As 2025 approaches, investors are looking beyond meme coins to find cryptocurrencies with real utility and high growth potential. While Dogecoin (DOGE) continues to attract attention for its strong community and mainstream recognition, Mutuum Finance (MUTM) is emerging as a standout contender in the DeFi market. With over $16.55 million raised and over 16,660 owners, MUTM’s value has increased from $0.01 to $0.035 during its presale stage. Accessible at just $0.035, Mutuum Finance offers enhanced lending and borrowing features to users through the combination of peer-to-peer and pooled models with staking rewards and a heavily rising user base. Experts are predicting that its working platform and pre-stage hype may make Mutuum Finance one of the best crypto investments of the year with potential upside that might surpass that of average meme coins like DOGE. Dogecoin (DOGE) Holds Critical Demand Zone, Bullish Momentum on the Horizon Dogecoin (DOGE) has pulled back a bit from $0.22 and is now trading around $0.229 within the $0.21–$0.22 demand zone, a battleground region which the bulls are closely watching for bullish interest. If DOGE can find bottom here, it may reinstate bullish momentum, with prices eyeing targets of $0.287 to $0.32 and as high as $0.41 and even $0.70 in a strong rally. While traders look for such levels and sentiment in the market, there are investors looking to emerging DeFi protocols with early-stage growth potential, Mutuum Finance (MUTM), as a hedge position to complement solid plays like DOGE. Mutuum Finance Presale Smashes Records as a DeFi Trailblazer Mutuum Finance is leading the pack with its presale, garnering the interest of more than 16,660 investors as well as more than $16.55 million total contributions. The initiative is already at Phase 6 and 50% complete. Tokens are sold at $0.035 each for MUTM. As a gesture of goodwill to its earliest supporters, the team launched a $100,000 giveaway where 10 winners will be given $10,000 in MUTM tokens. Committed to pushing the frontier of decentralized finance, Mutuum Finance leverages Chainlink oracles to facilitate lending, exchange, and settlement of USD-backed tokens and highly actively traded tokens such as ETH, MATIC, and AVAX. Further, the platform secures its integrity using robust defense mechanisms like fallback oracle protections, composite data feeds, and decentralized exchange time-weighted averages, all working to deliver accurate, robust price data even under circumstances of extreme market volatility. Mutuum Finance is introducing a USD-backed stablecoin on the Ethereum network. Unlike algorithmic stablecoins that are stripped away by bear markets, this new token will be overcollateralized and non-algorithmic and will stabilize prices even in price fall. Effectively, Mutuum Finance is an LTV system that is risk-adjusted. Every asset has a collateral cap established just so against the risk of the asset in the capacity to lend in a more stabilized and balanced way. Additional safeguarding to users during periods of uncertain market condition, the protocol even features a buffer reserve system wherein high-risk assets are proportionally allocated higher reserve values as additional collateral. The Presale Power That Could Catch Up with DOGE’s Popularity Mutuum Finance (MUTM) has experienced phenomenal momentum, raising over $16.55 million from more than 16,660 investors during its presale stage alone, with prices shooting up from $0.01 to $0.035. This demonstrates evidence of massive early-stage adoption and faith in its cutting-edge DeFi platform. As opposed to Dogecoin (DOGE), though still trending but more speculative, MUTM offers real-world utility in the form of lending, borrowing, staking, and a stablecoin backed by robust collateral procedures. High-potential, utility-based crypto exposure is what high-net-worth investors seek, and Mutuum Finance needs to find its way into that portfolio. Join the presale and get ahead of the pack before Phase 6 sells out. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Kazakhstan has dismantled what it claims is the largest crypto money laundering platform in the former Soviet space, the RAKS exchange. Authorities in the Central Asian nation say it RAKS exchange serviced almost two dozen darknet markets with an estimated user base of several million. Kazakhstan disrupts region’s largest crypto laundering operation The Financial Monitoring Agency of Kazakhstan, AFM, has completed an investigation into RAKS, a cryptocurrency exchange that laundered dirty cash for vendors on the dark web for years. The entity, described as the largest of its kind in the Commonwealth of Independent States (CIS), was mainly active in Russia, Ukraine, and Moldova, besides Kazakhstan. CIS was formed after the dissolution of the USSR to maintain ties between former Soviet republics. Ukraine formally ended its membership in 2018, and Moldova has suspended its participation. The AFM identified RAKS while monitoring suspicious crypto transactions. It said the exchange provided “professional services” for laundering money from online fraud and drug trafficking. It was highly regarded in the criminal world and collaborated with 20 of the largest darknet markets, with a total of over 5 million users, the authority announced Monday, further detailing: “Over the past three years, the crypto service has laundered the criminal proceeds of more than 200 drug shops in the CIS countries.” RAKS processed $224 million in illicit transactions The illegal coin trading platform’s total turnover exceeded $224 million in fiat equivalent, Kazakhstan’s financial intelligence body also revealed. During its probe, the AFM analyzed over 4,000 cryptocurrency wallets and found a number of accounts holding criminal proceeds. The government agency managed to block 67 crypto wallets belonging to the exchange and froze digital assets in the amount of 9.7 million Tether (USDT) worth 5.2 billion Kazakhstani tenge. In a press release , the regulator emphasized: “As a result, the service has now been completely shut down. Social media accounts have been deleted and customer support has been suspended.” The AFM added that it registered a wave of complaints from drug sellers on darknet forums about RAKS not fulfilling its financial obligations. It insisted the measures have “dealt a significant economic blow to the shadow drug trafficking infrastructure, destabilizing supply chains, reducing drug market turnover, and undermining consumer confidence in illegal platforms.” The monitoring authority also stressed it’s actively working to identify the operators of the crypto exchange, vowing to continue to combat money laundering schemes employing digital tools. Kazakhstan, a major Bitcoin mining hotspot in Central Asia and the wider region, has been taking steps to legalize and regulate crypto-related activities, including trading. Cracking down on illegal activities in the sector has been one of the pillars of the regulatory effort of the government in Astana. Founded in early 2021, the AFM reports directly to Kazakhstan’s President, Kassym-Jomart Tokayev, the Russian business news outlet RBC noted in a report. Its main tasks involve preventing money laundering and the financing of terrorism, as well as investigating economic and financial crimes. In the cryptocurrency space, it’s focusing on curbing illegal mining, exchange and illicit transactions with digital assets. In April, the authority unveiled it had brought down 24 financial pyramid schemes, freezing $4.2 million worth of criminal proceeds in cryptocurrency. Last week, officials in Almaty, Kazakhstan’s largest city, announced the seizure of $10 million from a crypto Ponzi scheme that lured investors across the region. In August, Kazakhstani law enforcement disrupted a scheme to mint digital currency using illegally sourced power that caused losses in excess of $16 million, as reported by Cryptopolitan. Claim your free seat in an exclusive crypto trading community - limited to 1,000 members.

