On September 28, on-chain analytics provider LookIntoChain recorded that crypto KOL Cozomo de’ Medici deposited 1.28 million USDC into the Hyperliquid platform and subsequently acquired 781,252 XPL, a position valued

Ripple is accelerating institutional DeFi as the XRP Ledger hits $1 billion in monthly stablecoin volumes, unlocks real-world asset momentum, and builds compliant blockchain credit infrastructure. Ripple Drives Institutional DeFi Forward as XRP Ledger Enters Its Most Ambitious Phase Yet Ripple shared insight early this week that the XRP Ledger (XRPL) has secured a leading

A groundbreaking transatlantic initiative is fueling institutional blockchain adoption, spotlighting stablecoins, tokenized assets, regulatory alignment, and cross-border finance, with Ripple positioned to shape global standards and accelerate digital growth. Ripple Touts Bilateral Taskforce as Catalyst for Institutional Blockchain Adoption Ripple shared insights on Sept. 25 regarding a new bilateral initiative between the United Kingdom and

Eric Trump, the second-oldest son of U.S. President Donald Trump has hailed stablecoins as a potential lifeline for the US dollar.

The stablecoin arena just got a little juicier. Over the past week, the market bulked up by $3.969 billion—a 1.36% lift. Tether’s USDT strutted in with a fresh $2 billion under its belt, flexing its dominance at 58.68% of the $295.797 billion fiat-pegged token pool this weekend. Ethena’s USDe and Falcon’s USDf Rise While USDC,

As other altcoins struggle for relevance, Mutuum Finance (MUTM) is methodically building what increasingly more experts are calling the future of DeFi. Because of its dual-lending capability, a groundbreaking innovation enabling users to borrow and lend simultaneously from via 2 mechanisms, Mutuum Finance is boosting capital efficiency and attracting serious institutional interest. This technology, coupled with lightning-fast transactions, boundless liquidity, and solid cross-chain functionality, has driven bold projections that Mutuum Finance could rocket from $0.035 to up to $5 in the next market cycle. Already touted as “Solana 2.0”, Mutuum’s tech and tokenomics could be the building blocks for one of the most dramatic growth stories in crypto. Solana Sees $320 Breakout as Bulls Hold Key $210 Support As Mutuum Finance is garnering attention with its twin-lending concept, Solana (SOL) is still exhibiting enormous strength on the technical front. The altcoin has been in an ever-prevailing bullish trend since the month of April, fighting past the critical $210 resistance, which has now turned into a solid support level. Analysts like Ali believe that this price action is a sign of the big rally that is in store, and $320 is the next key resistance level. The Fibonacci retracement levels of $0.618 and $0.786 are a sign of a bullish consolidation period, and rising trading volume is an indicator of growing market confidence. Although the MACD now signifies moderate bearish momentum, declining histogram bars and potential crossovers suggest a reversal in sight. Mutuum Finance Presale Success Mutuum Finance has reached presale stage 6 where it is 50% sold out with the token up for sale at $0.035. The campaign has moved quite fast and investors have already raised more than $16.4 million. The project seeks to develop a USD-backed stablecoin on the Ethereum blockchain to stabilize long-term value and enjoy payback hassle-free. Mutuum Finance has designed a lender-friendly and borrower-friendly DeFi. It can support P2C and P2P types of lending. It is manipulation proof as well as scalable. Mutuum Finance (MUTM) is well-regulated with risk and security-conscious at all levels. The protocol is cautious of under-collateralized and over-lending over-collateralization liquidation. Mutuum Finance does this through cascading Loan-to-Value ratios, liquidity, liquidation charges, and reserve factors hedging and insurance of platform liquidity across states. Variable interest lending is one of the applications available in the market: surplus funds will start lending at subnormal interest and deficit in liquidity will provide extra to enable repayment of the loan and fresh deposits. It implies that lenders can borrow fixed rate borrowing in lending and at desired rate against the variable one and for very liquid collateral only. Buying tokens, exchange listing, and staking are set to boost Mutuum Finance’s long-term growth. It is currently running a running $100,000 giveaway and will reward 10 members each with a $10,000 MUTM reward. To ensure that it has a secure environment on the platform, Mutuum Finance has collaborated with CertiK to bring in an official bug bounty program with a minimum assured award pool size of $50,000. There will be four grading levels rewarded to find vulnerabilities: critical, major, minor, and low. This will ensure end-to-end security and safeguarding. How MUTM Could Rewrite the Next Chapter of DeFi Growth Analysts labeling Mutuum Finance (MUTM) as “Solana 2.0” indicates just how quickly the project is building momentum. Already in Stage 6 with 50% of tokens sold, over $16.4 million raised, and a price of just $0.035, MUTM’s innovative dual-lending approach and strong fundamentals c*****y the foundation for a breakout to $5 in 2025. With growing institutional support and significant milestones ahead, the time to get on board with MUTM is before the presale ends and potential gains multiply. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Investors hunting for the best crypto to buy now are looking past older assets and turning toward projects combining strong utility with rapid adoption. Both Hedera Hashgraph and Cardano have seen mixed technical signals this month, but analysts agree that newer PayFi solutions are standing out. Among upcoming crypto projects, Remittix is taking center stage as it powers past $26 million raised. Experts say this momentum, combined with wallet testing and unique referral rewards, makes Remittix one of the most promising presale stories in 2025. Best crypto to buy now: Hedera Hashgraph price outlook Hedera Hashgraph is trading within a falling trend channel in the medium to long term. Such movement shows lower buy interest and a cautious outlook among investors. The coin recently reacted positively after hitting its $0.29 objective, but faces heavy resistance near $0.21. A successful breakthrough above that zone could generate new bullish signals, while failure could lead to renewed selling pressure. Compared to early-stage crypto investment options, HBAR is struggling to attract major inflows, making investors doubtful if HBAR is among the best crypto to buy now. Cardano faces bearish conditions Cardano’s performance has been under pressure with the price falling by 14.6% in the past seven days. Within the last month, Cardano also dropped 9.29%, losing around $0.07 from its value. Despite these challenges, Cardano is still considered one of the best crypto to buy now, thanks to its strong fundamentals and an engaged community. Analysts believe dips may provide quick trading opportunities, but ADA’s current setup highlights the challenges faced by older layer-1 coins when compared to newer, more impressive altcoins like Remittix. Remittix: the presale powerhouse Remittix is emerging as the best crypto to buy now thanks to its combination of PayFi innovation, community growth, and clear milestones. The project has raised over $26.7 million through the sale of more than 672 million tokens in its ongoing presale event. Tier-1 CEX listings on BitMart and LBANK are confirmed, and beta testing for the Remittix wallet is also live, signalling a strong focus on growth. Analysts note that the RTX presale momentum is further fueled by community-focused initiatives. Why Remittix leads the pack Remittix has surpassed 40,000 holders, showing mass adoption at an early stage. CertiK verification and #1 ranking adds top-level trust and transparency. The project has raised over $26.7 million already, confirming strong investor demand. A $250,000 giveaway is underway, and a referral program pays participants 15% in USDT for every new buyer they bring in, instantly claimable every 24 hours. This, combined with Remittix’s successful CertiK verification, makes it an ideal choice for investors. Discover the future of PayFi with Remittix by checking out their presale here: Website: https://remittix.io/ Socials: https://linktr.ee/remittix $250K Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway The post Remittix is the best crypto to buy now as presale sees 40,000 holders, 15% USDT rewards & a new crypto wallet appeared first on Invezz

