Coinbase is pushing back hard as major banks aim to strip stablecoin holders of rewards, spotlighting rising crypto adoption, surging yields, and a bruised traditional finance sector. Coinbase Slams Banks Over Stablecoin Rewards Battle Tensions between traditional finance and digital asset firms are escalating as policy debates over stablecoin rewards heat up. Coinbase (Nasdaq: COIN)

Key Highlights U.S. SEC has issued a “No-Action Letter” to DoubleZero for its token ‘2Z’ The letter means…

Turkey is reportedly taking a deeper dive into cryptocurrencies with proposed regulations that will enable it to exercise oversight on cryptocurrency traders and related entities. The proposed reforms, according to sources who spoke to Bloomberg, would extend Masak’s anti-money laundering (AML) jurisdiction to include both crypto and fiat accounts. The measures are intended to align with those developed by the Financial Action Task Force (FATF), an international body that creates standards addressing money laundering and the financing of terrorism. The FATF, an intergovernmental watchdog of which Turkey is a member, removed Ankara from its “grey list” of countries subject to increased monitoring in June 2024, following progress on its mechanisms for combating money laundering and terrorist financing. The bill is expected to be presented to the Grand National Assembly, although no specific timeline has been disclosed. On approval, Masak will have the authority to freeze or close accounts suspected of illicit use across payment systems, electronic money institutions, banks, and cryptocurrency exchanges. It would also be able to impose transaction limits or blacklist crypto wallets linked to criminal activity. Turkey moves to clamp down on rented crypto accounts The main focus of the legislation is to curb the rise of so-called “rented accounts” — accounts that criminals pay individuals to use for activities such as illegal gambling or financial fraud . Masak is a major player in Turkey’s anti-money laundering efforts as it collects and analyzes suspicious transaction reports, refers cases to prosecutors, and serves as a liaison on international compliance issues. While trading and investment in digital assets remain legal in Turkey, and profits are not yet subject to taxation as of October, the government has been moving to tighten the rules surrounding cryptocurrencies. Reports indicate that the Finance Ministry is forming new rules that would require crypto exchanges to collect detailed information on the source and purpose of transactions, as well as introduce limits on stablecoin transfers. Earlier this year, the Capital Markets Board (CMB), one of Turkey’s key financial regulators, said it had restricted access to several platforms offering “unauthorized” digital asset services, such as PancakeSwap, a popular decentralized exchange. All crypto players in Turkey are now required to register locally, as the board was granted increased powers in March 2025, with strict anti-money laundering and customer protection requirements to be met. Among the key rules are ID checks on transactions exceeding 15,000 lira, transfer limits on stablecoins, and delays in cash withdrawals for certain purposes. Turkey’s move aligns with that of other countries, including Kazakhstan and Russia, which have been cracking down on digital asset markets. While trading and holding cryptocurrencies remain legal, the use of payment services has been illegal since 2021. Turks turn to crypto as Lira’s crisis fuels digital asset adoption Cryptocurrency adoption in Turkey has been steadily increasing for some time. According to the latest Chainalysis Global Crypto Adoption Index, released in September, this increase is supported by the growth of centralized retail platforms and the growing presence of institutional crypto services in the country. A major catalyst, however, has been the sharp depreciation of the Turkish lira. Since 2018, the lira has been facing a prolonged financial and economic crisis marked by high inflation, rising borrowing costs, and widespread loan defaults. Several citizens have turned to dollar-pegged stablecoins and BRC as alternative stores of value as the lira’s value has eroded. To understand the scale of the lira’s decline: In 2020, one Bitcoin was worth about 100,000 Turkish lira. Today, that exact figure exceeds 4.6 million lira, showing both Bitcoin’s price appreciation and the lira’s steep depreciation. Want your project in front of crypto’s top minds? Feature it in our next industry report, where data meets impact.