Investors are eyeing the brightest cryptos that can give the most returns as October 2025 approaches, and Mutuum Finance (MUTM) is proving to be a top-quality coin. As Dogecoin (DOGE) basks on its community-driven steam and Solana (SOL) gains momentum through institutionally supported adoption and staking ETFs, Mutuum Finance delivers actual DeFi utility through its peer-to-peer and pooled lending marketplace. At a mere $0.035, the project combines new financial instruments, staking rewards, and a rapidly expanding community. Having already raised more than $16.55 million in presale and having more than 16,660 holders supporting it, the project is rapidly progressing through its stages. At $0.035, Mutuum Finance is now in presale stage 6 and 50% sold out. Posing as a high-upside play for investors looking for the next big crypto move in conjunction with popular names such as DOGE and SOL. Dogecoin (DOGE) Consolidates Near $0.23 Support, Key Levels to Watch Dogecoin (DOGE) is now trading near the $0.23 support level after a recent pullback, but still retaining an overall uptrend channel formation. A bounce from here might see the price probing $0.28, with a distinct breakout seeing DOGE move towards $0.43. But in case of a breakdown past $0.22 support, the cryptocurrency could slide further to $0.17–$0.15, depicting potential bearish risk. This period of consolidation means DOGE is taking a rest before its next major movement, something that has investors very interested in other prospects that hold higher growth potential alongside practical utility, Mutuum Finance (MUTM). Solana (SOL) Price Engages Key Levels In Neutral Momentum Solana (SOL) is trading at $201.11, caught between narrow support at $198.5 and resistance at $204. Investors have been purchasing at the $198.5–$200 region, but repeated testing encourages us to remember the fragile nature of this support, as opposed to the $203.5–$204.5 region being a robust wall, with sellers refusing to budge there again and again. Near-term momentum is neutral to slightly bearish; a break below $198.5 could send SOL lower towards $195–$192, while a bullish rebound back above $204 may leave $208–$210 on the table. In the midst of this confluence and market ambiguity, investors are also considering new DeFi play Mutuum Finance (MUTM), which offers different opportunities within the crypto market. Mutuum Finance Presale Shatters Records Mutuum Finance is at the forefront in its presale, attracting over 16,660 investors in addition to over $16.55 million in total contribution. The project has reached Phase 6, already 50% complete, with tokens on sale for $0.035 each for MUTM. As a way of thanking its first backers, the team initiated a $100,000 giveaway , with 10 winners set to receive $10,000 worth of MUTM tokens. Dedicated to pushing the boundaries of decentralized finance, Mutuum Finance utilizes Chainlink oracles to facilitate lending, exchange, and settlement of USD-backed tokens as well as actively traded instruments like ETH, MATIC, and AVAX. The firm stays on its word by utilizing strong defense tactics like fallback oracle protections, composite data feeds, as well as decentralized exchange time-weighted averages in an attempt to offer accurate, consistent pricing data even in the most extreme instances of market volatility. Construction of a Safe and Robust DeFi Platform MUTM is true to its mission of constructing a safe and privacy-oriented financial platform, Mutuum Finance will introduce a USD stablecoin on the Ethereum platform. While algorithmic stablecoins depeg during bear market periods, the new coin will be non-algorithmic and overcollateralized and will calm prices even in harsh periods. Mutuum Finance (MUTM) has raised over $16.55 million from 16,660+ investors, and presale Phase 6 is already 50% sold at $0.035 per token. Offering real DeFi utility in the shape of lending, staking, and a USD-backed stablecoin, MUTM is a gem along with DOGE and SOL. Claim your tokens now before presale ends. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

USDT issuer Tether purchases $1,000,000,000 worth of Bitcoin on very last day of Q3

In this post: COTI has launched its COTI Earn loyalty platform for its ecosystem. COTI stated that all actions on the loyalty platform are rewarded, with 12.5 million COTI tokens in rewards. Users can also generate revenue and earn daily rewards by holding selected assets on the COTI Network. Privacy-first blockchain infrastructure layer COTI launched its official loyalty platform, COTI Earn, on Tuesday for the COTI ecosystem. The company also announced that Season 001 starts with Genesis live, featuring 12.5 million COTI tokens in rewards. Unlike traditional airdrops that reward signups or superficial activity, COTI Earn turns every user interaction into Token Points (TPs). TPs are tokens that are minted on-chain daily and dropped to users’ wallets. COTI promises that all actions in the loyalty platform are rewarding, from holding and trading assets to referring friends and engaging socially. Users earn daily rewards by holding selected assets pic.twitter.com/BaqIWAHAJe — COTI Foundation (@COTInetwork) September 29, 2025 The company confirmed that all rewards in COTI Earn are liquid, since TPs are on-chain. Users can also generate revenue and earn daily rewards by holding selected assets on the COTI Network. COTI revealed that there will be seasonal drops, bringing new rewards and fresh reasons for users to connect. According to the report, users will also have the opportunity to unlock badges and boosters for being early adopters and actively participating in the ecosystem. COTI Earn will also include leaderboards, where users can climb the ranks and compete with their peers. COTI acknowledged that the new initiative is built for everyone, from traders to referrers to day-one believers. “COTI Earn is designed to recognize real users and real contributions to the ecosystem. As on-chain activity increases, loyalty platforms must evolve to be transparent, fair, and rewarding by design. Platforms running on vanity metrics simply won’t stand the test of time.” -Shahaf Bar-Geffen, CEO at COTI. Users will have to connect their wallet to earn.coti.io . The company said users who hold supported assets, including wETH, wBTC, USDC-e on the COTI Network or COTI, gCOTI in the Treasury, will automatically begin accruing rewards. Additional actions like trading on PriveX or Carbon DeFi, joining social channels, completing quizzes, and referring others, will earn users even more rewards. COTI acknowledged that a bridging experience via Hyperlane Nexus makes it easy for users to onboard into the COTI ecosystem. COTI delivers privacy infrastructure for Web3 COTI acknowledged that it delivers foundational privacy infrastructure for Web3, arguing that it’s the last missing piece needed to scale blockchain to institutions and enterprises. The company highlighted that the blockchain is transparent by default, where every wallet, transaction, and position is visible. COTI said its mission is to deliver fast, scalable, and compliant confidentiality to the entire blockchain ecosystem. The company confirmed that its privacy layer is live and is already deployed across Ethereum and more than 70 chains. COTI revealed that it’s powered by Garbled Circuits, which allows its blockchain infrastructure to enable on-chain private computation without compromising on composability, cost, or performance. The blockchain infrastructure layer stated that its ability to deliver programmable privacy across chains at scale makes COTI a foundation for privacy-preserving financial infrastructure, such as private stablecoins and payments, in partnership with MetaMask, MyEtherWallet, Cardano, and IOG. The company added that it also makes COTI a foundation for confidential DeFi (PriveX, Bancor, Carbon DeFi), RWAs, and tokenization (Plume, Tokenized Asset Coalition), as well as government and CBDCs.