Since September 24, Aster has outperformed stablecoin firm Circle in the amount of protocol revenue it generated, breaking the recent duopoly between the USDC issuer and Tether. Aster first overtook Circle in 24-hour revenue, becoming the second biggest protocol by daily earnings, right behind Tether on September 24 when it raked in $12.03M in protocol revenue fees while Circle brought in $7.71M, a figure that is around its usual daily baseline. The Aster DEX has stringed together consecutive days of strong revenue generation. Source: DeFiLlama . Aster stays ahead of Circle Aster , a recently launched perp DEX being positioned to compete with Hyperliquid, is growing pretty fast, attracting the attention of traders and institutions alike. On September 25, Aster outperformed Circle again, bringing in $16.33M while Circle brought in its usual $7 million. The pattern has persisted since then, with Aster’s revenue increasing each time above the previous mark, while Circle’s has maintained the status quo of around $7M. Through all of this, Tether has maintained its lead by a few million. Aster’s hot daily revenue streak highlights its explosive growth, with its 7-day fees being 2.6x higher than those of rival perp DEX Hyperliquid. This strong performance is being driven by whale activity, Aster’s private order book, broader DeFi adoption and a strong endorsement from former Binance CEO Changpeng Zhao (CZ). Aster is set up as a challenger for Hyperliquid and other existing DEXs in a “perps war” that is now having broader implications on the landscape of crypto revenue. For the longest time, Tether and Circle dominated the revenue column with stablecoin yields. However, Aster’s breakout confirms DeFi protocols are also getting better at capturing trading fees, potentially drawing more liquidity and innovation away from the centralized players. Tether remains number one Stablecoin revenue comes from transaction fees, lending interest and treasury operations. As such, it is no surprise that Tether, whose potential valuation is tied to its dominance in the stablecoin market and interest from investors like SoftBank and Ark Invest, has remained number one in that area. Still a private company, reports claim that the crypto giant is in talks to raise up to $20 billion in a private placement that could value the El Salvador-based firm at about $500 billion. One report, citing people familiar with the matter, claims the company is seeking $15 billion to $20 billion for roughly a 3% stake. However, the figures were top-end targets, and in the end, numbers could be significantly lower, with the valuation of the company depending on the stake offered. Tether’s chief executive, Paolo Ardoino, has confirmed via a post on X that the company is indeed evaluating a fund raise from a selected group of high-profile key investors, but it is keeping it all hush-hush. In August, the company tapped former White House crypto policy executive Bo Hines as a strategic adviser to promote its expansion in the United States, a domain that is increasingly being promoted as pro-crypto. Sign up to Bybit and start trading with $30,050 in welcome gifts

Key Highlights Bitcoin lags despite hitting $124,000 while altcoins surge ahead Stablecoin law in the US sparks fresh momentum for smart contracts ETF approvals set the stage for the next big crypto rally Grayscale Sees Altcoins Surging as Bitcoin Lags in 2025 Grayscale believes the third quarter of 2025 marked the start of a new “alt season,” though this rally looks different from previous cycles. The company attributes the trend to Bitcoin’s underperformance compared to other cryptocurrencies, alongside the rising impact of centralized exchanges. According to a report , all major sectors, including Bitcoin, Ethereum, AI tokens, and smart contracts delivered positive returns in Q3. Still, altcoins captured more momentum. Grayscale noted that the smart contract sector benefited from July’s stablecoin legislation in the US, while AI tokens and Bitcoin posted more modest results. Bitcoin Struggles to Keep Pace Bitcoin climbed to a record high of over $124,000 in August, yet its gains fell short compared to altcoins. Grayscale described the trend as an alt season—though unlike earlier cycles, Bitcoin’s dominance decline has been paired with broader growth in different crypto categories. The report also pointed out several market shifts driving altcoin strength: Companies holding more tokens on their balance sheets Increasing adoption of stablecoins in the US Higher centralized exchange trading volumes Still, both Bitcoin and altcoins remain behind gold and equities in reaching fresh highs, partly due to continued stablecoin outflows from exchanges. Outlook for Crypto ETFs As one of the largest asset managers in digital assets, Grayscale remains central in shaping new investment products. The company said the SEC’s approval of new crypto ETF listing standards should bolster markets in Q4. One of Grayscale’s multi-asset ETFs already gives exposure to leading coins like Bitcoin, Ethereum, XRP, Solana, and Cardano. Grayscale sees the third quarter as a turning point, with investor interest shifting from Bitcoin to altcoins amid regulatory change. Upcoming legislation and expanding ETF products could decide whether this distinct alt season builds into a broader rally across global markets.

This week was marked by sweeping moves from the White House, sharp turbulence in cryptocurrency markets, and a controversial shift in US health policy. Here’s a breakdown of the key events that transpired in the week. Trump signs executive order on TikTok deal President Donald Trump signed an executive order approving a restructuring of TikTok’s US operations , valuing the business at around $14 billion. The deal satisfies national security requirements forcing ByteDance to divest its American unit or face a ban. Under the agreement, Oracle, Silver Lake, and Abu Dhabi’s MGX fund will control about 45% of the new entity, while ByteDance retains under 20%. Existing investors and new holders will account for another 35%. Oracle will manage security operations and continue cloud services. Notably, no ByteDance representatives were present at the signing, and China has yet to formally approve the deal. Analysts have previously estimated TikTok’s US arm could be worth $30–35 billion, highlighting a wide gap in valuations. US tariffs on pharmaceuticals, furniture, and trucks In a separate announcement, Trump unveiled sweeping tariffs effective October 1, 2025. The most disruptive measure is a 100% tariff on branded and patented pharmaceutical imports , a move aimed at forcing drugmakers to build plants in the US. The announcement triggered immediate selloffs in Asian and European pharma stocks, with India—responsible for about 40% of US pharma imports—seen as most exposed. Analysts warn of potential supply chain disruptions and higher US drug costs. Other industries were also targeted: 50% tariffs on kitchen cabinets and vanities, 30% on upholstered furniture, and 25% on heavy-duty trucks . While intended to boost domestic manufacturing, the tariffs may raise consumer prices and pressure import-dependent sectors. Trump’s Tylenol remarks On Monday, Trump linked autism to childhood vaccines and the use of Tylenol during pregnancy—claims rejected by leading medical bodies. The president, acknowledging he is not a doctor, advised pregnant women not to take Tylenol and parents to delay vaccinations. The remarks immediately hit financial markets: shares of Kenvue, Johnson & Johnson’s consumer-health spinoff, fell 7.1% to a record low. Medical societies continue to cite data showing acetaminophen is safe during pregnancy, underscoring the gap between administration rhetoric and scientific consensus. Cryptocurrency market sees $1.5B liquidation Crypto markets endured a severe downturn on Monday, with more than $1.5 billion in long positions liquidated in just 24 hours. Ethereum plunged nearly 9% to $4,075 after close to half a billion dollars in leveraged bets were unwound. Bitcoin dropped 3% to around $111,998, while altcoins like Solana and XRP saw steeper losses. The mass liquidation dragged total crypto market capitalization below $4 trillion, erasing weeks of gains. Analysts cited high leverage, regulatory scrutiny of ETFs and stablecoins, and global macro uncertainty as key drivers of the selloff. On Saturday, the total crypto market capitalization was at $3.77 trillion. Major cryptocurrencies also continued to weaken with Bitcoin trading at $109,294, down by over 5% in the last 7 days and Ethereum at $4011.8, trading in red by more than 10% from the previous week. Trump attacks the UN in General Assembly speech In his address to the United Nations, Trump accused the body of failing to support US foreign policy and wasting resources on migration . He criticized the UN as offering “nothing but empty words” and claimed it was financing illegal migration rather than curbing it. The president also stressed domestic achievements, citing lower inflation and wage growth, while framing his protectionist trade stance as essential to safeguarding US industry. The post Weekly wrap: TikTok deal, pharma tariffs, crypto crash and Trump’s UN remarks appeared first on Invezz

