Credit rating agency Moody's announced in its report that cryptocurrency adoption in developing countries could put monetary policy sovereignty and financial resilience at risk. The report noted that this risk increases as cryptocurrencies go beyond being just an investment tool and are now being used for savings and money transfers. Moody's argued that the proliferation of dollar-denominated stablecoins, in particular, and the increasing use of pricing and payments in currencies other than local currencies could weaken the monetary policy transmission mechanism. This, it added, could reduce transparency and regulatory visibility, creating pressures for “cryptocurrency”—akin to unofficial dollarization. Related News: What Will the Bitcoin Price Be at the End of 2025? 10 Major Companies and Analysts Weigh In The report also noted that cryptocurrencies provide new channels for capital flight through anonymous wallets and offshore exchanges, which could undermine exchange rate stability. Moody's noted that the heaviest adoption of crypto assets has been seen in Southeast Asia, Africa, and parts of Latin America, driven by factors such as high inflation, currency depreciation, and limited banking services. In contrast, crypto adoption in developed economies is reportedly advancing largely due to institutional consolidation and regulatory clarity. According to the report, approximately 562 million people worldwide will be using cryptocurrencies by 2024, representing a 33% annual increase. *This is not investment advice. Continue Reading: Moody’s Releases Cryptocurrency Report: Issues Warning

Crypto analysts are forecasting that Mutuum Finance (MUTM) is positioned for a near-term price increase of 15% and is on track for a substantial breakout leading into Q2 2026. Market observers tracking crypto charts note that while top-tier DeFi tokens have stabilized, early-stage presale projects with robust utility are gaining traction among serious investors. With MUTM currently trading at $0.035 in Phase 6 of its presale, it is drawing attention as a token primed for both short-term growth and long-term expansion. Why Mutuum Finance (MUTM) stands out Mutuum Finance (MUTM) will operate with a dual lending model, combining Peer-to-Contract (P2C) pools and Peer-to-Peer (P2P) lending to offer comprehensive capital efficiency. P2C pools will allow users to deposit stablecoins like USDT, USDC, DAI, and USDD, as well as major cryptocurrencies such as ETH, BTC, SOL, ADA, XRP, and LINK. Rates will dynamically adjust based on utilization, encouraging deposits when liquidity is high and balancing borrowing when demand rises. For instance, an investor depositing $15,000 USDT in a P2C pool will earn mtUSDT at a 1:1 ratio with a projected APY near 15%, delivering $2,250 in passive income by year-end. Borrowers will retain exposure to their assets while borrowing liquidity; locking $750 worth of ETH allows borrowing up to 75% of its value in stablecoins. The P2P model will be tailored for niche or higher-volatility assets like DOGE, SHIB, PEPE, and FLOKI, where lenders can negotiate rates and durations directly, isolating these riskier assets from core liquidity pools. Overcollateralization and a Stability Factor will govern all loans to protect the solvency of the protocol. Liquidation thresholds will ensure that positions at risk are promptly closed, with incentives for liquidators to stabilize the platform efficiently. Mutuum Finance (MUTM) will also deploy a decentralized $1-pegged stablecoin. This stablecoin will be minted when users borrow against approved collateral and burned upon loan repayment or liquidation. Governance will oversee interest rate adjustments to preserve the peg, while arbitrage mechanisms will help maintain stability during market fluctuations. Chainlink oracles with fallback systems, aggregated feeds, and DEX TWAP references will provide precise price discovery, ensuring accurate valuations for lenders and borrowers even in volatile markets. Presale momentum and long-term growth Phase 6 of the MUTM presale is priced at $0.035, with approximately $16.4 million expected to be raised and over 16,600 holders projected. Half of the allocated supply has already been reserved, and the next Phase 7 is set to increase the price to $0.040, reflecting a 15% near-term gain. Investors who participated in Phase 1 at $0.01 will see a 3.5x value gain by Phase 6, and the token’s listing at $0.06 will deliver a further unrealized 70% gain. Analysts project that by Q2 2026, MUTM’s adoption could mirror the growth trajectories of major DeFi tokens like SOL and AVAX, yielding long-term gains of over 9,900% for early buyers. The platform will also introduce mtToken staking and MUTM buyback mechanisms, using revenue generated from lending fees to repurchase MUTM on the open market. Depositors staking mtTokens will earn MUTM rewards distributed proportionally, creating a steady, compounding yield for users while simultaneously supporting token price stability. Mutuum Finance (MUTM)’s roadmap shows a linear progression from presale and smart contract development to a functional demo and testnet. Subsequent exchange listings on Binance, KuCoin, Coinbase, and Kraken will enhance liquidity and adoption. The beta launch will allow users to experience the protocol firsthand, providing confidence in both usability and security. The CertiK audit, with a Token Scan Score of 90 and Skynet Score of 79, combined with a $50,000 bug bounty and a $100,000 giveaway for ten early supporters, will anchor trust and community engagement around the token. Final words Analysts note that market timing for crypto investment is critical. As volatility continues to drive short-term price swings, MUTM’s strong presale performance, structured lending, stablecoin integration, and planned staking rewards place it ahead of many larger-cap tokens. For traders tracking why crypto is going up, the combination of tangible utility, security measures, and presale momentum positions MUTM as the DeFi pick ready to capitalize on the next cycle. Investors accessing the dashboard will track real-time ROI, connect wallets seamlessly, and compete on the Top 50 leaderboard for bonus MUTM rewards. The project’s utility-driven features, paired with upcoming exchange exposure and growing community participation, will support both near-term price movement and long-term growth leading into Q2 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Analysts say $0.035 token set for 15% rise could be next crypto to explode before Q2 2026 appeared first on Invezz

As Dogecoin oscillates about the crucial $0.23 support, uncertainty looms over its next direction, with the price action reflecting little conviction from buyers. Meanwhile, a new cryptocurrency, Mutuum Finance (MUTM) , is attracting growing market interest on account of its revolutionary DeFi features and strong early-stage fundamentals. Mutuum Finance is at presale phase 6 that is over 50% sold out. Tokens are available for sale at $0.035. The following phase prices will skyrocket to $0.04 With investors focusing more on utility than hype, Mutuum Finance is better value proposition for long-term return, come what may with DOGE’s short-term bounce or breakdown. Dogecoin (DOGE) Price Patterns Hint at Major Breakout as Key Levels Hold Dogecoin is showing strong indications of new momentum, and technical graphs are tilting towards the likelihood of a near-future breakout. The cryptocurrency recently broke above a falling resistance line and tested the significant $0.23 level of support, a typical pattern preceding a continuation rally. Investors are keeping a close eye on a double bottom formation forming and, if accurate, could send a stampede to $0.42 in the near term, with some projecting a run to the $0.60–$0.70 range in mid-to-late 2025. Market sentiment is also becoming increasingly positive, reflected by a Greed reading of 72 and greater whale accumulation at the $0.22–$0.24 levels, setting a price floor. Despite institutional profit-taking danger, sustained closes above pivotal levels of resistance can potentially have DOGE approaching $0.50–$0.60, with the current trading at around $0.24 being a 10.42% day gain. Meanwhile, interest in MUTM continues to rise. Mutuum Finance Presale Milestone Mutuum Finance presale has reached a new level with more than 16,600 investors and more than $16.4 million to date. It is in Phase 6, 45% sold out, selling the tokens at $0.035 for 1 MUTM. As a token of time, the project has included an early bird $100,000 giveaway , with 10 rewards of $10,000 MUTM. Mutuum Finance, in keeping with its promise of privacy, will launch a USD-backed stablecoin on the Ethereum blockchain. Differing from depegging algorithmic stablecoins that will lose their peg in a bear market, the stablecoin will be non-algorithmic and overcollateralized with the hope of being stable even in bad times. Mutuum Finance intends to extend the frontiers of decentralized finance. The platform utilizes Chainlink oracles for settlement, lending, and trading of USD-denominated tokens and other tokens such as ETH, MATIC, and AVAX. Other defensive features in the form of fallback oracle modes, composite data feeds, and decentralized exchange time-weighted averages are also offered by the platform to offer good, accurate pricing data in an extremely volatile market. The strategy taps into underutilized collateral reserves to offer secured and safe long-term value, rendering the stablecoin a sanctuary of security and sound store of value. This renders Mutuum Finance (MUTM) one of the safest and most revolutionary projects in the present DeFi ecosystem. Why Mutuum Finance Stands Out Mutuum Finance (MUTM) is gaining strong momentum while Dogecoin (DOGE) struggles to hold the $0.23 support line. Stage 6 tokens are priced at $0.035 and are over 50% sold out, with the following stage being priced at $0.04. Mutuum Finance has raised $16.4 million from 16,600+ investors, which shows high demand. With a $100K giveaway, an overcollateralized USD stablecoin, and high-level oracle integration with Chainlink and fallback systems, Mutuum Finance offers security, precision, and scalability. Join presale today and acquire early-stage tokens before prices appreciate. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