Andre Cronje’s Flying Tulip, a full-stack on-chain exchange, announced it has raised $200 million in a private funding round. The exchange also plans to open an on-chain public sale of the FT token at the same valuation. The initiative aims to deliver a unified market structure for digital assets, combining a native stablecoin, spot and derivatives trading, and on-chain insurance in a system designed for efficiency. Flying Tulip Raises $200M Flying Tulip, Andre Cronje’s latest project, has raised $200 million in a private round. The platform is also opening a public sale of its native FT token at the same valuation. The startup, based in New York, announced the fundraising and sale of FT tokens on September 29, adding that it is building a complete on-chain trading platform. Under the plan, Flying Tulip will combine a native stablecoin, money markets, spot and derivatives options, and insurance into a single system. The company added that linking everything through cross-margin can make capital more efficient for end users. The company also stated that the public sale will be run directly on-chain across several networks. Other details, including assets supported, amount in circulation at launch, and official contract addresses, will be published on Flying Tulip’s website to minimize phishing risks. The firm plans to raise $1 billion in funding between private and public phases, with up to $800 million offered to the public. Incentivization Without Token Allocations? One of the key features of the launch is the perpetual on-chain redemption right. Private and public buyers of FT can burn the token at any time and reclaim their original contribution towards the asset. This minimizes downside risk and protects investors, while settling the project apart from typical token launches. Flying Tulip clarified that a segregated on-chain reserve will handle redemptions, which will be funded by capital from the raise. All contracts will include a queue and rate-limit mechanism to maintain the system’s solvency and prevent abuse. Additionally, the redemption right is not insured and is bound by the size of the reserve and the protocol’s rules. Furthermore, the FT tokens will remain non-transferable until the end of the public sale. This will help reduce the risk of fast arbitrage trades. As a result, buyers will not be able to trade or transfer their tokens during the subscription period. The team behind the project will also not receive any tokens at launch. Instead, team members will gain exposure to the tokens through open-market buybacks. The buybacks will be funded by a portion of the protocol’s revenue, and will follow a published schedule. Institutional-Grade Market Structure Flying Tulip listed a host of backers, including Brevan Howard Digital, CoinFund, DWF, FalconX, Hypersphere, Lemniscap, Nascent, Republic Digital, Selini, Sigil Fund, Susquehanna Crypto, Tioga Capital, and Virtuals Protocol. Founder Andre Cronje stated, “Our goal is to provide institutional-grade market structure with on-chain guarantees and clear alignment between users, investors, and the team.” The company will disclose its chains, assets, initial float, and official sales contracts ahead of the public sale. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

BlockBeats News, September 30, according to Onchain Lens monitoring, Tether withdrew 8,888.8 BTC from Bitfinex 10 minutes ago, worth 1 billion U.S. dollars.Since May 2023, Tether announced that it will use 15% of its quarterly net profit to purchase Bitcoin. In the first quarter of this year, Tether also bought 8888 BTC, worth 735 million U.S. dollars at the time, also transferring from Bitfinex hot wallet to Tether's reserve address on the last day of the quarter (March 31).

A new report, Real World Assets: A Practitioner’s Guide , co-authored by Libeara, a Standard Chartered Ventures–backed tokenization platform, highlights how tokenized assets are rapidly gaining traction in global markets. The report states that tokenization is more than digitization: it involves creating programmable, composable assets that can settle instantly on global blockchain rails. Tokenisation is no longer theory We teamed up with @rebankpodcast and @multiliquid_xyz to break it all down. Real World Assets: A Practitioner’s Guide https://t.co/aRAkE3agTM pic.twitter.com/DpDALiI4T2 — Libeara (@libeara_) September 30, 2025 Unlike traditional financial infrastructure, where assets are siloed across custodians and clearinghouses, tokenized assets exist as bearer instruments that can be transferred, swapped, or integrated into smart contracts in real-time. This composability allows new functions such as atomic swaps between tokenized Treasuries and stablecoins, or the use of tokenized loans as collateral within decentralized finance (DeFi) systems. From Bitcoin to Stablecoins to Tokenized Funds Libeara traces the evolution of tokenization through three phases. The first began with Bitcoin, which introduced digital scarcity but was too volatile to serve as a mainstream financial instrument. The second came with Ethereum’s smart contracts, which created programmable finance but initially relied on unstable crypto-native collateral. The third, starting around 2020, combined stablecoins and real-world assets (RWAs), extending programmable finance into the realm of Treasuries, money market funds (MMFs), and private credit. This progression has laid the groundwork for institutional adoption. Stablecoins proved the viability of tokenized money, and tokenized RWAs are now connecting capital markets to blockchain infrastructure, with growing participation from established financial firms. Market Growth and Structural Drivers While still small relative to traditional markets, tokenized funds are expanding quickly. Tokenized Treasuries represent only a few billion dollars in assets under management compared to the $20 trillion Treasury market, but their growth curve mirrors the early trajectory of exchange-traded funds (ETFs). CoinShares notes that tokenized MMFs are scaling faster than ETFs did in their first decade, pointing to trillion-dollar potential in the years ahead. The report identifies several factors driving adoption: the return of positive interest rates, the success of stablecoins, institutional experiments by firms such as Franklin Templeton and BlackRock, improvements in blockchain scalability, and clearer regulatory frameworks emerging in the U.S. and Asia. Together, these forces have made tokenization both technically feasible and commercially attractive. Case Studies in Institutional Credibility Examples from major asset managers underscore this momentum. Franklin Templeton’s OnChain U.S. Government Money Fund, launched in 2018, demonstrated regulated tokenized funds could operate across multiple public blockchains. BlackRock’s 2024 launch of the BUIDL fund on Ethereum further validated the market, attracting half a billion dollars in assets within months. Fidelity, WisdomTree, and Janus Henderson have since launched their own tokenized Treasury products. Global ratings agencies such as S&P and Moody’s are now rating tokenized funds, with some products receiving investment-grade classifications. According to Libeara, this institutional credibility marks a turning point, suggesting tokenized funds are positioned to follow — and potentially exceed — the growth trajectory of ETFs. The post Tokenized Funds Outpace Early ETF Growth, Standard Chartered-Backed Libeara Reports appeared first on Cryptonews .

