.S. dollar held in reserve, the price does not move. Stablecoin share overview (Circle Aug 2025 investor presentation) It’s probably not necessary to state that the stablecoin market is growing rapidly. As of the end of Q2, Circle noted that the market cap of stablecoins in circulation grew at a stunning 50% y/y clip to $223 billion. Transactions, meanwhile, grew at an even faster 75% y/y clip as more applications and merchants leverage blockchain technology to process payments. Stablecoins recently grew to more than 1% of U.S. M2 money supply. The stablecoin industry as a whole saw a massive leap in adoption when the GENIUS Act was passed earlier this year by President Trump. GENIUS provided the first regulatory framework for oversight of stablecoins, including auditing reserve balances. Rather than strangle the industry with regulations, this was broadly seen as a positive for mainstream adoption. USDC is only the second largest coin: USDT, or Tether, predates USDC and is roughly 2x larger. And yet regulation is the number one differentiator for USDC. Circle has taken a compliance first attitude toward USDC, while Tether, which is sponsored by a company domiciled in the British Virgin Islands, is less subject to regulation. USDC vs. USDT (Circle Aug 2025 investor presentation) To me, and to many market observers, the regulatory safety net underpinning USDC is a major reason why Circle is poised to gain market share. The chart below showcases that USDC's share of crypto trading volumes has grown to 10%, up from just 1% in the year-ago quarter. This is just a beginning indication of the potential that USDC has to grow. Key to USDC's market share expansion is a partnership with Binance , which is the largest crypto trading platform in the world. Since December 2024, Binance has made USDC more broadly available to its 240 million global customers. Since the partnership kicked off, USDC has also grown as a share of assets held in custody by Binance, as shown in the chart below: USDC growth (Circle Aug 2025 investor presentation) Interest income: at risk as rates fall, but circulation growth should offset Now let's turn our attention to the number-one factor that is pushing Circle stock down. Circle generates the lion's share of its revenue from interest held on the cash and short-term securities that back its issuance of USDC. As shown in the chart below, reserve returns have been falling alongside interest rate declines: in Q2, reserve returns of 4.14% (roughly matching current yields on U.S. short term treasury bonds, as measured by the SHV ETF ( SHV )) fell -103 bps y/y. Circle reserve return rate (Circle Aug 2025 investor presentation) After the close of the quarter, the Fed cut rates by a quarter point, and is expecting two further cuts by year-end. Current estimates are placing rate-cut odds for only one further cut in 2026. So all else equal, rates could fall by 100 bps relative to current levels, which would cut out ~25% of Circle's revenue stream. Note as well that Circle still pays out a large portion of this revenue as "distribution fees" to its large crypto wallet partners, namely Coinbase and Binance. As rates have fallen and as Circle has focused on growth, its RLDC margin (revenue less distribution cost) has also dwindled somewhat to 38%, meaning that Circle only generates 38% of clean net revenue for each dollar it earns in interest income. Circle RLDC margin (Circle Aug 2025 investor presentation) While I agree that interest rate declines are a headwind for Circle, there are two reasons that I think the company will still be able to pull ahead: Circulation growth is far outpacing expected interest rate declines. As I previously mentioned, a ~100 bps fall in interest rates will hurt interest revenue by ~25%, relative to the company's current ~4% reserve return rate. But at the same time, USDC circulation grew at 90% y/y in the most recent quarter. I also think that the recent risk-off attitude in the stock market and the selloff in momentum stocks will push more investors to increase their allocation to cash - and USDC is now a core alternative for cash holdings. Coinbase currently pays a 4.1% yield on USDC held on its platform. All in all, Circle is still well poised for revenue growth as stablecoin participation and usage itself grows, and as Circle's own market share expands. Alternative revenue streams. Circle recently released the Arc blockchain, which is its own payment protocol that is natively designed to support USDC transactions (as an alternative to using USDC on other blockchains, such as Ethereum). Circle can earn "gas" fees from transactions on the Arc network, which is a revenue stream that didn't exist entirely in 2024. While it's still early days and we have yet to see how wide of an adoption that Arc can achieve, this initiative helps to boost Circle's horizon beyond earning just interest alone. Healthy adjusted EBITDA margin expansion and reasonable valuation We also think that amid top-line concerns, Circle's growing profitability shouldn't be ignored. In Q2, Circle grew adjusted EBITDA at a 52% y/y pace (again, this is in spite of a 103bps y/y decline in reserve return rates) to $126 million, representing a 50% margin against revenue less distribution and transaction