BitcoinWorld An Interview with Fasset In an exclusive interview with BitcoinWorld , we got the chance to speak with Daniel Ahmed, COO and Co-Founder of Fasset Why did Fasset start, and what big problem is it trying to solve for people in emerging countries? Fasset was born out of a simple but urgent premise: in too many places, geography still dictates one’s financial destiny. In emerging markets, a service as necessary as banking is fragmented, minimum investment thresholds are high, and opportunities to participate in global financial systems are limited. Fasset’s mission is to bridge this gap. By tokenizing real-world assets and delivering access through a mobile-first financial superapp, Fasset is turning what was once exclusive to Wall Street into something anyone from anywhere can start, with just a dollar and a smartphone. How does Fasset help someone with just a phone start saving or investing small amounts? With Fasset, all you need is a smartphone to start small and dream big. Once verified, users can access fractional shares of stocks, ETFs, gold, sukuks, or even pre-IPO stocks, and more, starting with as little as $10. There’s no need for brokers or complex paperwork. This “micro-investment” model turns spare change into meaningful, long-term savings, reimagining wealth-building and investing as a habit that is intuitive and bite-sized. Why do tokenized assets matter for countries where many people don’t have easy access to banks? In regions where banking deserts are common, tokenized assets act as digital financial passports. Tokenization digitizes real-world assets and makes them tradeable from your phone. This allows users to bypass outdated legacy systems, hedge against volatile local currencies, and build real wealth, all via a smartphone. Is it really possible for someone outside the US to own a small piece of a company like Apple or Tesla through Fasset? How? Yes. Through our partnership with Dinari (a Silicon Valley-based company), Fasset offers tokenized securities that represent fractions of US-listed companies like Apple, Tesla, or Google. Each token is backed 1:1 by the underlying stock and regulated by the SEC, allowing users in emerging markets regulated and real-world exposure to assets that were previously out of reach. What is the Fasset Card, and how could it help people pay with digital money in shops? The Fasset Card – available both physically and virtually – will allow users to spend crypto like fiat anywhere Visa is accepted. Topped up with USDT, it integrates with Google Pay, Apple Pay, and other local payment networks. Users can convert and spend their digital assets in real-time, turning their crypto savings into day-to-day utility. Users can get early access to the Fasset Card by downloading the Fasset app. What is Own, Fasset’s Layer 2, and why is it important for fast and cheap transactions? Explain like a simple road over a busy highway. Own, Fasset’s Ethereum Layer-2 blockchain is designed for performance at scale. If Ethereum is a congested highway, Own then becomes an express lane – faster, cheaper, and purpose-built for emerging markets. By seamlessly processing transactions off-chain and settling them back securely, Own makes everyday digital finance instant and cost-efficient. Can you share a real example of an app using Own, like ORO for gold? What does it let people do? With ORO, users can seamlessly buy, hold, and trade tokenized and redeemable gold without the need for vaults or paperwork. It breaks down the barriers for entry and removes the complexities often associated with gold investing into a simple, mobile-native, and intuitive experience, enabling users to transact in gold 24/7, as easily as sending a text message. When will people be able to use more apps on Own, and what types are coming first? Users will be able to start using more apps on Own later this year. At launch, current users who have accumulated points through trading will be able to convert them into $OWN tokens, creating immediate utility and value recognition. Once migrated, $OWN token holders will gain trading discounts, early access to new products, rewards, and access to a globally regulated network of financial corridors. The initial wave of applications available will focus on RWA products ranging from stocks, bonds to real estate and commodities, with additional categories DeFi to roll out in subsequent phases. In which countries is Fasset approved to operate, and why does that matter for users’ safety? Fasset has the largest portfolio of licences in high-growth markets across Asia and Africa, including the UAE, Indonesia, Malaysia, Turkey, Pakistan, Bahrain, and more. We believe regulatory alignment forms the bedrock of trust for many users across the globe, and our licenses ensure that users can interact with a transparent, secure platform held to the highest standards. Our compliance-first approach is also precisely why banks, telcos, and other institutions are eager to partner with us. How does Fasset protect users money and data behind the scenes? Fasset protects users by ensuring every single product, from sukuks and S&P Shariah ETFs to gold, blue-chip stocks, and government bonds, is fully backed, verified, and independently audited. From day one, we have been regulation-first and Shariah-compliant, with a mandate to enable successful cross-border access to ethical and inclusive finance. By adhering to asset-specific standards, we ensure users are guaranteed ownership rights, dividends, and redemptions on time. This secure, ethical foundation gives users a trusted single entry point for long-term wealth generation. What does “Shariah-compliant” mean on Fasset, and why is it important to many users? How do people add money to Fasset in places like the UAE or Bahrain? Is it through local banks? Fasset is committed to operating within an ethical and compliant framework, aligning its operations with the principles of Islamic Finance. Shariah compliance means every product has been vetted against Islamic finance principles, meaning there can be no hidden interest, no speculation, and most importantly, no non-permissible industries. Additionally, ongoing Shariah audits and advisory work take place. Our Shariah-compliance unlocks confidence for over 2.5 billion potential users, for whom funding accounts is as easy as a local bank transfer or debit and credit card top-up, keeping onboarding simple and familiar. If someone has never used crypto before, what first steps does Fasset recommend? For those new to crypto, Fasset makes the first steps simple and intuitive as our wallet functions like a familiar digital banking app where users can buy, trade, deposit, and withdraw funds. Getting started only requires a quick KYC check, after which you can choose from over 100 supported currencies, including Bitcoin, Solana, and others. The first purchase can be made with existing payment methods such as Google or Apple Pay, a bank transfer, or by linking a credit or debit card. Within seconds of the order confirmation, the asset amount is reflected instantly in the digital wallet. What learning tools or guides does Fasset give to help beginners? To help first-time users navigate digital assets on our platform confidently, we’ve created a beginner’s guide to help them get started on their wealth-building journey. Fasset says it has handled over $1 billion in transactions and is growing fast. What does this mean for users today? We processed US$1 billion in transactions in just the first 6 months of the year, and another US$1 billion in the subsequent 3 months. This reflects strong adoption and trust in Fasset’s regulated infrastructure. For users, this means greater liquidity, diversified participation, and the ability to invest fractionally in typically illiquid assets, from sukuks to gold and ETFs, with far lower capital. We are scaling this further by serving underbanked communities from Morocco to Malaysia and even beyond, enabling 50+ banking corridors that connect a potential 2.5 billion people to seamless, compliant cross-border financial services without requiring app switching or extra wallets. What is one story of a user whose life improved because of Fasset? A few years ago, I met a man working in a hotel here in Dubai who told me he uses Fasset to buy Bitcoin every single month, and he does this so he can send it back home to his family in Kenya. Hearing that really struck me: it showed me that what we’re building isn’t just about technology, it’s about helping real people bridge distances, support their community, preserve value, and access financial opportunity. That story stuck with me. Looking ahead, what new features or launches are coming this year that users should be excited about? Our mission is grounded in a single goal: helping people grow and protect their wealth, no matter where they start. We have already unlocked access to a broad spectrum of tokenized real-world assets, from gold to tokenized stocks and ETFs, and we are just getting started. Every new feature we build is designed to make investing not only seamless but meaningful – built for long-term participation, not short-term speculation. Our newest launch, Fasset Card, will enable users to spend cryptocurrency as easily as fiat at any location that accepts Visa. The card is currently in development, with early access available soon via a waitlist on the Fasset app. At Fasset, we believe that financial inclusion must be intentional, and that is why our priority lies in building a secure, regulation-first platform where users can confidently and consciously participate in ethical, long-term wealth generation. Which countries will Fasset focus on next, and why those markets? Fasset is looking at expanding across Asia and Africa. Our growth roadmap prioritizes utility, compliance, and most importantly, user empowerment, and in every new market, our approach remains the same: secure the right licenses, operate with full regulatory alignment, and make cross-border finance as simple as using a local banking app, meeting the needs of both existing and new users. If users could request one simple feature that makes saving or investing easier, what should they ask for? If there’s one feature users should demand, it should be real access. At Fasset, we believe the true test of financial inclusion is whether someone, anywhere in the world, can own a fraction of a real, regulated asset, be it gold, a sukuk, or an ETF, with the same ease as sending a text. That’s what we’ve built with our superapp: a secure, compliant gateway to global wealth-building tools. We have stripped away the friction that has long plagued users’ financial journey so that investing is no longer a privilege, but a principle. By embedding compliance and lowering capital thresholds from the ground up, we are not just making saving easier, but we are making wealth generation intentional and truly borderless. Section 2: Quick yes/no or short answers 2a. Can users start with $1 or less? Users can start with a minimum deposit of $10. 2b. Are tokenized stocks and gold available in the mobile app? Yes. 2c. Will there be more education content inside the app this year? Yes. This includes more video tutorials to guide first-time investors through their journey. Section 3: Closing Questions 3a. What promise does Fasset make to first-time users about safety, simplicity, and access? Fasset promises first-time users a platform that is secure, simple, and genuinely accessible. In a world where too many are excluded from financial opportunity by geography or infrastructure, we have built a platform that unlocks high-growth assets for high-growth markets. This means we are not simply focused on onboarding users, but we are building a global movement: 100 million digital asset owners by 2030. Mobile-first, built to scale, and regulation-first by design, Fasset allows everyone, from migrant workers in the MENA region to institutional investors, a single, trusted gateway into ethical, long-term wealth creation. 3b. How can someone join the waitlist or start today? Simply download the app and join us! Stay tuned for more thought-provoking content and engaging interviews on Bitcoinworld.co.in , World of Cryptocurrency & Blockchain News. This post An Interview with Fasset first appeared on BitcoinWorld .