Visa (V) is commencing a pre-funding pilot for the use stablecoins through Visa Direct, its real-time payments platform. Businesses would now be able to move money across borders free of the requirement to park large fiat in balance in advance, Visa announced on Tuesday . "The goal: reduce friction, unlock faster access to liquidity and give financial institutions more flexibility in how they manage global payouts," the payments giant said. Businesses would pre-fund their Visa Direct account with stablecoins instead of fiat, which Visa would count as "money in the bank," meaning the funds would be available to payout. Visa, like several of their peers in traditional financial (TradFi) payments, has been accelerating its plans in stablecoins - crypto tokens pegged to the value of a TradFi asset such as a a fiat currency. They have been capturing the increased interest in their use as major jurisdictions have introduced formal regulatory regimes overseeing stablecoins.

By James Van Straten (All times ET unless indicated otherwise) If Monday's trading performance in crypto and related equities is any indication of what October and the fourth quarter may bring, it could be a buoyant period for an industry still lagging behind both U.S. equities and metals. Bitcoin (BTC) jumped 5% from Friday’s fear-driven session to a more neutral stance at $114,000 on Monday, showing how quickly sentiment as measured by the Crypto Fear and Greed Index can shift. Still, the largest cryptocurrency gave up some of those gains and was recently trading around $112,800. It will probably need gold to relinquish some attention before its next move higher. That might be a challenge, however. Gold continues to outperform, delivering nearly 50% year-to-date returns and climbing to another record high above $3,870 earlier today. At the same time, the dollar index (DXY) cannot generate momentum and has fallen below 98, which is positive for risk-assets. Meanwhile, an imminent U.S. government shutdown threatens to affect policy decisions around crypto more than any other area. Equities tied to artificial intelligence and high-performance computing continue to gain strength. Robinhood (HOOD), the trading platform added to the S&P 500 in its most recent rebalancing, saw its share price jump 12% on Monday as the quarter comes to a close. September has been a pretty subdued month for cryptocurrencies, with the CoinDesk 20 Index little changed over the period, up just 0.54%. Ether (ETH) lagged behind and is on track to lose more than 5% in the month. Bitcoin is currently up 4.5%. October, nicknamed Uptober for its historic effect on BTC is just around the corner. Stay alert! What to Watch For a more comprehensive list of events this week, see CoinDesk's week-ahead note . Crypto Sept. 30: FTX begins $1.6 billion, third creditor payout under its bankruptcy plan through BitGo, Kraken and Payoneer. Creditors must complete KYC and tax forms to qualify. Sept. 30: Starknet (STRK) starts BTC staking on mainnet, enabling wrapped BTC tokens staking with 25% consensus weight; un-staking period cut to 7 days; rewards start. Macro Sept. 30, 10 a.m.: U.S. Aug. JOLTS report. Openings Est. 7.1M, Quits (Prev. 3.208M). Sept. 30, 10 a.m.: U.S. Sept. CB Consumer Confidence. Est. 96. Sept. 30: Deadline for the U.S. Congress to pass the annual federal appropriations bill funding government operations. Earnings (Estimates based on FactSet data) Nothing scheduled. Token Events For a more comprehensive list of events this week, see CoinDesk's week-ahead note . Governance votes & calls GnosisDAO is voting on a resubmitted proposal to create a $40,000 pilot fund. This would allow the community to directly finance small ecosystem projects using a conviction voting pool. Voting ends Oct. 1. Unlocks Sept. 30: Optimism (OP) to unlock 1.74% of its circulating supply worth $20.46 million. Token Launches Sept. 30: Soon (SOON) airdrop claim period ends. Sept. 30: ZkVerify (VFY) to be listed on Binance. KuCoin, Gate.io and others. Conferences For a more comprehensive list of the week's conferences, see CoinDesk's week-ahead note . Day 2 of 2: Sonic Summit 2025 (Singapore) Sept. 30: Digital Assets Summit 2025 (Singapore) Sept. 30: Tokenized Capital Summit 2025 (Singapore) Token Talk By Oliver Knight The derivatives exchange battle between Aster and HyperLiquid is heating up. Daily trading volume on BNB Chain-based Aster has rocketed to $64 billion, dwarfing HyperLiquid's $7.6 billion, DefiLlama data shows. According to BoltLiquidity core contributor Max Arch, the shift is due to Aster's offering of between 100x and 300x leverage. HyperLiquid's markets are mainly capped at 40x. "Traders are following the leverage, regardless of underlying platform quality, but we’ll see how the increased risk that comes with higher leverage caps impacts platforms like Aster long-term," Arch wrote on X . Arch notes that around 6% of Aster's trading volume can be attributed to wash trading , far less than some skeptics had estimated. The exchanges' native tokens, ASTER and HYPE, have performed poorly over the past week; with the former sliding from $2.39 on Sep. 25 to $1.80, while HYPE is down from Sep. 18's high of $58.92 to $44.32. The bearish token performance relative to trading activity can be attributed to a wider altcoin sell-off that led to the removal of $200 billion from the sector's total market cap last week, according to CoinMarketCap data. Derivatives Positioning The market is showing signs of a potential shift back to a bullish bias as derivatives metrics, including open interest and basis, show a pickup. Overall BTC futures open interest rose to roughly $31 billion from a recent monthly low of $29 billion. This increase indicates a renewed interest from traders, with Binance still leading at $12.7 billion. The three-month annualized basis is also recovering, climbing to 7% from around 6%, which makes the basis trade more profitable. The BTC options market is still presenting a complex and somewhat contradictory picture. While the 25 delta skew for short-term options continues to drop, suggesting traders are paying a premium for puts and signaling a desire for downside