costs (the 38% RLDC margin we discussed earlier). This improved 5 points y/y. Circle adjusted EBITDA (Circle Aug 2025 investor presentation) Circle is guiding to $475-$490 million in full-year adjusted opex (excluding stock comp), which implies quarterly opex holding stable at ~$125 million per quarter through the balance of the year. Circle outlook (Circle Aug 2025 investor presentation) The company has also guided to a 40% CAGR in USDC circulation (which should more than offset interest rate pressure), growth in "other revenue" including the new Arc blockchain initiative, and RLDC margins stabilizing in the 36-38% range. To me, this is a powerful combination for further adjusted EBITDA margin expansion. At face value, Circle looks expensive at a 58x forward adjusted EBITDA that sits slightly above 2x of Coinbase's valuation. Data by YCharts But the reason I think Circle's valuation is quite reasonable is because of its rapid pace of current adjusted EBITDA expansion (with all the factors necessary for continued growth still in place: USDC circulation growth well in excess of interest rate declines, modest opex growth, and stable distribution costs) which makes near-term adjusted EBITDA multiples less reliable. Coinbase, on the other hand, looks cheap relative to Circle: but the vast majority of Coinbase's revenue depends on trading revenue, which is very volatile and fluctuates widely from quarter to quarter, whereas Circle's revenue is generated from a very stable interest income stream. In fact, Coinbase's revenue essentially flatlined in the most recent quarter (a function of lower crypto trading volatility) while adjusted EBITDA declined -14% y/y. Coinbase Q2 highlights (Coinbase Q2 shareholder letter) Key takeaways I'd much rather bank on a stable, predictable company like Circle rather than bet on Coinbase's very volatile trading revenue. In my view, the tailwinds from the passage of the GENIUS act this year is unlocking substantial adoption of stablecoins and, in particular, USDC, which is positioning Circle for tremendous revenue growth in spite of interest rate headwinds. Interest rate risk is already priced into the stock: stay long and use the dip as a buying opportunity.

On September 27, COINOTAG News cited on-chain tracker Whale Alert reporting that Tether executed a mint of 1 billion USDT on the Ethereum network. The transaction is recorded on public

Based on reports, Senators Elizabeth Warren and Elissa Slotkin have asked three federal agencies to open probes into what they call a troubling $2 billion crypto transaction linked to US President Donald Trump’s family. The letter, sent to the State Department, Commerce Department, and the Department of Ethics, names two senior figures — David Sacks and Steve Witkoff — and presses for quick answers about their roles. Senators Call For Investigation The senators say Sacks, who advises on AI and crypto, and Witkoff, a special envoy to the Middle East, were involved in a complex deal that connected Abu Dhabi’s MGX, Binance, and a stablecoin called USD1. Reports indicate the deal was first announced in March and was detailed again in a September New York Times piece. According to the senators, the arrangement was not a simple investment but part of a set of actions that could have opened doors for foreign access to US AI systems. Details Of The Transaction At the center is USD1, a token issued by World Liberty Financial, a company tied to the president’s family. Based on reports, MGX moved money in a transaction valued at $2 billion that involved Binance and the USD1 token as part of the settlement. Lawmakers want to know who negotiated which terms, and whether any official acts or policy pushes were influenced by private gain tied to that token. National Security Concerns Raised Warren and Slotkin argue the case raises serious national security questions. They wrote that certain officials appear to have pushed for policy changes that would make advanced US AI technology more accessible to the UAE. The senators warned that “no place in the US government” should be found for mixing official duties with private business interests. They also said that until answers arrive, Congress should be wary of any rules that could benefit politically connected crypto players. Lawmakers Push Back On Industry-Authored Bills Senator Warren has said she supports clearer rules for digital assets but will oppose measures “written by the crypto industry.” Slotkin echoed that view, urging clarity before moving on market reforms and stressing that lawmakers must be sure crypto money is not shaping national security choices. The House passed its version of a digital asset bill, the CLARITY Act , which drew 78 Democratic votes. Yet the Senate measure, championed by Senator Cynthia Lummis, has stalled and faces a slow path forward. Featured image from Getty Images, chart from TradingView