A significant transformation for international payments is on the way thanks to the interbank messaging system SWIFT. To the uninitiated, SWIFT is the backbone of the global financial messaging network, connecting more than 11,000 institutions across 200 countries. If you’ve ever sent or received a cross-border payment, you’ve almost certainly come across SWIFT, whether it was your bank asking for it, providing it, or using it to match transactions. Now, SWIFT has begun testing on-chain payments and messaging using Ethereum’s Layer-2 network Linea. This game-changing project involves some of the biggest names in global banking, including BNP Paribas and BNY Mellon. One of the most transformational aspects of the trial is the use of a stablecoin-like token for interbank settlement. Read on to learn more about SWIFT’s latest crypto endeavor, how it could revolutionize both crypto and traditional banking, and how you can make the most of this shift by buying the b est crypto presales . Why SWIFT’s Linea Partnership Signals Mainstream Adoption As mentioned earlier, SWIFT’s blockchain experiment aims to dig deep into how it can be used for on-chain messaging and settlement functions, analyzing how the proposed stablecoin token could settle transactions directly on blockchain infrastructure. And SWIFT doesn’t want to stop there; it also plans to extend this experiment, or the stablecoin’s role, into direct value transfer. The goal is to reduce banks’ reliance on intermediaries and make the whole process of sending and receiving international payments more effortless, faster, and even cheaper. It’s worth noting this isn’t SWIFT’s first rodeo with blockchain. Back in 2022, it partnered with Chainlink to test cross-chain communication solutions. Combined with central banks and regulators worldwide exploring CBDCs and stablecoin frameworks, SWIFT’s latest move is a strong confirmation that global institutions are fully aware of what crypto and blockchain offer – and are eager to integrate it with the existing financial infrastructure. It’s also important to mention why SWIFT selected Linea , an Ethereum Layer-2 network, specifically. Linea leverages ZK roll-up technology , which stands out for its low cost and high throughput while still retaining Ethereum’s security. Oh, and it prioritizes data privacy, which is essential when dealing with international banks. All in all, it’s crystal clear that crypto is gaining mainstream adoption. The real question, therefore, is how can you make the most of it as an investor? Low-cap altcoins, and especially presales, are the answer. Given the current market turbulence, and the fact that SWIFT’s experiment will take several months to materialize, presales offer a unique advantage. These tokens haven’t listed yet, meaning they’re shielded from current volatility, and once they do list, they’ll be ready to run alongside a hopefully clear bull market fueled by both fundamental and technical bullishness. 1. Snorter Token ($SNORT) – Powers an Easy-to-Use Telegram Trading Bot That Snipes Meme Coins Meme coin trading is undoubtedly one of the most captivating aspects of crypto, and one that sees a lot of footfall too. That said, unfortunately, it’s not really a fair playing field. Big-money players with advanced tools scoop up all the liquidity in newly listed tokens, keeping most of the profits for themselves. This leaves everyday traders with little to nothing. Snorter Token ($SNORT) , however, aims to change this dynamic and level the playing field for retail participants. How? By letting them place buy, sell, limit, and stop orders in advance – and then executing those orders the moment liquidity kicks in. Additionally, this Telegram-based trading bot is designed with newcomers in mind. Everything from placing orders, to managing your portfolio, to even enabling the bot’s copy-trading function can be done simply by sending commands in the familiar Telegram chat. Another standout feature of the bot is its security. Whether it’s a scammer trying to deceive you with a rug pull, a honeypot, or eat away at your genuine profits via complicated sandwich attacks, Snorter has your back. Buying Snorter Token gives you front-row seats to the bot’s growth. According to our $SNORT price prediction , the token could hit $0.94 by the end of 2025. So if you get in now, you could potentially walk away with 800% returns. Additionally, holding Snort unlocks a slew of exclusive benefits, including: Access to advanced trading analytics No limit on daily sniping Reduced trading fees of 0.85%, compared to the usual 1.5% Staking rewards, currently yielding 114% Currently in presale, $SNORT has already pulled in over $4.1M, with each token priced at just $0.1055. Visit Snorter Token’s official website to learn more. 2. Best Wallet Token ($BEST) – Non-Custodial & Straightforward Crypto Wallet Ready for Market Takeover Best Wallet Token ($BEST) is the firepower behind a new free crypto wallet that’s offering one of the most rock-solid combinations of airtight security and everyday ease-of-use that we’ve ever seen. We’re, of course, talking about Best Wallet . This non-custodial crypto wallet gives you exclusive access to your private keys, which, combined with excellent data encryption and two-factor authentication, ensures that no one other than you can gain access to your wallet. On top of that, Best Wallet differentiates itself by offering a never-before-seen ‘Upcoming Tokens’ section. As the name suggests, this space within the wallet lets you buy the best crypto presales directly from the app. That means no more visiting external presale websites, wondering whether they’re legit or scams, and then going through the tiring process of connecting your wallet, authorizing transactions, and so on. Given everything Best Wallet offers, it’s no wonder this new cryptocurrency project is on its way to capture over 40% of the non-custodial market by 2027. If you want to be part of that growth, buy Best Wallet Token ($BEST) . In addition to potentially huge gains – our $BEST price prediction suggests it could deliver a whopping 2,300% ROI by the end of 2026 – holding also unlocks exclusive platform-based benefits. Reduced transaction and gas fees Voting rights on key platform decisions Early-bird access to new meme coins in presale Staking rewards, currently yielding 82% per year The $BEST presale has so far raised a whopping $16.1M from early investors, but you can still grab the token for just $0.025705. Visit Best Wallet Token’s official website to learn more about its benefits. 3. Remittix ($RTX) – Revolutionizing Cross-Border Crypto-to-Fiat Payments One of the biggest pain points of the current banking infrastructure is sending international payments. The cross-border payments market, though worth nearly $250T , isn’t as smooth as users would like. Enter Remitix ($RTX) , a revolutionary PayFi (payment finance) solution designed to fill the gaps in banking infrastructure using crypto, thereby bringing the two industries together. Simply put, Remitix allows you to send crypto to any bank account around the world, and the beauty of it is that the recipient will receive it in fiat currency without even knowing the payment originated as crypto. The deal is further sweetened with zero forex markup fees on transfers, same-day transaction processing, and a user-friendly interface so even beginners can use the platform with ease. The Remitix presale ($26.7M+ raised) is a game-changing opportunity, especially when you put into perspective that giants like SWIFT are embracing crypto too. And right now, with each $RTX token priced at just $0.1130, it’s the perfect time to get in. Recap : With SWIFT pushing blockchain into mainstream banking, now’s the best time to load up on low-priced, high-upside gems like Snorter Token ($SNORT) , Best Wallet Token ($BEST) , and Remittix ($RTX). Disclaimer: Crypto investments are highly risky. None of the above is financial advice, so kindly do your own research before investing. Authored by Krishi Chowdhary, Bitcoinist – https://bitcoinist.com/best-crypto-presales-to-buy-as-swift-tests-blockchain-payments