protection, the 24-hour put-call volume is telling a different story. In a clear reversal from recent trends, calls now dominate the volume, making up 65% of the contracts traded. This sharp increase indicates that despite the cautious sentiment reflected in the skew, a significant number of traders are actively positioning for a short-term rally. This divergence highlights a highly polarized market, where a mix of hedging strategies and speculative bets creates a state of mixed sentiment. Funding rates on major venues like Binance and OKX have turned positive, rising to around 7% and 10% respectively. This indicates a growing appetite for leveraged long positions, where long traders are now paying shorts, a classic sign of positive market sentiment. While the funding rate on Hyperliquid remains volatile, the trend on key exchanges suggests that traders are once again becoming confident and willing to take on bullish exposure Coinglass data shows $316 million in 24 hour liquidations, with a 44-56 split between longs and shorts. ETH ($73 million), BTC ($70 million) and others ($29 million) were the leaders in terms of notional liquidations. The Binance liquidation heatmap indicates $115,000 as a core liquidation level to monitor, in case of a price rise. Market Movements BTC is down 1.3% from 4 p.m. ET Monday at $112,840.60 (24hrs: +0.71%) ETH is down 2.13% at $4,138.84 (24hrs: +0.71%) CoinDesk 20 is down 2.34% at 3,971.18 (24hrs: -0.16%) Ether CESR Composite Staking Rate is up 12 bps at 2.93% BTC funding rate is at 0.0056% (6.1276% annualized) on Binance DXY is unchanged at 97.82 Gold futures are up 0.76% at $3,884.40 Silver futures are unchanged at $47.01 Nikkei 225 closed down 0.25% at 44,932.63 Hang Seng closed up 0.87% at 26,855.56 FTSE is unchanged at 9,299.84 Euro Stoxx 50 is up 0.13% at 5,506.85 DJIA closed on Monday up 0.15% at 46,316.07 S&P 500 closed up 0.26% at 6,661.21 Nasdaq Composite closed up 0.48% at 22,591.15 S&P/TSX Composite closed up 0.71% at 29,971.91 S&P 40 Latin America closed up 0.84% at 2,945.34 U.S. 10-Year Treasury rate is down 1.6 bps at 4.125% E-mini S&P 500 futures are down 0.1% at 6,706.50 E-mini Nasdaq-100 futures are unchanged at 24,814.75 E-mini Dow Jones Industrial Average Index are down 0.13% at 46,550.00 Bitcoin Stats BTC Dominance: 58.88% (0.12%) Ether to bitcoin ratio: 0.03673 (-0.33%) Hashrate (seven-day moving average): 1,041 EH/s Hashprice (spot): $50.55 Total Fees: 3.32 BTC / $376,516 CME Futures Open Interest: 133,005 BTC BTC priced in gold: 29.5 oz BTC vs gold market cap: 8.32% Technical Analysis After testing the 20-day exponential moving average (EMA) on the weekly chart, bitcoin has rebounded to the $114,000 level and is now holding above all major daily EMAs. For bulls, the key objective will be to push through the daily order block between $116,000 and $118,000, which would confirm a market structure break and signal a potential trend reversal. On the downside, a close below Monday’s high at $114,870 would leave bitcoin open to the possibility of retesting Monday’s lows. This level also aligns with the EMA100 on the daily chart, making it an important area of confluence to watch. Crypto Equities Coinbase Global (COIN): closed on Monday at $333.99 (+6.85%), -1.77% at $328.09 in pre-market Circle Internet (CRCL): closed at $133.66 (+5.25%), -1.22% at $132.03 Galaxy Digital (GLXY): closed at $34.29 (+10.97%), -1.90% at $33.64 Bullish (BLSH): closed at $62.3 (-0.46%), -1.56% at $61.33 MARA Holdings (MARA): closed at $18.66 (+15.69%), -2.63% at $18.17 Riot Platforms (RIOT): closed at $19.78 (+11.81%), -2.38% at $19.31 Core Scientific (CORZ): closed at $17.33 (+2.85%), -0.52% at $17.24 CleanSpark (CLSK): closed at $14.87 (+14.74%), -2.02% at $14.57 CoinShares Valkyrie Bitcoin Miners ETF (WGMI): closed at $44.21 (+8.86%), -1.02% at $43.76 Exodus Movement (EXOD): closed at $28.95 (+1.54%), +1.38% at $29.35 Crypto Treasury Companies Strategy (MSTR): closed at $326.42 (+5.62%), -2.34% at $318.77 Semler Scientific (SMLR): closed at $29.24 (+3.29%), -0.14% at $29.20 SharpLink Gaming (SBET): closed at $17.26 (+7.88%), -2.61% at $16.81 Upexi (UPXI): closed at $5.62 (+7.77%), -1.25% at $5.55 Lite Strategy (LITS): closed at $2.54 (-0.78%), 1.57% at $2.50 ETF Flows Spot BTC ETFs Daily net flows: $518 million Cumulative net flows: $57.3 billion Total BTC holdings ~1.31 million Spot ETH ETFs Daily net flows: $546.9 million Cumulative net flows: $13.69 billion Total ETH holdings ~6.46 million Source: Farside Investors While You Were Sleeping SEC Willing to Engage With Tokenized Asset Issuers, SEC’s Hester Peirce Says (CoinDesk): The SEC Commissioner said tokenization raises complex questions about how digital and traditional securities coexist, urging issuers to seek guidance as the market expands toward multitrillion-dollar potential. Vance Says U.S. ‘Headed to a Shutdown’ After Meeting With Democrats (Reuters): A standoff over health funding has stalled negotiations, raising the prospect of furloughs, court closures and delayed services if government funding lapses tomorrow. Visa Tests Pre-Funded Stablecoins for Cross-Border Payments (Bloomberg): The pilot using Circle’s USDC and EURC aims to let banks and remittance firms avoid pre-funded accounts, speeding cross-border transfers and improving capital efficiency on Visa Direct. Deutsche Börse, Circle to Integrate Stablecoins Into European Market Infrastructure (CoinDesk): The initiative starts with Circle’s EURC and USDC trading on 360T’s 3DX and via Crypto Finance, with custody managed by Clearstream through Crypto Finance’s German entity as sub-custodian. Societe Generale’s Crypto Arm Deploys Euro and Dollar Stablecoins on Uniswap, Morpho (CoinDesk): SG-FORGE’s EURCV and USDCV went live on Uniswap and Morpho, enabling borrowing against crypto and tokenized T-Bills, with Flowdesk providing spot market liquidity. Investors Are Fretting That the Stock-Market Rally Is on Borrowed Time (The Wall Street Journal): Concerns over rampant speculation, record valuations, tariff-driven inflation risks and October’s rocky history are fueling warnings that Wall Street’s record-setting rally may be vulnerable to a sharp reversal.