Mike Novogratz, a former Goldman Sachs partner, Wall Street veteran, and founder of Galaxy Digital, shared his striking predictions about the future of cryptocurrency markets. Novogratz offered insider insights into market cycles, institutional adoption, and the catalysts that will trigger the next major bull rally. After eight years of waiting, Wall Street's “herd” has finally arrived in the crypto market, according to Novogratz. BlackRock's involvement in ETFs and Larry Fink's role have been critical in changing the institutional mindset. Unlike past four-year crypto cycles, Novogratz thinks things will be different this time: Regulatory Clarity: New laws and the SEC's pro-crypto stance are paving the way for the industry to grow. Corporate Integration: Wall Street banks and Corporate America will accelerate the shift from “accounts to wallets” by integrating tokenized assets and stablecoins. Real World Assets (RWA) Tokenization: Portfolios will become a mix of tokenized real-world assets, including stocks, bonds, and private loans. Novogratz emphasizes the importance of community and trends in the valuation of successful crypto projects. “All successful cryptocurrencies are cults,” he says, noting that projects like XRP and Cardano, even with low use cases, survive and gain value thanks to the strength of their communities. According to him, even stocks like Tesla and MicroStrategy now have a cryptocurrency-like “cult” structure. Mike Novogratz reveals his four largest positions, expressing strong belief in three altcoins as well as Bitcoin. Related News: What's the Latest on the Altcoin Season Index? Are We in a Bitcoin Season or an Altcoin Season? Novogratz's four biggest positions are: Bitcoin (BTC) Solana (LEFT) Hyperliquid (HYPE) Ethereum (ETH) Solana (LEFT) hakkındaki tezini ise şu şekilde özetliyor: “Solana’nın ****tısı, internetin sermaye piyasaları için bir platform olacağı yönünde.” Jump Capital gibi elit yüksek frekanslı ticaret şirketlerinin Solana üzerine inşa etmeyi tercih etmesi, SOL’ü büyük sermaye piyasaları için güçlü bir aday yapıyor. Despite current global risks (especially the put options he bought due to high valuations on the NASDAQ), Novogratz predicts the markets will end with a “blow-off top” and the final leg of the frenzy will be “crazier than you can imagine.” Novogratz says Bitcoin could reach the $200,000 level and explains the biggest potential catalyst for this jump as follows: Fed Loss of Independence: Trump's appointment of a “dovish” to the Fed and his premature interest rate cut could undermine the Fed's independence, triggering a massive risk-off reaction. He predicts that gold and Bitcoin will skyrocket in this scenario. *This is not investment advice. Continue Reading: Billionaire Mike Novogratz Reveals His Three Preferred Altcoins Besides Bitcoin – One Is Quite Surprising

Amid volatile crypto charts and growing investor caution, the hunt for the next high-ROI crypto is intensifying. Analysts and retail chatter alike are now placing Mutuum Finance (MUTM) at the forefront, projecting a staggering 1,500% return by 2026, positioning it ahead of established Layer-1 tokens like Ethereum (ETH) and Solana (SOL). For crypto investors scanning crypto predictions and evaluating new opportunities, MUTM is emerging as the go-to presale play that blends real DeFi mechanics with institutional-grade security and yield potential. Ethereum (ETH) overview Ethereum (ETH) continues to hold a dominant position in the crypto ecosystem with a market cap exceeding $480 billion. Its smart contract ecosystem and DeFi penetration are strong, yet from current levels, growth potential is comparatively slower. ETH’s historical reliability appeals to institutional investors, but its Layer-1 congestion and higher transaction costs limit retail adoption speed relative to new Layer-2 integrated protocols like Mutuum Finance (MUTM). Solana (SOL) overview Solana (SOL) is recognized for its high-speed Layer-1 throughput and low transaction costs, making it popular for decentralized applications and NFT platforms. However, SOL has experienced network outages and occasional scaling bottlenecks, creating uncertainty for large-scale adoption and high-value lending strategies. While fast, SOL’s infrastructure risks contrast with the predictable, treasury-backed mechanics that MUTM offers, making Mutuum Finance (MUTM) a preferred option for early buyers targeting high ROI in a structured DeFi environment. What is Mutuum Finance (MUTM) and why it’s capturing attention Mutuum Finance (MUTM) is designed around a dual lending model that caters to both traditional stablecoins and more volatile niche assets. Its P2C lending pools will accept major stablecoins such as USDT, USDC, and DAI alongside blue-chip cryptocurrencies including ETH, BTC, SOL, and AVAX. Overcollateralization and loan-to-value ratios up to 75% will allow participants to lend or borrow efficiently. For example, a user depositing $10,000 in USDT could earn approximately 15% APY, while borrowing $7,500 USDT against $10,000 worth of ETH collateral will allow them to deploy capital without liquidity shocks. The P2P lending segment will focus on higher-risk memecoins like DOGE, SHIB, FLOKI, PEPE, and TRUMP, offering individually negotiated terms in isolated pools. This approach ensures that high-risk exposure does not affect the core protocol liquidity, creating a safe yet diversified ecosystem for traders and whale desks seeking targeted opportunities. Advanced features further differentiate Mutuum Finance (MUTM). Layer-2 integration will ensure low fees and fast execution, enabling smooth borrowing, lending, and staking experiences. Its upcoming stablecoin, pegged to $1, will be minted through borrowing activity, maintaining a dynamic yet secure supply. The platform will introduce mtTokens combined with a buyback-distribute mechanism, allowing users to earn MUTM tokens funded by protocol revenue. The dashboard and Top-50 leaderboard gamify investing, offering extra rewards for large buyers and fostering engagement from both retail and institutional users. Presale momentum and early entry advantages Mutuum Finance (MUTM) is gaining serious traction during its presale phase. The total supply of MUTM is 4 billion tokens, with Phase 6 priced at $0.035, raising approximately $16.4 million and attracting over 16,600 holders. Half of the Phase-6 allocation of 170 million tokens has already been subscribed, creating a strong FOMO effect ahead of the next phase, which will raise the price to $0.040, a 15% step up. Early buyers have a clear edge. A Phase-1 participant acquiring MUTM at $0.01 will see a 3.5X presale value gain, and by the time of the anticipated listing at $0.06, that value will reach 6×. Analysts target a $3 price by 2026, translating into a 300X gain from the initial Phase-1 entry. Even participants entering at $0.035 will experience significant upside, with a pathway to 1,500% ROI through structured presale mechanics, staking rewards, and buyback-fueled demand. Security, community incentives, and FOMO Mutuum Finance (MUTM) is backed by a $50,000 bug bounty program with tiered rewards and a $100,000 ongoing giveaway for 10 winners receiving $10,000 in MUTM each. The community is already vibrant, with over 12,000 Twitter followers generating ongoing discussion and social proof. These incentives, combined with clear presale mechanics, offer both security and social momentum, making early participation more attractive than ever. If you’re a crypto investor who wants systematic growth instead of speculative hoopla, Mutuum Finance (MUTM) is a great option. The #1 ROI selection for early investors is this one, ahead of SOL and ETH. This is because of its strong protocol mechanics, staking payouts, and the forthcoming Phase-7 price hike. Phase-6 is nearly 50% sold, and the next step to $0.040 is coming up. This means that the chance to get in at a discount is getting smaller, but there is still a clear road to the $3 aim and a 1,500% return on investment by 2026. Investors who get involved early will be able to take advantage of both the presale benefits and the beta-driven adoption cycle that is driving Mutuum Finance (MUTM) up the crypto hierarchy. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Early buyers rank MUTM top of 3 cryptos with 1,500% ROI potential, ahead of SOL and ETH appeared first on Invezz