Summary I'm initiating Circle Internet Group at a Buy rating, as the company offers a very stable revenue stream within the Wild West of the crypto industry. CRCL's regulatory leadership, rapid USDC circulation growth, and Binance partnership position it to gain market share despite interest rate headwinds. Falling interest rates pressure CRCL's interest income, but robust USDC growth and new revenue streams like the Arc blockchain offset this risk. Adjusted EBITDA margins are expanding, and with stable costs and strong tailwinds from the GENIUS Act, CRCL offers a compelling rebound opportunity. As the stock market falls from recent highs, one thought pervades my opportunistic mindset: which stocks, particularly momentum and growth stocks, have fallen sharper than their fundamentals might justify? What rebound opportunities exist in the crash? While in general I regard most crypto and blockchain highfliers with skepticism, Circle Internet Group ( CRCL ) caught my eye recently. The sponsor behind the number-two stablecoin, USDC, has now fallen well below its original $130 IPO price; despite one point reaching above $200 per share. As the stock recedes, the core question on investors’ minds is: can Circle pull off a rebound? Data by YCharts I’m initiating Circle at a buy rating. To address the elephant in the room: the core reason Circle has been falling recently is mostly the same reason other stocks are rising: lower interest rate expectations. Since this hurts Circle’s principal source of revenue (interest income), investors are rightly nervous. And yet I also think the sheer growth of USDC can’t be ignored. Use this dip as a buying opportunity. The U.S. leader in regulated stablecoins First, let’s start with what exactly Circle does. Circle is the sponsor behind one of the largest and best known stablecoins, USDC. For those new to the term, a stablecoin is a cryptocurrency that is pegged to the value of an underlying asset: in this case, 1:1 against the U.S. dollar. One of the best ways to think about stablecoins is fulfilling the original promise of crypto: by acting as an efficient means of exchange on the internet, minus the volatility and price fluctuation that has accompanied the speculative activity of other coins. Since there is no scarcity (like Bitcoin) and each USDC is backed by a real U.S. dollar held in reserve, the price does not move. Stablecoin share overview (Circle Aug 2025 investor presentation) It’s probably not necessary to state that the stablecoin market is growing rapidly. As of the end of Q2, Circle noted that the market cap of stablecoins in circulation grew at a stunning 50% y/y clip to $223 billion. Transactions, meanwhile, grew at an even faster 75% y/y clip as more applications and merchants leverage blockchain technology to process payments. Stablecoins recently grew to more than 1% of U.S. M2 money supply. The stablecoin industry as a whole saw a massive leap in adoption when the GENIUS Act was passed earlier this year by President Trump. GENIUS provided the first regulatory framework for oversight of stablecoins, including auditing reserve balances. Rather than strangle the industry with regulations, this was broadly seen as a positive for mainstream adoption. USDC is only the second largest coin: USDT, or Tether, predates USDC and is roughly 2x larger. And yet regulation is the number one differentiator for USDC. Circle has taken a compliance first attitude toward USDC, while Tether, which is sponsored by a company domiciled in the British Virgin Islands, is less subject to regulation. USDC vs. USDT (Circle Aug 2025 investor presentation) To me, and to many market observers, the regulatory safety net underpinning USDC is a major reason why Circle is poised to gain market share. The chart below showcases that USDC's share of crypto trading volumes has grown to 10%, up from just 1% in the year-ago quarter. This is just a beginning indication of the potential that USDC has to grow. Key to USDC's market share expansion is a partnership with Binance , which is the largest crypto trading platform in the world. Since December 2024, Binance has made USDC more broadly available to its 240 million global customers. Since the partnership kicked off, USDC has also grown as a share of assets held in custody by Binance, as shown in the chart below: USDC growth (Circle Aug 2025 investor presentation) Interest income: at risk as rates fall, but circulation growth should offset Now let's turn our attention to the number-one factor that is pushing Circle stock down. Circle generates the lion's share of its revenue from interest held on the cash and short-term securities that back its issuance of USDC. As shown in the chart below, reserve returns have been falling alongside interest rate declines: in Q2, reserve returns of 4.14% (roughly matching current yields on U.S. short term treasury bonds, as measured by the SHV ETF ( SHV )) fell -103 bps y/y. Circle reserve return rate (Circle Aug 2025 investor presentation) After the close of the quarter, the Fed cut rates by a quarter point, and is expecting two further cuts by year-end. Current estimates are placing rate-cut odds for only one further cut in 2026. So all else equal, rates could fall by 100 bps relative to current levels, which would cut out ~25% of Circle's revenue stream. Note as well that Circle still pays out a large portion of this revenue as "distribution fees" to its large crypto wallet partners, namely Coinbase and Binance. As rates have fallen and as Circle has focused on growth, its RLDC margin (revenue less distribution cost) has also dwindled somewhat to 38%, meaning that Circle only generates 38% of clean net revenue for each dollar it earns in interest income. Circle RLDC margin (Circle Aug 2025 investor presentation) While I agree that interest rate declines are a headwind for Circle, there are two reasons that I think the company will still be able to pull ahead: Circulation growth is far outpacing expected interest rate declines. As I previously mentioned, a ~100 bps fall in interest rates will hurt interest revenue by ~25%, relative to the company's current ~4% reserve return rate. But at the same time, USDC circulation grew at 90% y/y in the most recent quarter. I also think that the recent risk-off attitude in the stock market and the selloff in momentum stocks will push more investors to increase their allocation to cash - and USDC is now a core alternative for cash holdings. Coinbase currently pays a 4.1% yield on USDC held on its platform. All in all, Circle is still well poised for revenue growth as stablecoin participation and usage itself grows, and as Circle's own market share expands. Alternative revenue streams. Circle recently released the Arc blockchain, which is its own payment protocol that is natively designed to support USDC transactions (as an alternative to using USDC on other blockchains, such as Ethereum). Circle can earn "gas" fees from transactions on the Arc network, which is a revenue stream that didn't exist entirely in 2024. While it's still early days and we have yet to see how wide of an adoption that Arc can achieve, this initiative helps to boost Circle's horizon beyond earning just interest alone. Healthy adjusted EBITDA margin expansion and reasonable valuation We also think that amid top-line concerns, Circle's growing profitability shouldn't be ignored. In Q2, Circle grew adjusted EBITDA at a 52% y/y pace (again, this is in spite of a 103bps y/y decline in reserve return rates) to $126 million, representing a 50% margin against revenue less distribution and transaction costs (the 38% RLDC margin we discussed earlier). This improved 5 points y/y. Circle adjusted EBITDA (Circle Aug 2025 investor presentation) Circle is guiding to $475-$490 million in full-year adjusted opex (excluding stock comp), which implies quarterly opex holding stable at ~$125 million per quarter through the balance of the year. Circle outlook (Circle Aug 2025 investor presentation) The company has also guided to a 40% CAGR in USDC circulation (which should more than offset interest rate pressure), growth in "other revenue" including the new Arc blockchain initiative, and RLDC margins stabilizing in the 36-38% range. To me, this is a powerful combination for further adjusted EBITDA margin expansion. At face value, Circle looks expensive at a 58x forward adjusted EBITDA that sits slightly above 2x of Coinbase's valuation. Data by YCharts But the reason I think Circle's valuation is quite reasonable is because of its rapid pace of current adjusted EBITDA expansion (with all the factors necessary for continued growth still in place: USDC circulation growth well in excess of interest rate declines, modest opex growth, and stable distribution costs) which makes near-term adjusted EBITDA multiples less reliable. Coinbase, on the other hand, looks cheap relative to Circle: but the vast majority of Coinbase's revenue depends on trading revenue, which is very volatile and fluctuates widely from quarter to quarter, whereas Circle's revenue is generated from a very stable interest income stream. In fact, Coinbase's revenue essentially flatlined in the most recent quarter (a function of lower crypto trading volatility) while adjusted EBITDA declined -14% y/y. Coinbase Q2 highlights (Coinbase Q2 shareholder letter) Key takeaways I'd much rather bank on a stable, predictable company like Circle rather than bet on Coinbase's very volatile trading revenue. In my view, the tailwinds from the passage of the GENIUS act this year is unlocking substantial adoption of stablecoins and, in particular, USDC, which is positioning Circle for tremendous revenue growth in spite of interest rate headwinds. Interest rate risk is already priced into the stock: stay long and use the dip as a buying opportunity.