BitcoinWorld Grok AI Fuels Dogecoin Rebound: DOGE, BTC, and XRP Holders Turn to Cloud Mining to Seek Sustainable Cash Flow After dropping to a 50-day low of $0.21 last Friday, Dogecoin rebounded to $0.23 on September 28 following news that Elon Musk’s Grok AI secured federal government approval. Shortly after, xAI announced plans to roll out its Frontier AI model across all U.S. federal agencies within the next 18 months, once again putting DOGE in the market spotlight. However, for everyday investors, relying solely on news-driven price swings is far from sustainable. Data shows that more than $110 million in new bullish positions were added to the DOGE derivatives market over the weekend. While this signals optimism, the momentum stems more from speculation than from any source of lasting cash flow. Amid growing market volatility and heightened policy uncertainty, EARN Mining has launched a new cloud mining contract, offering DOGE, BTC, and XRP holders an alternative investment path. Unlike traditional approaches that rely on price fluctuations, this model delivers: 100% Green Energy Power — aligned with ESG investment trends; AI-Driven Sche****ng — optimizing returns while reducing risk; USD-Denominated Stable Yield Contracts — with daily automatic settlements and principal returned at maturity; This enables investors to lock in cash flow even during turbulent market conditions, achieving truly sustainable digital asset growth. Simple 3 Steps to Generate Daily Returns with DOGE, BTC, and XRP 1. Register an Account Visit https://earnmining.com, sign up, and claim a $15 welcome bonus . Earn $0.60 daily automatically — no deposit required. 2. Activate a Contract Choose a mining contract based on your goals. Popular options include: Starter Plan (Free) – Investment: $15 | Duration: 1 day | Expected Return: $15.60 Starter Plan – Investment: $100 | Duration: 2 days | Expected Return: $110 Standard Plan – Investment: $1,000 | Duration: 10 days | Expected Return: $1,130 Advanced Plan – Investment: $10,000 | Duration: 25 days | Expected Return: $14,000 Elite Plan – Investment: $300,000 | Duration: 50 days | Expected Return: $675,000 Click to see more contract details. 3. Enjoy Your Earnings The system automatically settles profits daily. Once your balance reaches $100, you can withdraw anytime. Your principal is fully returned at the end of the contract — no extra actions required. When DOGE, BTC, and XRP Meet EARN Mining: Igniting a Win-Win Model Key Highlights: Regulatory Assurance — Fully licensed and regulated under the UK authority. Green Energy — 100% powered by solar, hydro, and wind energy for sustainable operations. Fund Security — SSL encryption + cold wallet storage ensure bank-level protection. Zero Entry Barrier — No hardware or technical background required; anyone can participate. Multi-Currency Support — BTC, ETH, XRP, SOL, DOGE, LTC, USDT, BCH, and other major cryptocurrencies. Reward System — 3% + 1.5% affiliate rebates, with promotional bonuses up to $100,000. Global Service — Worldwide coverage with 24/7 multilingual customer support. One Simple Step: Investors only need to activate a contract to enjoy stable daily profits — no complicated actions required. Target Audience Beginners — Easy to get started with no technical background required. Young Investors — Explore new passive income channels with small capital. Working Professionals — Effortlessly add extra cash flow alongside a busy career. Families — Diversify financial strategies and strengthen overall financial security. Institutional Clients — Transparent and compliant, ideal for long-term and large-scale investments. EARN Mining Continues to Upgrade Its Technology EARN Mining is constantly enhancing the user experience with: Real-Time Profit Tracking — Clear visibility into investment performance; Smart Hashrate Allocation — Dynamic optimization to minimize risk; Multi-Currency Support — Meeting diverse investment needs. These advantages are not only popular among individual investors but have also attracted institutional clients, who are combining ETF asset allocation with EARN Mining’s cloud mining to explore new ways of generating passive income from crypto assets. More Details Website: https://earnmining.com Download the mobile app Email: info@earnmining.com This post Grok AI Fuels Dogecoin Rebound: DOGE, BTC, and XRP Holders Turn to Cloud Mining to Seek Sustainable Cash Flow first appeared on BitcoinWorld .

USDT, USDC, and USDe saw record inflows, but the money is moving off the grid.

Visa ( NYSE: V ) said that it will launch a stablecoin prefunding pilot through Visa Direct to modernize cross-border payments by allowing businesses to fund transactions with stablecoins instead of traditional fiat currency. This aims to reduce the time and costs associated with cross-border payments, enabling faster access to liquidity and minimizing exposure to currency volatility. The pilot program is essentially for banks, remitters, and financial institutions that need faster, more flexible ways to manage liquidity. Businesses pre-fund Visa Direct with stablecoins instead of fiat to cover payouts and Visa ( NYSE: V ) treats those stablecoins as “money in the bank,” making funds available for payout. Currently it will be working with select partners and plans to expand the program in 2026. More on Visa Visa: The Price Isn't Right What A Weakening Economy Means For Visa Visa: I Love It Below $300, But The Pullback Is Worth Buying For Long-Term Investors Visa authorizes $500M deposit into U.S. litigation escrow account Visa pulls plug on U.S. open banking arm amid regulator uncertainty - report