BitcoinWorld Polkadot pUSD: Unlocking a New Era of Decentralized Stability The Polkadot ecosystem is buzzing with a groundbreaking proposal: the introduction of a native stablecoin, Polkadot pUSD . This significant development aims to redefine how stability is maintained within the network, potentially shifting away from its current reliance on external stablecoins like USDT and USDC. For anyone invested in the future of decentralized finance, understanding this strategic move is crucial. Why is Polkadot Proposing a Native Polkadot pUSD Stablecoin? Currently, the Polkadot network largely depends on established stablecoins such as USDT and USDC for its decentralized finance (DeFi) activities. While these have served their purpose, the desire for greater autonomy and control over the ecosystem’s financial infrastructure has grown. The proposed Polkadot pUSD seeks to address this by offering a truly native solution. Previously, an attempt to introduce a stablecoin called aUSD, based on the Honzon protocol, faced challenges and was ultimately unsuccessful. This experience highlighted the need for a robust, well-integrated solution that aligns with Polkadot’s unique architecture. A native stablecoin would mitigate risks associated with relying on centralized issuers and external regulatory pressures, offering more resilience to the ecosystem. How Will Polkadot pUSD Enhance Ecosystem Stability? The architecture behind Polkadot pUSD is designed to foster robust stability. Unlike some algorithmic stablecoins, pUSD is proposed to be over-collateralized by DOT, Polkadot’s native token. This mechanism aims to provide a strong backing, mitigating volatility risks and ensuring a more secure asset for transactions and DeFi protocols within the network. Over-collateralization means that the value of the DOT held as collateral would exceed the value of the pUSD in circulation. This buffer helps absorb price fluctuations in DOT, offering a layer of security for pUSD holders. Furthermore, integrating pUSD directly into Polkadot’s parachain model could unlock seamless interoperability and liquidity across various connected blockchains. What Are the Potential Benefits and Challenges for Polkadot pUSD? Introducing a native stablecoin like Polkadot pUSD brings a host of potential advantages, but it also comes with its own set of challenges that the community must carefully consider. Potential Benefits: Increased Autonomy: Reduces reliance on external, potentially centralized stablecoin issuers. Enhanced Capital Efficiency: Keeps value within the Polkadot ecosystem, fostering internal growth. Seamless Integration: Designed to work natively with Polkadot’s unique parachain architecture. New DeFi Opportunities: Opens doors for innovative lending, borrowing, and trading protocols built around pUSD. Key Challenges: Oracle Reliability: Ensuring accurate and decentralized price feeds for DOT collateral. Liquidation Risks: Managing potential liquidations during extreme market downturns to maintain peg. Adoption and Liquidity: Gaining widespread acceptance and sufficient liquidity to compete with established stablecoins. Governance Hurdles: Securing community consensus through the governance vote process. The success of this proposal hinges on a robust design and strong community support to navigate these complexities. What Does the Future Hold for Polkadot’s DeFi Landscape with Polkadot pUSD? The successful implementation of Polkadot pUSD could profoundly impact the network’s decentralized finance landscape. It represents a strategic step towards greater self-sufficiency and innovation, potentially attracting more developers and users to build on Polkadot. A native stablecoin could act as a foundational block, encouraging the creation of more sophisticated and integrated DeFi applications. Moreover, a native stablecoin would strengthen Polkadot’s position as a leading multi-chain ecosystem, offering a secure and stable asset that can flow freely between its parachains. This would not only enhance user experience but also solidify Polkadot’s vision of an interconnected, decentralized future. The proposal for a native Polkadot pUSD stablecoin marks a pivotal moment for the Polkadot ecosystem. It signifies a bold ambition to strengthen its financial independence and enhance the stability offered to its users and developers. As the community deliberates on this crucial governance vote, the outcome will undoubtedly shape the next chapter of Polkadot’s journey in the competitive blockchain space. Frequently Asked Questions (FAQs) What is Polkadot pUSD? Polkadot pUSD is a proposed native stablecoin for the Polkadot ecosystem, intended to be collateralized by Polkadot’s native token, DOT. Its primary goal is to provide a decentralized, stable asset for transactions and DeFi activities within the network. How is pUSD different from aUSD? While both aim to be stablecoins within Polkadot, pUSD is a new proposal following the challenges faced by the previous aUSD, which was based on the Honzon protocol. The new pUSD proposal aims for a robust design, likely incorporating lessons learned from prior attempts and focusing on strong DOT collateralization. Why is Polkadot proposing a native stablecoin? Polkadot aims to reduce its reliance on external stablecoins like USDT and USDC, which introduce centralization risks and external dependencies. A native stablecoin like pUSD offers greater autonomy, better integration with the ecosystem, and enhanced control over its financial infrastructure. Who decides if pUSD will be issued? The issuance of pUSD is subject to a governance vote by the Polkadot community. DOT holders will participate in this decentralized decision-making process, ensuring that the community has a direct say in the network’s future direction. What are the main risks associated with pUSD? Key risks include ensuring the reliability of price oracles for DOT collateral, managing potential liquidations during extreme market volatility, and achieving sufficient adoption and liquidity to maintain its peg effectively. Robust design and active community oversight are crucial for mitigating these risks. Stay informed about the latest developments in the Polkadot ecosystem! If you found this article insightful, please share it with your network on social media to help spread awareness about Polkadot’s exciting new stablecoin proposal. To learn more about the latest Polkadot trends, explore our article on key developments shaping Polkadot’s future price action. This post Polkadot pUSD: Unlocking a New Era of Decentralized Stability first appeared on BitcoinWorld .