BitcoinWorld Massive Aave Founder ENA Sale: Stani Kulechov’s $2.38 Million Token Transfer The cryptocurrency world is buzzing with news that Stani Kulechov, the visionary founder behind the popular crypto lending protocol Aave (AAVE), may have executed a substantial Aave founder ENA sale . Reports suggest Kulechov transferred 4 million ENA tokens, valued at approximately $2.38 million, to Galaxy Digital. This significant transaction, first highlighted by AmberCN, stems from tokens claimed from a vesting wallet, sparking considerable discussion across the digital asset community. What’s Behind This Aave Founder ENA Sale? According to the report, Stani Kulechov, a known investor in Ethena (ENA), claimed a substantial amount of ENA tokens from a vesting wallet. Following this claim, the tokens were reportedly transferred to Galaxy Digital. This move represents a notable transaction by a prominent figure in the decentralized finance (DeFi) space. Understanding the context is key. Kulechov’s involvement with Ethena as an investor suggests a belief in the project’s potential. However, large token transfers by founders often draw scrutiny and raise questions about market sentiment and future project direction. Understanding Ethena (ENA) and Vesting Schedules Ethena is a synthetic dollar protocol that offers a crypto-native, yield-bearing stablecoin called USDe. It aims to provide a stable, scalable digital asset solution, independent of traditional banking systems. ENA is Ethena’s governance token, playing a crucial role in the protocol’s decentralized decision-making. Vesting schedules are common in the crypto industry. They are designed to prevent founders and early investors from dumping large amounts of tokens onto the market immediately after launch. Tokens are released gradually over time, aligning the interests of the team with the long-term success of the project. The recent Aave founder ENA sale highlights the eventual unlocking and potential distribution of these vested assets. What Does This Aave Founder ENA Sale Mean for the Market? A transaction of this magnitude by a well-known figure like Stani Kulechov can have several implications. Firstly, it draws attention to ENA and Ethena, potentially increasing trading volume and public discourse around the project. Secondly, large sales, especially by insiders, can sometimes lead to market speculation about the asset’s short-term price action. It’s important for investors to consider that such transfers are often part of a founder’s financial planning or portfolio diversification strategies. They don’t necessarily indicate a lack of confidence in the project, but rather a liquidity event from a vested asset. However, market participants will undoubtedly be watching ENA’s performance closely. Navigating Transparency in Crypto Transactions The transparency inherent in blockchain technology allows for the tracking of such transactions. While the specific reasons behind Kulechov’s transfer are not publicly detailed, the ability for platforms like AmberCN to report on them underscores the open nature of the crypto ledger. This transparency is a double-edged sword: it offers accountability but also opens the door for intense market reaction to insider movements. The crypto community often debates the balance between privacy and transparency, especially concerning the actions of influential figures. The reported Aave founder ENA sale by Stani Kulechov is a significant event that highlights the dynamic nature of the crypto market. It underscores the financial activities of prominent figures within the space and the mechanisms of token vesting and distribution. While the implications are still unfolding, it serves as a reminder for investors to stay informed about market movements and the actions of key stakeholders. Frequently Asked Questions (FAQs) Q1: Who is Stani Kulechov? A: Stani Kulechov is the founder of Aave, a leading decentralized finance (DeFi) protocol that allows users to lend and borrow cryptocurrencies. Q2: What is ENA? A: ENA is the governance token for Ethena, a synthetic dollar protocol that provides USDe, a crypto-native, yield-bearing stablecoin. Q3: What does ‘vesting wallet’ mean? A: A vesting wallet holds tokens that are gradually released to founders, team members, or early investors over a predetermined period, rather than all at once. This mechanism encourages long-term commitment to the project. Q4: Is this Aave founder ENA sale a bearish signal for ENA? A: Not necessarily. While large sales can create short-term price pressure, they can also be part of a founder’s personal financial management or portfolio diversification strategy. Investors should consider the broader market context and Ethena’s fundamentals. Q5: How does this transaction affect Aave? A: This transaction primarily involves ENA tokens, not AAVE tokens. While Stani Kulechov is the founder of Aave, this specific sale does not directly impact Aave’s protocol operations or its native AAVE token. Q6: Where can I track such crypto transactions? A: Many blockchain explorers (like Etherscan) allow you to track public wallet addresses. Additionally, crypto analytics firms and news outlets often report on significant on-chain movements. If you found this article insightful, consider sharing it with your network! Stay updated on the latest developments in the crypto space by following us on social media. To learn more about the latest crypto market trends, explore our article on key developments shaping Aave ecosystem developments. This post Massive Aave Founder ENA Sale: Stani Kulechov’s $2.38 Million Token Transfer first appeared on BitcoinWorld .