Plasma, the new blockchain optimised for stablecoins, has become the centre of attention due to its rapid rise in value locked and a burst of memecoin activity. Launched in late September, the network quickly drew in billions of dollars in deposits and saw its native token, XPL, surge into the top 100 cryptocurrencies by market capitalisation. However, recent whale movements are casting a shadow over its native token’s price prospects. Plasma’s TVL surpasses $14 billion The network’s total value locked (TVL) has surged past $14.238 billion in less than a week, according to DeFiLlama. Plasma Network TVL | Source: DefiLlama Capital has rapidly flowed into the more than 100 integrated DeFi protocols, including Aave, Ethena, Fluid, and Euler, giving Plasma a place among the five largest stablecoin-focused networks. The sheer speed of the growth has surprised even seasoned traders, many of whom have compared it to Solana’s breakout moment in 2021. Notably, Plasma’s infrastructure is designed for fast, low-cost transactions, making it particularly attractive for stablecoin users. The blockchain’s pitch was originally about facilitating cheap transfers of tokens like Tether (USDT), but its open and permissionless design has given rise to an entirely different dynamic. Within days of launch, the blockchain became a fertile ground for speculative tokens and memecoins . Memecoins steal the show The most visible of these experiments is the Trillions token, a memecoin based on the idea that stablecoins could eventually reach a market capitalisation in the trillions of dollars. Trillions surged to a $60 million valuation before collapsing back to around $18 million, but not before making headlines and capturing the imagination of traders. Other coins, such as Bankless, a dog-themed Luna token, and a Pepe clone, also took off on Plasma, with most of them created on the multi-chain launchpad DyorSwap. While the Plasma team has avoided endorsing these projects, the frenzy has undeniably helped drive demand for XPL, which is required to pay network fees. This phenomenon highlights the gap between the project’s official stablecoin-focused roadmap and its community-driven adoption as a speculative playground. XPL price under pressure Despite strong fundamentals, XPL’s price has been under pressure lately. After touching an all-time high of $1.68 on September 28, the token fell by more than 33% and now trades around $1.13. Market data shows that trading volumes remain strong, with more than $2 billion changing hands in 24 hours, but volatility is intense. Technical indicators show mixed signals, with the Relative Strength Index (RSI) recently dipping to oversold territory, hinting at a possible rebound if support at $1.12 holds. According to the market analysis, $1.25 and $1.32 are seen as the near-term resistance levels, although a decisive break below $1.12 could drag the token toward the psychological $1 mark. Presale whale moves stir concern Adding to the unease, a major presale participant has transferred all of their holdings to Binance. According to on-chain data captured on Etherscan , the whale’s address, which deposited $50 million during the presale, moved 54 million XPL tokens worth about $63 million to Binance. Large inflows of this kind often foreshadow selling pressure, and traders are watching closely to see how much of the allocation will hit the market. Such activity underscores the fragility of early-stage projects, where large stakeholders still control significant supplies of tokens. With only 18% of XPL’s total supply unlocked so far, market participants remain sensitive to whale actions that could disrupt price stability. Plasma (XPL) price outlook For now, Plasma continues to attract capital and attention, balancing strong fundamentals against the risks of hype-driven speculation and concentrated token ownership. Its ability to sustain momentum will depend on whether it can expand its stablecoin-focused utility while managing the speculative excesses of the memecoin boom. The coming weeks will be crucial. If Plasma (XPL) can convert its early buzz into lasting adoption, it could cement itself as a serious contender in the stablecoin and DeFi space. But with memecoins driving activity and whales testing the market’s appetite, the path ahead looks volatile. The post Plasma TVL soars past $14B amid memecoin frenzy, XPL faces volatility appeared first on Invezz

Ripple’s Chief Legal Officer, Stuart Alderoty, warned that the U.S. is running out of time to establish clear crypto regulations and urged lawmakers to provide guidance. In his RealClearMarkets column, Alderoty noted that the SEC’s current focus on crypto signals that the moment for definitive rules has arrived. He pointed out that crypto is no longer just a fringe interest, with survey data showing a broad appetite for more regulation. This warning follows the announcement by U.S. Treasury Secretary Scott Bessent and UK Chancellor Rachel Reeves of plans for a U.S.-UK task force earlier this month. Still, the revelation provided little detail on its focus. The cryptoasset sector has been lobbying officials to examine a US-UK scheme that would allow companies regulated in one market to operate in the other without requiring a full authorization process. While the US has adopted a much more crypto-friendly approach under President Donald Trump, supporting the market’s push to become more integrated into mainstream finance and sparking a rush to launch stablecoins, more clarity is still required. CLO Alderoty claimed crypto rules would help keep talent and investment in the U.S Ripple’s CLO says crypto is no longer just a side gig, as evidenced by NCA/Harris Poll survey results indicating that about one in five adults in the U.S. has invested in digital assets by this point. Americans processed over $1 trillion worth of cryptocurrency transactions in 2024, by spending, investing, and saving, according to Chainalysis. Still, he noted, Pew Research finds that most Americans still doubt the reliability of today’s crypto platforms, and YouGov polling shows a larger preference for tighter regulation over deregulation — a clear call for stronger guardrails. “The absence of clear, consistent rules doesn’t make crypto go away,” Alderoty wrote. He also warned that failing to act will drive activity to faster-moving jurisdictions. However, clarity can both protect consumers and give responsible firms the confidence to build in the U.S. Following this summer’s stablecoin law, Ripple’s Chief Legal Officer described the fall session as definitive. “The opportunity is here. The mandate is already there, and lawmakers can demonstrate to Americans that Washington can, in fact, deliver clarity when it’s needed most,” he said. He also said that codifying the rules would deter talent and investment from leaving the U.S. and help ensure the country’s position as a leader in financial innovation. He cautioned that, in the absence of clear regulation, users of virtual assets could be forced overseas and emphasized that there must be a domestic regulatory environment to ensure consumer protections and responsible business practices. Ripple agreed to pay a $125 million fine Ripple recently concluded its legal battles with the US Securities and Exchange Commission (SEC), a resolution that clarified the status of XRP . The commission and the exchange settled on a $125 million fine, concluding one of the most high-profile cases in the crypto sector. The two parties also agreed to dismiss their appeals of Judge Analisa Torres’s ruling and the restrictions on selling XRP to institutional buyers. Nevertheless, attention has shifted to whether XRP can emerge as a genuine alternative to SWIFT. The system has been the global standard for cross-border transfers for decades, but detractors say it no longer meets modern needs. Although many in the industry, including Garlinghouse, argue that blockchain’s efficiency and transparency make it a more modern alternative to SWIFT. Created over 50 years ago to replace Telex, Swift underpins cross-border payments by providing banks with standardized codes and secure messages to facilitate money transfers. However, it doesn’t send money directly. Claim your free seat in an exclusive crypto trading community - limited to 1,000 members.

Visa announced on Tuesday that it has begun testing a new system, which enables businesses to fund cross-border payments using stablecoins instead of pre-depositing cash into local accounts. The pilot, enabled through real-time payments platform Visa Direct, reflects how digital tokens are gaining traction among major financial players. “Cross-border payments have been stuck in outdated systems for far too long,” Chris Newkirk, Visa’s president for commercial & money movement solutions, said in a statement . “Visa Direct’s new stablecoins integration lays the groundwork for money to move instantly across the world, giving businesses more choice in how they pay.” Confidence has grown since the US passed the GENIUS Act , which set clear rules for stablecoin issuers and removed much of the uncertainty that had kept large institutions on the sidelines. Visa Tests Digital Tokens To Free Dormant Cross-Border Funds Visa has not disclosed the names of its pilot partners. However, it plans to expand the program in 2026. The initiative targets banks, remittance firms and other financial institutions. These players often need to hold funds in multiple currencies to meet local payout requirements. With stablecoins, Visa aims to change that. The company expects faster transactions and less capital tied up in dormant accounts around the world. Meanwhile, stablecoins have grown quickly. Their rise has triggered concerns among regulators and banks, who fear they could disrupt existing payment systems. Even so, Visa’s approach signals a different path. Instead of resisting, incumbents appear to be integrating stablecoin rails into existing infrastructure. Stablecoin Market Growth Fuels Visa’s Expansion Strategy Meanwhile, Visa’s head of crypto, Cuy Sheffield, expects traditional payments and digital assets to converge . Industry estimates place the stablecoin market at about $269b, up 62% in the past year, with forecasts suggesting it could climb to $2 trillion within three years. The company has already processed more than $200m in cumulative stablecoin settlement volume. Its strategy positions Visa as a competitor to stablecoins, and as a bridge connecting banks, fintech firms and blockchain networks. Sheffield’s team has expanded Visa’s settlement capabilities. It has struck partnerships with banks on token issuance, and is also working with fintech firms worldwide. In 2024, the company introduced the Visa Tokenized Asset Platform. The system allows institutions to issue and manage tokens on blockchains. Since then, Spanish lender BBVA has signalled plans to launch a stablecoin through the platform. The post Credit Card Giant Visa Pilots Stablecoin Payments To Simplify Global Transfers appeared first on Cryptonews .