Investors examining crypto charts have often looked to historical success stories for inspiration. Early buyers of SOL saw their holdings skyrocket from cents to hundreds of dollars, while SHIB surprised the market with a viral, hype-driven surge that created massive short-term gains. Analysts now project that Mutuum Finance (MUTM) , currently priced at $0.035 in Phase 6 of its presale, has the potential to emulate SOL’s impressive ROI while offering a more structured and sustainable approach than SHIB’s speculative rise. For traders considering strategic crypto investment, MUTM represents a unique combination of utility, growth potential, and presale momentum. Why Mutuum Finance (MUTM) stands apart Mutuum Finance (MUTM) will operate with a dual lending framework that combines Peer-to-Contract (P2C) pools and Peer-to-Peer (P2P) lending. The P2C model will allow users to deposit stablecoins such as USDT, USDC, DAI, and USDD, alongside major cryptocurrencies including ETH, BTC, SOL, ADA, XRP, and LINK. Rates for lenders will dynamically adjust according to pool utilization, ensuring that capital is deployed efficiently and that borrowers have access to liquidity without destabilizing the system. For example, a user depositing $10,000 BTC into a P2C pool will earn approximately 12% APY, generating $1,200 in a year while retaining their principal. On the borrowing side, an individual providing $1,500 ETH as collateral will be able to access $1,125 in stablecoins, keeping exposure to potential price appreciation while leveraging liquidity for other opportunities. The P2P lending mechanism will isolate higher-volatility assets like DOGE, SHIB, and PEPE, allowing borrowers and lenders to negotiate terms directly. This approach creates a higher-risk, higher-reward segment while protecting core liquidity pools, a feature absent in hype-driven meme tokens. All loans, whether P2C or P2P, will require overcollateralization and be monitored through a Stability Factor. Liquidations will activate when positions fall below the required thresholds, enabling liquidators to maintain system solvency and protecting depositors from losses. Unlike SHIB, which relied primarily on community hype, MUTM will anchor its ecosystem with a $1-pegged stablecoin. This stablecoin will be minted when loans are issued and burned upon repayment or liquidation. Governance-controlled interest rates will help maintain the peg, and arbitrage mechanisms will keep the system balanced during periods of high market volatility. Price discovery will be precise, leveraging Chainlink oracles, fallback systems, aggregated feeds, and DEX TWAP references to provide fair valuations for borrowers and lenders alike. Presale momentum and projected returns Phase 6 of the MUTM presale is priced at $0.035, with around $16.4 million projected to be raised and over 16,600 holders expected. Half of the current phase’s allocation has already been claimed, and the next Phase 7 will raise the price to $0.040, reflecting a 15% near-term price hike. Comparing this to SOL’s $0.22 early listing and SHIB’s ultra-low entry points, MUTM offers a presale advantage with structured utility. Early participants from Phase 1 at $0.01 will achieve 3.5x value gains by Phase 6, and the upcoming listing at $0.06 projects a 6x paper gain. Long-term adoption and exposure could see the token mirror or even surpass SOL’s historical ROI and outpace SHIB’s early speculative surge. Additionally, MUTM will integrate mtToken staking and MUTM buyback mechanisms, where platform revenue is used to repurchase tokens from the market and redistribute them to stakers. This will provide both long-term yield for investors and support price stability. Investors will also benefit from a dashboard to track real-time ROI and a Top 50 leaderboard where the largest stakers earn bonus MUTM tokens based on their rank. Mutuum Finance (MUTM)’s roadmap is structured to ensure orderly growth, from smart contract audits and testnet demos to compliance reviews, exchange listings, and a live platform launch. Combined with a CertiK audit scoring 90 in Token Scan and 79 in Skynet, a $50,000 bug bounty, and a $100,000 giveaway for ten early supporters, the ecosystem is designed to maximize both investor confidence and community engagement. While SOL and SHIB have created history with massive returns, Mutuum Finance (MUTM) at $0.035 will offer investors a compelling blend of utility, structured growth, and early presale advantage. Analysts highlight that the token’s trajectory, bolstered by stable lending mechanisms, oracle-driven pricing, and staking incentives, positions it to match SOL’s ROI and surpass SHIB’s early market performance in the next growth cycle. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post At $0.035, analysts say MUTM could match SOL’s ROI and surpass SHIB’s early run appeared first on Invezz

XRP Open Interest Hits $1B as Institutions Pile In Amid Regulatory Clarity According to RippleXity, a decentralized news platform built on the XRP Ledger, XRP’s open interest has surged to $1 billion, signaling a pivotal moment for the digital asset. This milestone underscores growing institutional confidence in XRP, bolstered by increasing regulatory clarity and the token’s strengthening role within the evolving digital payments ecosystem. Open interest, a measure of the total number of outstanding futures and options contracts, serves as a key indicator of market activity and investor sentiment. The $1 billion threshold places XRP among the most actively traded cryptocurrencies, highlighting renewed momentum after years of legal uncertainty surrounding Ripple’s ongoing battle with the U.S. Securities and Exchange Commission (SEC). Notably, institutional adoption is emerging as the key catalyst behind XRP’s surge, with banks and payment providers leveraging its speed, scalability, and low costs for cross-border transactions. Simultaneously, deepening liquidity in derivatives markets is equipping traders with more robust hedging and speculation tools. This dual momentum has driven leveraged positions sharply higher, propelling XRP’s open interest to the $1 billion milestone. Rising open interest mirrors a broader crypto trend fueled by monetary easing and demand for alternative stores of value. Yet XRP stands apart, legal clarity and real-world payment utility give it a unique edge over other major digital assets. Therefore, XRP’s $1 billion open interest is more than a milestone, it signals growing institutional participation and deeper financial integration. With momentum building across both speculative markets and real-world utility, XRP is poised to reemerge as a leading force in the next wave of crypto adoption. Ripple’s RLUSD Lands on Bybit Bybit has officially listed Ripple’s dollar-pegged stablecoin RLUSD for spot trading, expanding on-ramps and liquidity for both retail and institutional users. This listing enhances accessibility by enabling RLUSD trading pairs with leading crypto assets and stablecoins, strengthening its role within major centralized exchanges for trading and custody. Industry reports confirm Bybit has launched RLUSD trading across pairs like USDT, BTC, ETH, and XRP, expanding its utility for settlement, hedging, and intra-exchange conversions. These pairings make RLUSD instantly valuable to traders seeking a USD-pegged stablecoin native to the XRP Ledger ecosystem. The Bybit listing is timely, thanks to RLUSD’s integration into tokenized funds and institutional vehicles has already signaled rising demand, and exchanges typically track these flows. Its debut on Bybit therefore reflects both institutional momentum and a push toward broader market adoption. Ripple’s RLUSD, a fully backed U.S. dollar-pegged stablecoin, was designed to expand payment rails and boost on-chain dollar liquidity. Positioned at the center of Ripple’s stablecoin strategy, which includes acquisitions and partnerships, its listing on major exchanges underscores the company’s push to integrate stablecoin payments into global finance. Therefore, the Bybit listing expands RLUSD’s reach: traders gain a liquid USD-pegged option, institutions get a new access point, and Ripple strengthens its market infrastructure. While regulatory scrutiny and regional access limits remain, the move signals RLUSD’s shift from niche use to mainstream trading corridors. Conclusion XRP’s climb to $1 billion in open interest is more than a reflection of market speculation; it highlights the asset’s transition into a maturing financial instrument with growing institutional relevance. Meanwhile, the listing of RLUSD on Bybit marks a pivotal milestone in Ripple’s push to establish its stablecoin as a serious contender in the digital dollar space. Beyond expanding liquidity and accessibility, it positions RLUSD at the crossroads of institutional adoption and retail trading. If trading activity accelerates and utility deepens across payment corridors, RLUSD could emerge as a critical bridge between traditional finance and blockchain markets