On September 27, COINOTAG News cited on-chain tracker Whale Alert reporting that Tether executed a mint of 1 billion USDT on the Ethereum network. The transaction is recorded on public

Based on reports, Senators Elizabeth Warren and Elissa Slotkin have asked three federal agencies to open probes into what they call a troubling $2 billion crypto transaction linked to US President Donald Trump’s family. The letter, sent to the State Department, Commerce Department, and the Department of Ethics, names two senior figures — David Sacks and Steve Witkoff — and presses for quick answers about their roles. Senators Call For Investigation The senators say Sacks, who advises on AI and crypto, and Witkoff, a special envoy to the Middle East, were involved in a complex deal that connected Abu Dhabi’s MGX, Binance, and a stablecoin called USD1. Reports indicate the deal was first announced in March and was detailed again in a September New York Times piece. According to the senators, the arrangement was not a simple investment but part of a set of actions that could have opened doors for foreign access to US AI systems. Details Of The Transaction At the center is USD1, a token issued by World Liberty Financial, a company tied to the president’s family. Based on reports, MGX moved money in a transaction valued at $2 billion that involved Binance and the USD1 token as part of the settlement. Lawmakers want to know who negotiated which terms, and whether any official acts or policy pushes were influenced by private gain tied to that token. National Security Concerns Raised Warren and Slotkin argue the case raises serious national security questions. They wrote that certain officials appear to have pushed for policy changes that would make advanced US AI technology more accessible to the UAE. The senators warned that “no place in the US government” should be found for mixing official duties with private business interests. They also said that until answers arrive, Congress should be wary of any rules that could benefit politically connected crypto players. Lawmakers Push Back On Industry-Authored Bills Senator Warren has said she supports clearer rules for digital assets but will oppose measures “written by the crypto industry.” Slotkin echoed that view, urging clarity before moving on market reforms and stressing that lawmakers must be sure crypto money is not shaping national security choices. The House passed its version of a digital asset bill, the CLARITY Act , which drew 78 Democratic votes. Yet the Senate measure, championed by Senator Cynthia Lummis, has stalled and faces a slow path forward. Featured image from Getty Images, chart from TradingView