Ripple’s stablecoin RLUSD may soon gain entry into the US derivatives market, a sector valued at approximately $189 trillion. Analysts argue that such integration could provide indirect benefits to XRP, which serves as the native token of the XRP Ledger (XRPL). CFTC’s New Approach to Tokenized Collateral The potential link between RLUSD and the derivatives market arises from a recent initiative launched by the U.S. Commodity Futures Trading Commission (CFTC). Under the leadership of Acting Chair Caroline Pham, the agency introduced a program exploring the role of tokenized collateral, including payment-focused stablecoins, within derivatives contracts. This initiative forms part of the CFTC’s broader effort , often referred to as a “crypto sprint,” aimed at enhancing collateral management, increasing capital efficiency, and implementing recommendations from the President’s Working Group on Financial Markets . To advance this plan, the commission is currently seeking public input until October 20, 2025, after which it intends to design pilot programs. If approved, stablecoins issued by licensed U.S. entities could be incorporated into derivatives trading. As a U.S.-backed stablecoin operating directly on the XRPL, RLUSD is well-positioned to benefit from regulatory advancements. Market Size and Potential Impact At the end of 2024, the global notional value of derivatives surpassed $700 trillion. Of this, the U.S. accounted for roughly 27%, or $189 trillion, falling under the CFTC’s oversight of swaps, futures, and options markets. The scale of this market means that even limited adoption of RLUSD as collateral could significantly increase settlement activity on the XRPL. Since XRP functions as the gas token for transactions on the ledger, higher RLUSD usage could lead to greater demand for XRP. This connection underpins the belief among some analysts that Ripple’s stablecoin initiative might have broader implications for XRP’s valuation. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Possible Price Scenarios for XRP To explore potential outcomes, Google’s Gemini AI was asked to project XRP’s performance if RLUSD were adopted within the U.S. derivatives sector. The system noted that such an event would bring several advantages: increased transactional volume on the ledger, stronger regulatory legitimacy for RLUSD, and heightened interest from traditional financial institutions in adopting XRPL infrastructure. Based on these factors, Gemini suggested that XRP could reach a price range of $10 to $20 within a year of RLUSD’s integration into the derivatives market, assuming a favourable regulatory and adoption environment. Despite these optimistic scenarios, the relationship between RLUSD’s adoption and XRP’s market value remains speculative. While regulatory approval could establish RLUSD as a credible tool for collateral management and indirectly strengthen XRP’s utility, there is no certainty that these changes would translate into sustained price increases. Market conditions, investor sentiment, and broader macroeconomic factors will continue to play a major role. The CFTC’s initiative is a significant move toward allowing stablecoins in U.S. derivatives markets. Should RLUSD gain traction in this space, the ripple effects could extend to XRP through increased network activity and institutional engagement. However, predictions of dramatic price growth remain hypothetical, and investors are advised to approach such projections with caution. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Impact of Ripple’s RLUSD on XRP: A $189 Trillion Opportunity in US Derivatives appeared first on Times Tabloid .