In the evolving crypto dynamics, investors are increasingly asking what is going on with crypto today as traditional blue-chip coins stabilize and speculation rotates into structured DeFi opportunities. Among these, Mutuum Finance (MUTM) is capturing attention from whale investors and institutional desks due to its dual-lending architecture, capital efficiency, and predictable yield mechanics. Whales’ interest driven by stability and capital efficiency The platform will operate Peer-to-Contract (P2C) pools for majors and stablecoins, where depositors will receive mtTokens that automatically accrue interest, alongside a Peer-to-Peer (P2P) market for higher-risk coins. Mutuum Finance (MUTM)’s governance-controlled stablecoin will be minted only against overcollateralized loans and burned upon repayment. Revenue generated from the protocol will fund buy-and-distribute programs, staking rewards, and treasury initiatives, creating ongoing demand for MUTM tokens. Mutuum Finance (MUTM) is uniquely positioned to attract large capital allocators due to its stable-rate borrowing and Enhanced Collateral Efficiency (ECE) for highly correlated assets. Stable-rate loans will come with an initial rate slightly above variable rates, but a rebalancing mechanism ensures the protocol avoids overexposure: if supply falls below 90% of the equivalent all-variable rate, the system adjusts rates automatically, protecting both borrowers and lenders. This structure provides predictable long-term loan costs, appealing to corporate treasuries, funds, and whale desks seeking reliable yield without exposure to sudden rate spikes. ECE further amplifies Mutuum Finance (MUTM)’s appeal. By allowing highly correlated assets such as USDT, USDC, and DAI to be borrowed with higher effective leverage, the platform will multiply borrowing volume without increasing systemic risk. This improved capital efficiency boosts transaction throughput, protocol fee income, and deposit utilization, all of which generate recurring buyback potential in MUTM tokens. Combined with deposit and borrow caps and restricted collateralization, whales will be able to deploy large tickets safely, capturing yield while maintaining risk discipline. Another key lever is the buy-and-distribute mechanism. Protocol revenue from borrower interest, fees, and liquidation penalties will be used to purchase MUTM on open markets and distribute them to mtToken stakers. This approach directly converts operational activity into token demand, creating a reinforcing loop that benefits both participants and corporate users. Whales recognize that this predictable feedback loop, combined with ECE and stable-rate borrowing, allows for secure accumulation and structured price appreciation. Presale momentum and FOMO Phase 6 of the MUTM presale is currently priced at $0.035, having raised approximately $16.4 million with 16,600+ holders participating. Half of the 170 million token allocation has already been claimed. The project has undergone a CertiK audit, achieving a TokenScan score of 90 and a Skynet score of 79, requested on 2025-02-25 and revised on 2025-05-20. Social proof is further enhanced by an ongoing 50,000 USDT bug bounty and a $100,000 giveaway for 10 winners of $10,000 each in MUTM. Phase 7 will lift the price to $0.040, a 15% step-up that creates urgency for both retail and whale investors seeking early entry before the next price adjustment. Path to $2: Whale capital and product catalysts From $0.035 to $2.00 represents a 57X multiple. The path to this target is structured and mechanistic. Large-scale whale capital will enter the protocol for stable-rate borrowing and yield opportunities, immediately increasing utilization. Higher utilization drives interest rate adjustments, boosting reserves and funding the buyback budget. Layer-2 integration will allow whales and retail users to transact with low fees and high throughput, expanding on-chain activity immediately after listing. Coordinated Tier-1 exchange listings, combined with visible beta usage of the platform, will amplify liquidity and adoption. These factors together will support a price trajectory toward $2 within 12–18 months of strong adoption. To illustrate, a $10,000 allocation at Phase 6 priced at $0.035 will yield 285,800 MUTM tokens. At $2, this position grows to $571,500, representing a 57X return. Mutuum Finance (MUTM)’s beta release will serve as a catalyst, allowing whales to stress-test the platform and scale positions quickly, generating a short, intense price run that reinforces market confidence. Phase 6 is now half sold out, and Phase 7 will raise the price by 15% to $0.040. Whales are actively trying to get both protocol yield and token upside. Getting in early guarantees participation in the stable-rate, ECE, and buyback feedback loops that set MUTM on a conservative but very profitable growth path. Mutuum Finance (MUTM) is becoming the next big thing in crypto investing. It has organized revenue mechanics, predictable yield, and Layer-2 efficiency. It could reach $2 by 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post A new crypto coin gains whales’ attention, projected to be the next crypto to hit $2 by 2026 appeared first on Invezz