BitcoinWorld Massive Aave Founder ENA Sale: Stani Kulechov’s $2.38 Million Token Transfer The cryptocurrency world is buzzing with news that Stani Kulechov, the visionary founder behind the popular crypto lending protocol Aave (AAVE), may have executed a substantial Aave founder ENA sale . Reports suggest Kulechov transferred 4 million ENA tokens, valued at approximately $2.38 million, to Galaxy Digital. This significant transaction, first highlighted by AmberCN, stems from tokens claimed from a vesting wallet, sparking considerable discussion across the digital asset community. What’s Behind This Aave Founder ENA Sale? According to the report, Stani Kulechov, a known investor in Ethena (ENA), claimed a substantial amount of ENA tokens from a vesting wallet. Following this claim, the tokens were reportedly transferred to Galaxy Digital. This move represents a notable transaction by a prominent figure in the decentralized finance (DeFi) space. Understanding the context is key. Kulechov’s involvement with Ethena as an investor suggests a belief in the project’s potential. However, large token transfers by founders often draw scrutiny and raise questions about market sentiment and future project direction. Understanding Ethena (ENA) and Vesting Schedules Ethena is a synthetic dollar protocol that offers a crypto-native, yield-bearing stablecoin called USDe. It aims to provide a stable, scalable digital asset solution, independent of traditional banking systems. ENA is Ethena’s governance token, playing a crucial role in the protocol’s decentralized decision-making. Vesting schedules are common in the crypto industry. They are designed to prevent founders and early investors from dumping large amounts of tokens onto the market immediately after launch. Tokens are released gradually over time, aligning the interests of the team with the long-term success of the project. The recent Aave founder ENA sale highlights the eventual unlocking and potential distribution of these vested assets. What Does This Aave Founder ENA Sale Mean for the Market? A transaction of this magnitude by a well-known figure like Stani Kulechov can have several implications. Firstly, it draws attention to ENA and Ethena, potentially increasing trading volume and public discourse around the project. Secondly, large sales, especially by insiders, can sometimes lead to market speculation about the asset’s short-term price action. It’s important for investors to consider that such transfers are often part of a founder’s financial planning or portfolio diversification strategies. They don’t necessarily indicate a lack of confidence in the project, but rather a liquidity event from a vested asset. However, market participants will undoubtedly be watching ENA’s performance closely. Navigating Transparency in Crypto Transactions The transparency inherent in blockchain technology allows for the tracking of such transactions. While the specific reasons behind Kulechov’s transfer are not publicly detailed, the ability for platforms like AmberCN to report on them underscores the open nature of the crypto ledger. This transparency is a double-edged sword: it offers accountability but also opens the door for intense market reaction to insider movements. The crypto community often debates the balance between privacy and transparency, especially concerning the actions of influential figures. The reported Aave founder ENA sale by Stani Kulechov is a significant event that highlights the dynamic nature of the crypto market. It underscores the financial activities of prominent figures within the space and the mechanisms of token vesting and distribution. While the implications are still unfolding, it serves as a reminder for investors to stay informed about market movements and the actions of key stakeholders. Frequently Asked Questions (FAQs) Q1: Who is Stani Kulechov? A: Stani Kulechov is the founder of Aave, a leading decentralized finance (DeFi) protocol that allows users to lend and borrow cryptocurrencies. Q2: What is ENA? A: ENA is the governance token for Ethena, a synthetic dollar protocol that provides USDe, a crypto-native, yield-bearing stablecoin. Q3: What does ‘vesting wallet’ mean? A: A vesting wallet holds tokens that are gradually released to founders, team members, or early investors over a predetermined period, rather than all at once. This mechanism encourages long-term commitment to the project. Q4: Is this Aave founder ENA sale a bearish signal for ENA? A: Not necessarily. While large sales can create short-term price pressure, they can also be part of a founder’s personal financial management or portfolio diversification strategy. Investors should consider the broader market context and Ethena’s fundamentals. Q5: How does this transaction affect Aave? A: This transaction primarily involves ENA tokens, not AAVE tokens. While Stani Kulechov is the founder of Aave, this specific sale does not directly impact Aave’s protocol operations or its native AAVE token. Q6: Where can I track such crypto transactions? A: Many blockchain explorers (like Etherscan) allow you to track public wallet addresses. Additionally, crypto analytics firms and news outlets often report on significant on-chain movements. If you found this article insightful, consider sharing it with your network! Stay updated on the latest developments in the crypto space by following us on social media. To learn more about the latest crypto market trends, explore our article on key developments shaping Aave ecosystem developments. This post Massive Aave Founder ENA Sale: Stani Kulechov’s $2.38 Million Token Transfer first appeared on BitcoinWorld .

Ripple’s stablecoin RLUSD may soon gain entry into the US derivatives market, a sector valued at approximately $189 trillion. Analysts argue that such integration could provide indirect benefits to XRP, which serves as the native token of the XRP Ledger (XRPL). CFTC’s New Approach to Tokenized Collateral The potential link between RLUSD and the derivatives market arises from a recent initiative launched by the U.S. Commodity Futures Trading Commission (CFTC). Under the leadership of Acting Chair Caroline Pham, the agency introduced a program exploring the role of tokenized collateral, including payment-focused stablecoins, within derivatives contracts. This initiative forms part of the CFTC’s broader effort , often referred to as a “crypto sprint,” aimed at enhancing collateral management, increasing capital efficiency, and implementing recommendations from the President’s Working Group on Financial Markets . To advance this plan, the commission is currently seeking public input until October 20, 2025, after which it intends to design pilot programs. If approved, stablecoins issued by licensed U.S. entities could be incorporated into derivatives trading. As a U.S.-backed stablecoin operating directly on the XRPL, RLUSD is well-positioned to benefit from regulatory advancements. Market Size and Potential Impact At the end of 2024, the global notional value of derivatives surpassed $700 trillion. Of this, the U.S. accounted for roughly 27%, or $189 trillion, falling under the CFTC’s oversight of swaps, futures, and options markets. The scale of this market means that even limited adoption of RLUSD as collateral could significantly increase settlement activity on the XRPL. Since XRP functions as the gas token for transactions on the ledger, higher RLUSD usage could lead to greater demand for XRP. This connection underpins the belief among some analysts that Ripple’s stablecoin initiative might have broader implications for XRP’s valuation. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Possible Price Scenarios for XRP To explore potential outcomes, Google’s Gemini AI was asked to project XRP’s performance if RLUSD were adopted within the U.S. derivatives sector. The system noted that such an event would bring several advantages: increased transactional volume on the ledger, stronger regulatory legitimacy for RLUSD, and heightened interest from traditional financial institutions in adopting XRPL infrastructure. Based on these factors, Gemini suggested that XRP could reach a price range of $10 to $20 within a year of RLUSD’s integration into the derivatives market, assuming a favourable regulatory and adoption environment. Despite these optimistic scenarios, the relationship between RLUSD’s adoption and XRP’s market value remains speculative. While regulatory approval could establish RLUSD as a credible tool for collateral management and indirectly strengthen XRP’s utility, there is no certainty that these changes would translate into sustained price increases. Market conditions, investor sentiment, and broader macroeconomic factors will continue to play a major role. The CFTC’s initiative is a significant move toward allowing stablecoins in U.S. derivatives markets. Should RLUSD gain traction in this space, the ripple effects could extend to XRP through increased network activity and institutional engagement. However, predictions of dramatic price growth remain hypothetical, and investors are advised to approach such projections with caution. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Impact of Ripple’s RLUSD on XRP: A $189 Trillion Opportunity in US Derivatives appeared first on Times Tabloid .