BlockBeats News, September 30th, according to Coindesk, Chainlink recently announced the development of an innovative technical solution that allows banks to interact with tokenized investment funds through the SWIFT network. This breakthrough, based on the SWIFT Interbank Message System (the core infrastructure of the traditional financial system), was validated in a pilot at UBS Group.In UBS's testing environment, the Chainlink Runtime Environment (CRE) successfully processed ISO 20022 standard messages (the international financial communication standard used by SWIFT), enabling the execution of subscription and redemption operations for tokenized funds. According to the technical process disclosed by Chainlink to CoinDesk, when the CRE receives a SWIFT message, the blockchain workflow is directly triggered by UBS's existing system, and then the Chainlink digital transfer agent executes the on-chain subscription or redemption instructions.This solution enables financial institutions to continue using existing tools like SWIFT to access blockchain infrastructure, while Chainlink's technology stack is responsible for handling subsequent on-chain operations. This pilot is based on the early results of the Monetary Authority of Singapore-led "Guardian Program," and the new breakthrough achieves interoperability where institutions can trigger on-chain events directly through SWIFT messages.

Cardano’s ADA is working its way back after a long slump, but retail traders are finding the pace underwhelming. With crypto prices reflecting hesitation across major altcoins, investors are shifting their attention to projects that offer stronger mechanics and clear roadmaps. One project dominating this conversation is Mutuum Finance (MUTM) , which is being positioned as the best crypto investment with an expected 900% upside by 2026. At present, the presale of Mutuum Finance (MUTM) is in Phase 6, where over $16.53 million has already been raised. More than 16,650 holders have joined, and 53% of the 170 million tokens allocated for this phase are secured. The current price of $0.035 is set to rise to $0.04 in Phase 7, giving Phase 6 participants a guaranteed 15% value lift before the token even approaches listings. For early adopters, Phase 1 buyers at $0.01 stand on track for a 900% gain by 2026 once projected targets are achieved. This pricing progression and strong adoption rate create the type of urgency reflected in the crypto fear and greed index, showing rising investor sentiment. Dual lending mechanics and predictable stability Mutuum Finance (MUTM) is not built on speculation alone but on a structured lending platform that covers two distinct areas. Peer-to-contract pools focus on blue-chip assets like ETH and stablecoins, delivering predictable yields for depositors and clear borrowing conditions. Alongside this, peer-to-peer pools are designed for more volatile tokens and meme coins, offering risk-tolerant investors new opportunities. This dual approach makes the platform flexible for both borrowers and lenders, strengthening its real-world appeal. Predictability is at the heart of Mutuum Finance (MUTM)’s interest rate model. Borrowers will be able to lock in rates, avoiding sudden spikes that often push institutional or treasury-level participants away from DeFi. Rebalancing rules keep the model sustainable while providing confidence to those planning longer borrowing strategies. Stablecoin mechanics further enhance trust by ensuring each unit is pegged to $1, minted only against overcollateralized assets, and burned upon repayment or liquidation. Governance-driven rates and natural arbitrage will ensure the peg remains secure, creating a stable borrowing and lending environment. Demand drivers and the 900% ROI case The forecasted 900% upside is supported by several built-in demand drivers. Liquidation penalties feed directly into the treasury, creating a predictable revenue source that enhances MUTM-linked incentives and long-term value. Deposit and borrow caps add a layer of safety by preventing overexposure, which attracts more capital and increases overall platform activity. A robust oracle strategy ensures that liquidations happen accurately, reducing failures and strengthening user confidence. With higher confidence comes higher total value locked, a direct driver of MUTM adoption and utility. Mutuum Finance (MUTM) also integrates staking and buybacks as central parts of its tokenomics. Users who stake mtTokens will earn MUTM rewards, while platform revenues are set to fund open-market buybacks. This cycle increases demand for the token while encouraging long-term retention, setting the stage for sustainable value growth. The project’s choice of Layer-2 solutions further supports its trajectory. Faster transactions and lower fees will drive adoption, making the protocol suitable for retail and institutional activity alike. The upcoming Beta launch will give users hands-on exposure to the platform, which is expected to accelerate adoption and spark FOMO across the community as real-world use becomes visible. From an investment perspective, the entry point remains attractive. Phase 6 participants at $0.035 are positioned for an immediate 15% upside with the move to Phase 7, while Phase 1 participants at $0.01 align with the 900% ROI projection for 2026. These figures are reinforced by Mutuum Finance (MUTM)’s roadmap milestones, which include major exchange listings on platforms such as Binance and Coinbase, alongside the launch of its stablecoin ecosystem. Final words Security and trust also bolster this outlook. Mutuum Finance (MUTM) has undergone a CertiK audit, scoring 90 on Token Scan and 79 on Skynet. It is running a $50,000 bug bounty program and a $100,000 giveaway that will see ten winners receive $10,000 worth of MUTM each. These measures highlight the project’s commitment to transparency and safety, two qualities investors prioritize in long-term crypto investment. Retail traders are calling Mutuum Finance (MUTM) the best option for growth in 2026 because ADA’s delayed recovery doesn’t give them confidence. As Phase 6 gets closer to finishing and only a few tokens are left at $0.035, it becomes evident that MUTM has the best chance for a 900% gain. This presale is one of the most interesting options in the current market for investors who want to go beyond typical altcoins. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post ADA’s weak recovery; retail now call this best crypto for 900% upside 2026 appeared first on Invezz