This week’s top LATAM cryptocurrency news focuses on two key actions in the region: Banco Safra introduced Safra Dollar, a US dollar-backed stablecoin designed to make dollar exposure more accessible to Brazilian investors. Bitget Wallet, on the other hand, teamed up with Web3 growth platform Spindl to tackle one of the industry’s most critical issues: how consumers discover and interact with on-chain applications. These initiatives show how Latin America is progressively adopting digital financial innovation and positioning itself as a leader in Web3 adoption. Safra launches US dollar-backed Stablecoin Banco Safra has announced the creation of Safra Dollar , a stablecoin entirely backed by the US dollar at a 1:1 ratio. Developed in collaboration with California-based tokenisation business Hamsa, the digital asset is registered on a private blockchain and is intended to make dollar exposure more accessible to Brazilian investors. The product is available to both individuals and corporations, has a minimum investment of 1,000 reais (about USD 188), provides D+1 liquidity, and is exempt from IOF tax. Transactions can be completed entirely via Safra’s digital channels, which include the mobile app and internet banking platform. Safra emphasises that each operation is backed by short-term dollar reserves to preserve parity, ensuring liquidity and stability. While the stablecoin does not provide yield, it reflects US dollar exchange rate swings and offers the advantages of blockchain technology, such as security, traceability, and predictability. The plan builds on Safra’s previous forays into the crypto sector, which included the 2023 launch of the SAF Crypto Selection fund and the 2024 Bitcoin fund connected to BlackRock’s ETF. With Safra Dollar, the bank expands its offering for clients seeking international diversification without opening foreign accounts, cementing its position at the forefront of digital finance in Brazil. Bitget Wallet partners with Spindl to tackle Web3 discovery Bitget Wallet, a prominent non-custodial crypto wallet with over 80 million users, has announced a strategic agreement with Web3 growth platform Spindl to tackle one of the ecosystem’s most pressing issues: user discovery and engagement measurement across chains. In today’s fragmented Web3 market, user journeys can involve numerous protocols and wallets, making it difficult for projects to trace how users discover and interact with them. Traditional Web2 attribution models, which rely on clicks and impressions, fail to capture relevant on-chain behaviour, such as wallet connections or transactions. Spindl’s attribution architecture intends to close this gap by using blockchain as a transparent marketing database, allowing projects to directly link outreach initiatives to verifiable on-chain behaviour. Spindl’s placements will be included in Bitget Wallet’s Discover feature as part of this cooperation, making it the first wallet-native attribution experiment of its sort. By embedding transparent analytics within a self-custodial environment, the program aims to transform wallets into strong distribution channels for Web3 applications, allowing developers to reach audiences more effectively while providing verifiable performance metrics. Jamie Elkaleh, CMO of Bitget Wallet, underlined that addressing the attribution question is critical for the next wave of Web3 growth, as wallets are frequently users’ first point of entry into decentralised services. Spindl sees the agreement as an opportunity to scale its service, particularly in Asia, where Web3 use is accelerating. Together, the companies hope to bridge the gap between discovery and engagement by providing a paradigm that promotes openness, decentralisation, and long-term growth in the blockchain ecosystem. USDT surpasses 300 Bolívares amid Venezuela’s currency crisis The price of USDT in Venezuela has crossed 300 bolívars , illustrating the increasing devaluation of the national currency due to hyperinflation and a shortage of foreign exchange. USDT trades at 305 bolívares on Binance P2P, confirming its status as the key reference for the digital dollar. Economists warn that this milestone is more than a transitory fluctuation—it signifies the deeper downfall of the bolívar as a viable currency. With the central bank hampered by sanctions and declining reserves, official liquidity operations increasingly rely on USDT rather than physical dollars, indicating a fundamental shift in Venezuela’s parallel market. In this climate, USDT has evolved as the preferred mechanism for saving, pricing, and payments, even outperforming physical dollars in many day-to-day activities. Millions of Venezuelans, from freelancers to taxi drivers, change their earnings directly into the stablecoin to protect themselves from inflation, while businesses of all sorts now set prices using USDT. According to Sherlock Communications, stablecoins now account for more than 47% of transactions under $10,000. However, the rapid shift generates new distortions: customers say that paying with Binance Pay can be more expensive than the parallel exchange rate, and the central bank’s ongoing printing of bolívares to purchase USDT further drives inflation, which is presently projected at above 229% each year. Economists worry that Venezuela’s reliance on Tether highlights the vulnerability of its financial system, with the bolívar losing relevance in the country’s economy. The post LATAM crypto news: Safra launches USD-backed Stablecoin, Bitget Spindl teamup appeared first on Invezz

The crypto market is shifting rapidly, and investors are searching for assets that combine early-stage entry with strong structural mechanics. While crypto prices today for major tokens capture headlines, a promising alternative is emerging with a unique yield-driven ecosystem. Mutuum Finance (MUTM) stands out among crypto coins and even traditional crypto ETFs for its dual-lending architecture and built-in utility, positioning it as a penny crypto with multi-dollar aspirations by 2026. XRP price outlook: will it reach $3 by 2026? Analysts project $3.50–$5 by 2026, with conservative estimates at $3.05 and bullish targets at $7 if ETF launches and CBDC pilots in Asia/Middle East boost ODL to $2 trillion annually. Institutional treasuries like VivoPower ($100M) add confidence. However, ETF delays or stablecoin competition (e.g., USDT) could push XRP to $2.50 (20% chance). US-China tariffs may cause 10–15% corrections. Social sentiment is 70% bullish but volatile. XRP is poised to exceed $3 by mid-2026 (90% odds), potentially hitting $4–$5 with ETF catalysts. Monitor $2.80 for downside risks. Mutuum Finance (MUTM): dual-lending and utility-driven design Mutuum Finance (MUTM) will operate as a dual-lending platform, offering Peer-to-Contract (P2C) pools for majors and stablecoins, alongside Peer-to-Peer (P2P) markets for less-liquid or higher-risk tokens. Lenders in P2C pools will receive interest-bearing mtTokens representing their share, while borrowers will provide overcollateralized assets and choose variable or stable interest rates. This design ensures capital efficiency, consistent yields, and a transparent system that appeals to both retail and institutional participants. At the heart of the platform is a governance-tuned, overcollateralized stablecoin. This stablecoin will be minted against loans and burned upon repayment, creating natural demand for MUTM. The token’s utility will extend to staking, governance participation, and open-market buybacks, turning protocol operations into measurable, value-driving mechanics. This combination of utility and structure differentiates MUTM from speculative tokens and positions it as a candidate for a long-term price trajectory comparable to XRP. Mechanics supporting an XRP-style growth thesis Mutuum Finance (MUTM)’s liquidation rules and allocation of penalties will serve as a consistent revenue source. When loans are liquidated, a portion of the penalty will flow directly to the treasury. These recurring inflows will fund incentives, treasury operations, and systematic buybacks, tying token demand directly to real protocol earnings. The reserve factor will further strengthen the balance sheet by accumulating a fraction of borrower interest. This on-chain capital will serve as deployable insurance, fund incentives, and back additional staking programs, converting operational activity into tangible financial leverage for the platform. The protocol will implement a robust oracle strategy using primary Chainlink feeds with fallback sources and TWAPs, ensuring accurate prices and clean liquidations. This approach will reduce unjust losses and encourage larger, longer-term positions from users and institutions, further driving adoption and utilization. Phase 6 of the MUTM presale is currently active at $0.035, with $16.4 million raised and 50% of the 170 million token allocation already claimed. Over 16,600 holders are participating, with market confidence strengthened by a CertiK audit scoring 90 for Token Scan and 79 for Skynet. Ongoing community incentives include a $50,000 USDT bug bounty and a $100,000 giveaway . Phase 7 will raise the price to $0.040, a 15% step-up, creating a critical entry point for investors seeking early exposure before the token’s listing and beta launch. Target clarity: the XRP $3 comparison The analysts’ projection positions MUTM as a penny crypto that could reach $3 by 2026. From the current Phase 6 price of $0.035, this represents a multiplier of 86X, equivalent to a potential +8470% appreciation. The path to this target is supported by a combination of structural and market-driven factors. Treasury inflows from liquidations and reserve accruals will create a growing balance sheet, deployed into liquidity, incentives, and strategic buybacks that generate MUTM demand. The upcoming beta release at listing will convert presale holders into active users, generating borrowing and fee volume that institutional buyers will value over a 12–18 month horizon. Layer-2 integration and major exchange listings will increase visibility, liquidity, and accessibility, compressing valuation multiples and supporting the large multiplier needed to approach the $3 mark. Investor example and urgency For example, a $1,000 investment today at $0.035 will purchase 28,600 MUTM tokens. At the $3 target, this position will be worth $85,700, demonstrating the scale of the potential upside. The presale urgency is clear: Phase 6 is already half subscribed, and the next step to Phase 7 at $0.040 (+15%) will further limit entry. Early participation allows investors to capture upside ahead of the beta launch and the operational activation of the platform’s balance-sheet mechanics into real token demand. Mutuum Finance (MUTM) is the best cryptocurrency to invest in right now because it has structural security, mechanics that are based on revenue, and demand that is based on utility. Its dual-lending design, reserve growth, and integration with stablecoins make it a solid base for rapid multi-year growth. If you want to buy a penny crypto that could beat XRP’s $3 by 2026, the presale for MUTM is the best time to do so. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Analysts say a penny crypto could rival XRP’s $3 by 2026, price to rise 15% soon appeared first on Invezz