BitcoinWorld WLFI Token Burn: World Liberty Financial Executes Massive 6.92 Million Token Reduction Are you keeping an eye on the latest moves in the decentralized finance (DeFi) space? A significant event has just unfolded that could reshape perceptions for a prominent project. World Liberty Financial (WLFI) has successfully executed a substantial WLFI token burn , a strategic move aimed at enhancing the value and scarcity of its native token. What’s Behind the Massive WLFI Token Burn? The World Liberty Financial (WLFI) Foundation, a DeFi project with notable leadership, recently announced on X the successful completion of a major token burn initiative. This strategic move saw a total of 6,923,416 WLFI tokens permanently removed from circulation, demonstrating a strong commitment to their tokenomics. The burn was executed in two distinct phases: Protocol Fee Burn: 3,109,320 WLFI tokens were burned, generated directly from Ethereum and BSC protocol fees. This mechanism ensures that a portion of the network’s activity directly contributes to reducing token supply. Open Market Buyback and Burn: An additional 3,814,095 WLFI tokens were bought back from the open market. This buyback utilized USD1, USDC, and USDT stablecoins, conducted at an average price of approximately $0.2093 per token. This direct market intervention reflects the foundation’s proactive approach to managing token supply. This combined effort brings the total number of tokens burned to over 6.92 million WLFI, following the foundation’s earlier commitment to initiate this buyback and burn program this week. Such initiatives are crucial for long-term project health and investor confidence. Why is a Token Burn Important for WLFI’s Future? Understanding the impact of a WLFI token burn requires a look into fundamental economic principles. When tokens are burned, they are permanently removed from the circulating supply. This reduction in supply, assuming consistent or growing demand, can lead to increased scarcity. Increased scarcity often translates into a higher perceived value for the remaining tokens, potentially benefiting holders. For World Liberty Financial, this action signals several key intentions: Value Enhancement: By reducing the total supply, the foundation aims to bolster the value proposition of each remaining WLFI token. Deflationary Mechanism: Regular token burns introduce a deflationary aspect to the tokenomics, which can be attractive to investors seeking assets with controlled supply. Investor Confidence: Proactive measures like buybacks and burns demonstrate a project’s commitment to its token holders and the long-term sustainability of the ecosystem. It shows that the team is actively working to create value. This commitment to managing token supply is a critical factor for any DeFi project striving for stability and growth in a dynamic market. How Does This Strategic WLFI Token Burn Impact the Ecosystem? The recent WLFI token burn by World Liberty Financial has immediate and long-term implications for its entire ecosystem. For participants within the Ethereum and BSC protocols, the fee burn mechanism means that network activity directly contributes to the token’s scarcity, aligning user engagement with token value. Moreover, the open market buyback injects demand directly into the market, which can help stabilize or even appreciate the token’s price in the short term. Beyond immediate price action, this initiative fosters a sense of transparency and accountability. The foundation’s announcement on X, detailing the specific amounts and sources of the burn, builds trust within the community. It reinforces the idea that the project is managed with clear objectives and a focus on sustainable growth. As a result, the WLFI ecosystem becomes more robust, attracting new users and investors who are looking for projects with strong fundamentals and transparent operations. Looking Ahead: The Future of World Liberty Financial Post-Burn The successful execution of this significant WLFI token burn marks a pivotal moment for World Liberty Financial. It underscores a clear strategy to manage token supply and enhance long-term value. This action is not merely a one-off event but rather an indicator of a well-thought-out tokenomics model designed to support the project’s growth and stability in the competitive DeFi landscape. Investors and community members will likely watch closely for future buyback and burn announcements, as these programs often become a recurring feature in projects committed to deflationary models. The foundation’s ongoing efforts to create a sustainable and valuable ecosystem through such strategic financial maneuvers will be key to its continued success and influence in the decentralized finance sector. In conclusion, World Liberty Financial’s recent burn of over 6.92 million WLFI tokens is a powerful statement. It highlights a strategic commitment to enhancing token scarcity, bolstering investor confidence, and fostering a robust DeFi ecosystem. This significant WLFI token burn serves as a clear indicator of the project’s dedication to long-term value creation and transparent financial management. Frequently Asked Questions About the WLFI Token Burn What is a token burn in cryptocurrency? A token burn is the permanent removal of cryptocurrency tokens from circulation, typically by sending them to an unspendable wallet address. This action reduces the total supply of tokens, aiming to increase scarcity and potentially enhance the value of the remaining tokens. Why did World Liberty Financial conduct a WLFI token burn? World Liberty Financial conducted the WLFI token burn primarily to reduce the total supply of WLFI tokens. This strategic move aims to increase scarcity, potentially boost the token’s value, and demonstrate the foundation’s commitment to long-term sustainability and investor confidence. How many WLFI tokens were burned in this initiative? A total of 6,923,416 WLFI tokens were burned. This includes tokens generated from Ethereum and BSC protocol fees, as well as tokens bought back from the open market. What was the average price at which WLFI tokens were bought back? The additional 3,814,095 WLFI tokens were bought back from the open market at an average price of approximately $0.2093 per token, using USD1, USDC, and USDT. Who is involved in leading the World Liberty Financial project? The World Liberty Financial (WLFI) Foundation is a DeFi project led by the Trump family, as stated in their public announcements. How might this token burn affect WLFI’s price? While a token burn reduces supply, potential price appreciation depends on various market factors including demand, overall market sentiment, and project developments. Historically, reduced supply can lead to increased value if demand remains constant or grows. Did you find this deep dive into World Liberty Financial’s strategic WLFI token burn insightful? Share your thoughts and this article with your network on social media to keep the conversation going about key developments in the DeFi space! To learn more about the latest crypto market trends, explore our article on key developments shaping the DeFi space’s price action. This post WLFI Token Burn: World Liberty Financial Executes Massive 6.92 Million Token Reduction first appeared on BitcoinWorld .

Cryptoization is the growing use of stablecoins and crypto in emerging markets that can weaken central banks’ control over monetary policy and cause deposit erosion, warns Moody’s — posing financial-stability

MGX, a fund backed by Dubai’s ruling family, will take a 15% stake in TikTok’s U.S. business as part of a restructuring meant to increase American control of the popular video app, the Washington Post reported Friday. The investment, led by Sheikh Tahnoon bin Zayed Al Nahyan, brings MGX into a partnership with Oracle, the database giant co-founded by Larry Ellison. Together, the two will hold roughly 45% of TikTok’s U.S. entity. With other U.S. investors involved, American companies are expected to own more than 65% of the business. TikTok’s Chinese parent, ByteDance, will remain a significant shareholder, keeping a 19.9% stake in the U.S. arm, according to the Guardian . That arrangement appears designed to ease concerns in Washington, where President Trump has repeatedly pressed for tighter scrutiny of the app’s ownership and data practices. MGX’s role in the deal adds another layer of intrigue. Earlier this year, the fund bought $2 billion worth of USD1, a stablecoin launched by Donald Trump’s World Liberty Financial. The token is backed by U.S. Treasuries, cash and equivalents, and is pitched as a way for people to access financial services without banks. MGX has already deployed USD1 in its investment in crypto exchange Binance , signaling its willingness to use the stablecoin in large-scale deals. For MGX, the TikTok stake provides a high-profile foothold in the U.S. social media market, where the platform’s influence over culture and advertising continues to expand.

Grayscale has suggested that the third quarter of 2025 may have represented a unique form of “alt season,” with altcoins outperforming Bitcoin and other major assets. In its latest report, the asset manager noted that while cryptocurrencies across sectors posted positive returns, the pattern stood out for being distinct from traditional altcoin cycles. “Bitcoin underperformed other market segments, and the pattern of returns could be considered a crypto ‘alt season’ — although distinct from other periods of falling Bitcoin dominance in the past,” the report explained. Altcoins tied to smart contracts were particular beneficiaries, supported in part by the passage of the GENIUS Act in the US earlier this year. Meanwhile, AI-related tokens and other niche sectors saw growth, while Bitcoin, Ether, and broader currency plays lagged. Market Shifts Driven by Policy and Exchanges Grayscale highlighted several trends that shaped Q3. One was the growing number of corporate treasuries adding various tokens to their balance sheets. Another was the increasing adoption of stablecoins in the United States, alongside stronger activity on centralized exchanges. The firm argued that these elements combined to create a distinct market environment in which altcoins found momentum at Bitcoin’s expense. Looking ahead, Grayscale speculated that pending legislation, including a digital asset market structure bill in Congress, could further support crypto markets in Q4. Bitcoin’s Relative Underperformance Although Bitcoin surged to a record high above $120,000 in August, its performance lagged other segments of the market. Analysts suggested that both Bitcoin and altcoins were also trailing behind traditional assets such as gold and equities in reaching new records. Stablecoin outflows from exchanges were cited as one factor weighing on crypto market dynamics. This environment left altcoins better positioned to capture gains while Bitcoin’s dominance eased. Optimism for ETFs As a leader in crypto exchange-traded funds (ETFs), Grayscale noted that regulatory developments could provide a further boost. The US Securities and Exchange Commission (SEC) recently approved new listing standards for digital asset ETFs. One of Grayscale’s own products, a multi-asset crypto ETF, has already gained regulatory approval, giving investors exposure to a basket of leading assets including BTC, ETH, XRP, Solana, and Cardano. The report concluded that optimism around ETFs and supportive legislation may sustain momentum for altcoins and the broader market heading into the final quarter of the year.