Corporate clients, mainly small and medium enterprises, account for between 10% and 15% of all assets under custody on Mercado Bitcoin, Brazil’s largest crypto exchange, according to Daniel Cunha, the firm’s head of corporate development. “These companies barely move more than 10% of their holdings at any given time,” Cunha told CoinDesk in an interview at the exchange’s DAC 2025 conference . “They’re here to hold, not trade.” The firms are primarily using bitcoin to protect their cash reserves from global volatility, he said, citing growing concern over inflation, currency devaluation and geopolitical instability. The trend grew when companies like Strategy (MSTR) started adopting bitcoin as a corporate treasury asset. Strategy now holds 639,835 BTC, making it the world’s largest corporate holder of the cryptocurrency. Publicly-traded companies, as a whole, hold over 1 million BTC, but how much small and medium enterprises hold isn’t known. Cunha did not reveal the exact figures these companies were holding on Mercado Bitcoin. Brazil has a history of cryptocurrency adoption, ranking fifth in Chainalysis’ Global Crypto Adoption Index , yet it only has one publicly-traded company holding BTC, Méliuz. OranjeBTC is set to soon list on Brazil’s B3 exchange to become the country’s largest publicly traded corporate holder of the cryptocurrency with $400 million in its treasury. Cunha said these companies aren’t chasing yield or experimenting with altcoins, but rather are focusing on BTC and stablecoins like USDT and USDC to manage their treasuries. These holdings serve conservative, cash-management purposes rather than speculative plays. The rise in institutional activity is also having a side effect: it’s reducing the overall volatility of crypto markets, Cunha said. That’s making bitcoin a more appealing option for treasurers, even asthe enterprise segment in Brazil is still just starting to adopt crypto. “The big guys in Faria Lima? They’re on the sidelines,” he said, referring to the financial district in Brazil’s largest city São Paulo often compared to Wall Street. “They haven’t moved yet. It’s all waiting to happen.”

Europe is rapidly accelerating its plans for a digital euro as a counterbalance to U.S.-dominated global payment systems. In a recent address at Bloomberg’s Future of Finance event, ECB board member Piero Cipollone confirmed that the European Central Bank is aiming for a 2029 launch of a digital euro. Key euro-institutions like the European Parliament, European Council, and European Commission are expected to have their stances aligned by May 2026, after which joint legislation will begin. Once that legal framework is in place, full implementation is estimated to take 2.5 to 3 years. Central to this push is strategic autonomy: reducing Europe’s reliance on Visa, Mastercard, PayPal, and other U.S.-based payment and card networks. Finance ministers across the EU have emphasized that the digital euro should be independent and resilient. Meanwhile, there are active debates over privacy rules, how large digital euro balances can be for individuals, and ensuring offline functionality. At the same time, crypto markets are seeing renewed energy among presale projects, and among these MAGACOIN FINANCE has emerged as a rising contender. Europe’s Digital Euro: Balancing Innovation and Sovereignty The digital euro project has entered its preparation phase , which began in late 2023, and is now moving into detailed legal and technical alignment. EU finance ministers are working to produce a common position by early 2026 so that legislation can be drafted and finalized. Main points under discussion include: Holding limits per user to preserve banking stability Privacy protections around balances and transactions Offline payment functionality for everyday resilience Momentum appears strong, driven both by geopolitical concerns and the rise of stablecoins and crypto-assets globally. European officials are determined to deliver an alternative to foreign-controlled payment systems and enhance the euro’s global role. There is also recognition that payments and finance are increasingly digital-first, meaning Europe cannot afford to lag behind the United States or China in this domain. MAGACOIN FINANCE: Altcoin Rising at the Right Time The European Central Bank’s push for a digital euro is dominating headlines, but investors aren’t just watching central banks, they’re chasing speculative upside where the real multipliers live. MAGACOIN FINANCE has quickly emerged as that breakout candidate. Its presale just crossed another funding milestone, with daily inflows hitting fresh highs this week. Analysts note that projects with similar traction in past cycles went on to deliver 47x returns once listings arrived. What’s striking about MAGACOIN FINANCE is how its politically charged branding has turned into a magnet for new wallet sign-ups, climbing steadily across Telegram and X in the last 72 hours. With stages selling out faster and demand compounding, MAGACOIN FINANCE is gaining attention as the kind of asymmetric play investors seek when macro headlines push digital adoption forward. How These Developments Intersect There is a clear link between Europe’s push for a digital euro and the momentum behind altcoins like MAGACOIN FINANCE. Both reflect the same broad theme: a shift in how people, institutions, and even governments engage with digital assets. Europe’s digital euro strengthens infrastructure and regulatory clarity, which benefits the broader crypto environment. Altcoins like MAGACOIN FINANCE ride these structural waves by offering scarcity, community engagement, and early-stage entry points. The timing is powerful: as the EU builds legal frameworks for digital payments, crypto projects aligned with audits, strong supply mechanics, and cultural resonance are positioned to thrive. MAGACOIN FINANCE’s rapid presale growth shows how quickly investor interest can mobilize around early opportunities. The Bigger Picture: Europe’s Role in the Digital Shift Beyond the ECB and EU institutions, the digital euro discussion is also about Europe’s positioning in a multipolar world. The United States enjoys dominance through the dollar and U.S.-led payment infrastructure. China, meanwhile, is aggressively pushing the digital yuan in pilot projects both domestically and abroad. For the EU, the digital euro is more than just a payments tool—it is a strategic asset designed to protect financial sovereignty and enhance competitiveness. This vision extends to trade, cross-border settlement, and financial innovation. A digital euro would reduce the region’s exposure to foreign sanctions risk and reinforce the euro’s use in global commerce. For citizens, it could mean faster, cheaper, and more secure digital payments, both online and offline. For businesses, it could lower transaction costs and build trust in Europe’s homegrown financial infrastructure. In parallel, crypto markets provide a grassroots reflection of these top-down changes. The more the world moves into digital-first finance, the more space opens for altcoins to establish themselves as cultural and financial vehicles. MAGACOIN FINANCE’s rise is a prime example of this grassroots momentum. Conclusion Europe’s ambition to launch a digital euro by 2029 highlights its determination to secure payment sovereignty and reduce reliance on U.S. systems. With legislation targeted for mid-2026 , the coming years will be critical in shaping Europe’s digital monetary landscape. Meanwhile, MAGACOIN FINANCE has already emerged as a standout in crypto, raising over $14 million, surpassing 13,500 holders, and selling most of its presale allocation. Backed by audits and designed with scarcity at its core, it is increasingly viewed as a generational opportunity for forward-thinking investors. In a year where both digital sovereignty and breakout altcoins dominate the narrative, MAGACOIN FINANCE continues to capture attention as one of the defining projects to watch. To learn more about MAGACOIN FINANCE, visit: Website: https://magacoinfinance.com Access: https://magacoinfinance.com/access Twitter/X: https://x.com/magacoinfinance Telegram: https://t.me/magacoinfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Europe’s Digital Euro Push Meets Altcoin Surge appeared first on Times Tabloid .