High stablecoin market growth in 2025 signals a $1.9 trillion base case and a $4 trillion bull case by 2030, Citi's analysts said.

Summary Stablecoins are the next big thing. Stablecoins are tradable, liquid “tokens” that represent an underlying asset or promise a fixed exchange ratio with it; they can be described as “money substitutes.”. In sum, stablecoins—when widely accepted as a means of payment next to US dollar balances—will reduce the Greenback’s purchasing power, effectively acting as a kind of inflationary force. By Thorsten Polleit Stablecoins are the next big thing. While the first ones were issued in 2014, they are now gaining significant momentum through the US GENIUS Act, passed on July 17, 2025. So, what are stablecoins? Stablecoins are tradable, liquid “tokens” that represent an underlying asset or promise a fixed exchange ratio with it; they can be described as “money substitutes.” Stablecoins come in various types: Fiat-backed stablecoins are pegged 1:1 to fiat currencies like the US dollar (or potentially other fiat currencies), backed by bank deposits or short-term government bonds. Examples include Tether, USDCoin, and TrueUSD. Crypto-backed stablecoins are secured by cryptocurrencies like Ethereum or Bitcoin, often over-collateralized to offset heightened price volatility. An example is DAI. Algorithmic stablecoins use computer programs to balance supply and demand, aiming to maintain a stable price in (e.g., US dollar). Examples include TerraUSD (before its collapse) and Ampleforth. Commodity-backed stablecoins are tied to assets like gold or silver, such as Tether Gold or Pax Gold. Stablecoins are issued by private companies and stored or traded on public or private blockchains. Demand for them stems from uses like processing payments, executing smart contracts, or trading cryptocurrencies. However, those who believe fiat-money-backed stablecoins are “better money” are mistaken. Their purchasing power depends entirely on the underlying fiat currency: if central banks inflate the US dollar, euro, etc., the corresponding stablecoins lose value too. Moreover, fiat-money-backed stablecoins effectively stabilize the fiat money system, at least initially. When individuals buy stablecoins (as they lose confidence in the monetary system), their demand for fiat money decreases, but stablecoin issuers increase their demand for fiat monies by the same amount. Perhaps most importantly, however, fiat-money-backed stablecoins carry significant “autonomous inflationary potential.” The reason is this: In the US, issuers can back stablecoins with short-term government bonds. And here’s how it works in practice: People decide to exchange US dollar demand deposits for stablecoins—as the latter is considered to be a new and convenient means of payment. The stablecoin issuer sells stablecoins for US dollar and uses those dollars to buy T-Bills issued by the US government. The latter, in turn, spends the Greenbacks on wages, social transfers, paying for military equipment, etc. Both the original dollars and the new stablecoins are now available for spending, effectively raising the quantity of the means of payments, amounting to an increase in the velocity of the US dollar money stock, driving up goods prices. The scale of this potential effect is massive. The stablecoin market is already worth $280 billion. In the US, up to $16.5 trillion (about 75 per cent of the M2 money supply) could potentially be converted into stablecoins, equivalent to half of the $37 trillion US national debt. As a rule of thumb, doubling the money supply halves the purchasing power of the money unit—and this indeed might highlight the enormous inflationary potential of stablecoins in the US. However, stablecoins that are backed by gold, silver, or Bitcoin are a different story. In the case in which a stablecoin is backed by gold, it represents a certain amount of physical gold such as, for instance, 1 ounce or 1 gram of gold. Such a gold-backed stablecoin could compete directly with fiat currencies—provided gold-backed stablecoins become widely accepted as a means of payment in, say, restaurants, stores, on the internet, etc. However, the market’s acceptance of gold-backed stablecoins would—as is the case with fiat currency-backed stablecoins—also result in a significant debasement of the purchasing power of fiat currencies. And here is why. People exchange their US dollar for gold-backed stablecoins. The issuer of gold-backed stablecoins spends his Greenbacks on gold, bidding up its price—and the purchasing power of gold-backed stablecoins, in terms of US dollar goods and services prices, increases. Holders of gold-backed stablecoins thus become richer. However, if they subsequently spend their gold-backed stablecoins on goods and services, the prices of these vendible items, in terms of US dollar, and gold go up. This, in turn, reduces the purchasing power of the Greenback—and it also erodes (some of) the gold-backed stablecoins purchasing power stemming from the preceding rise in the gold price measured in US dollar. In sum, stablecoins—when widely accepted as a means of payment next to US dollar balances—will reduce the Greenback’s purchasing power, effectively acting as a kind of inflationary force. The result is a debasement of outstanding debt in real terms, especially government and bank debt—at the expense of US dollar and bond holders. This is certainly a highly important and perhaps even surprising insight savers and investors should definitely not overlook. Disclosure: No positions. Original Post Editor's Note: The summary bullets for this article were chosen by Seeking Alpha editors.

SoftBank and ARK are reported to be among investors weighing a combined investment in Tether, potentially injecting up to $20 billion for roughly 3% equity and valuing the issuer as

Crypto exchange Kraken is trying to raise more money that could make the company worth around $20 billion as it gets ready to go public. The funding isn’t done yet and depends on how the markets look, but it would bring in $200 million to $300 million from a big investor, according to someone who knows about the talks but didn’t want their name used. This comes after Kraken just raised $500 million and got valued at $15 billion. The jump shows that private investors want to put more money into big crypto companies. The company goes by Payward Inc. officially and started back in 2011 out of Cheyenne, Wyoming. Before this year, Kraken had only raised about $27 million total. The extra money would help Kraken fight better against Coinbase Global Inc., which is already public, and other big exchanges around the world. Kraken just started letting people trade tokenized versions of stocks and exchange-traded funds. The company keeps adding new stuff as it gets ready for its initial public offering. The cryptocurrency industry’s major players are stepping up fundraising activities as US regulatory attitudes soften and mainstream adoption increases. Leading digital asset companies are now accessing both private and public markets to expand their offerings, obtain necessary licenses, and prepare for possible public listings. Kraken picked Morgan Stanley and Goldman Sachs Group Inc. to handle its upcoming IPO, which should happen next year, according to people who know about it. Back in March, Bloomberg News said Kraken wants to go public, maybe in the first quarter of next year. Other big crypto companies are also trying to raise huge amounts Tether Holdings SA, the company behind the world’s biggest stablecoin, is looking to raise between $15 billion and $20 billion from investors in what could become one of the largest private funding deals ever. The El Salvador-based firm wants to sell roughly 3% of its shares through a private placement, according to people familiar with the discussions. However, one source warned that these figures represent best-case scenarios and the final amounts might be much smaller. The talks are still in early phases, and terms could shift as negotiations continue. Those involved were not permitted to discuss the matter publicly. If successful at the higher end, the deal would put Tether’s worth at around $500 billion. That would place it alongside tech giants like OpenAI and Elon Musk’s SpaceX among the world’s most valuable private companies. The achievement would be remarkable for a crypto business that operates with limited oversight, especially as competition grows and declining US interest rates could hurt its profits. Circle Internet Group Inc., Tether’s main competitor in stablecoins, was valued at about $30 billion as of Tuesday. The funding would come from issuing new shares rather than current owners selling their holdings. Cantor Fitzgerald is serving as the main advisor for the deal. Tether CEO Paolo Ardoino confirmed on Wednesday on X that the company is considering raising money from major investors to expand operations across stablecoins, artificial intelligence, commodity trading, energy, communications, and media. Want your project in front of crypto’s top minds? Feature it in our next industry report, where data meets impact.