Crypto is back up today, and those looking to speculate on this booming $4 trillion market are probably wondering which are the best projects to buy into right now.. Bitcoin remains about 10% down from its all-time high (ATH) of $124,128, set last month. At the same time, its dominance is falling, and investor enthusiasm has spilled over into leading altcoins and the best meme coins , many of which have reached fresh milestones over the past year. Much of this renewed momentum can be traced back to two landmark policy changes in Washington. First, President Trump signed the GENIUS Act, the country’s first comprehensive stablecoin regulatory bill. Soon after, the SEC unveiled Project Crypto, an initiative designed to update securities laws for the digital asset age. With sentiment improving, attention has turned to major altcoins such as XRP, Pepe, and Dogecoin, which are being watched as some of the most attractive dip-buying opportunities ahead of a potential bull cycle. Ripple ($XRP): Cross-Border Payments Leader and 2025’s Best Crypto Altcoin Ripple’s XRP ($XRP) spiked to a record $3.65 on July 18, coinciding with the GENIUS Act’s passage, surpassing its previous 2018 peak of $3.40. It has since corrected to around $2.86, about 22% below the recent high. XRP’s appeal lies in its role as a cost-efficient solution for international remittances, positioning it as a modern alternative to legacy systems such as SWIFT. Its reputation has been reinforced by endorsements from the UN Capital Development Fund and recognition within the U.S. financial community. Ripple’s regulatory clout was also evident earlier this year when CEO Brad Garlinghouse joined a White House panel on crypto policy. The launch of RLUSD, Ripple’s dollar-pegged stablecoin, shows its ambition to capture a slice of the fast-growing stablecoin sector. Momentum accelerated after a decisive 2023 court ruling determined XRP’s retail transactions were not securities, marking a watershed moment in Ripple’s legal battle with the SEC. In the past 12 months, XRP has soared 354%, essentially quintupling Bitcoin’s 70% gains over the same period. Following July’s surge, XRP found support near $3 before seasonal weakness in September pulled it below that level. At present, its RSI sits near 42 and appears to be trending lower, offering further discounting potential. While interest rate cuts and the approval of the first spot XRP ETF didn’t spark an immediate rally, likely because markets had priced them in, upcoming ETF rulings in October could push XRP past the $4 threshold in short order. Dogecoin ($DOGE): The Meme Coin Pioneer’s Push Toward $1 Created in 2013 as a lighthearted joke, Dogecoin ($DOGE) has evolved into the most widely recognized meme coin, backed by a loyal community and currently valued at $34.8 billion in market cap. The token broke into the mainstream in 2021, boosted by high-profile supporters including Elon Musk, Snoop Dogg, and Gene Simmons. This May, institutional speculation around a possible U.S. spot Dogecoin ETF drove DOGE back above $0.25. It now trades at roughly $0.2307, up 2% overnight in line with the broader market rally. The $74.6 billion meme sector, represented by Dogecoin, has only risen a modest 0.4%, while it has kept pace with more established names like Bitcoin, Ethereum, and XRP. It appears investors are flipping to a risk-on outlook, but not quite risk-embracing enough to go for smaller market cap meme coins. DOGE’s RSI stands near 44, hinting at plenty of headroom for further price rises over the week. Additionally, October is historically a bullish month for crypto, which could fuel significant upside. With Tesla accepting DOGE for select payments and major platforms like PayPal and Revolut expanding integration, Dogecoin’s real-world use cases continue to grow. Should momentum hold, DOGE could test $0.50 by mid-October, with the much-discussed $1 milestone still on the horizon. Shiba Inu ($SHIB): The Best Meme Coin for Utility Among Blue Chip Crypto Projects Launched in August 2020, Shiba Inu ($SHIB) has risen to become the second-largest meme coin, carrying a market cap of almost $7 billion. In the last 24 hours, SHIB gained 1.4%, which means that, like its inspiration, Dogecoin, it outperformed the broader meme coin sector. SHIB’s relative resilience, large market cap, and expanding functionality make it trade more like a blue-chip digital asset than a speculative meme coin. It currently trades at around $0.00001179. Technically, SHIB has formed two bullish setups in the past year: a descending wedge (November–March) and a flag pattern since May. Breaking resistance at $0.000022 could open a path toward $0.00003 by late October, with more aggressive targets between $0.00006 and $0.00009 possible if a strong bull run develops. Unlike many meme tokens, SHIB has meaningful applications. These include Shibarium, an Ethereum-based Layer-2 solution designed to cut fees and speed up transactions, as well as privacy-enhancing tools aimed at broadening adoption. Bitcoin Hyper ($HYPER): A Layer-2 Presale Reaching for 2025 Growth Bitcoin Hyper ($HYPER) is positioning itself as one of 2025’s most promising presales, aiming to combine Bitcoin’s security with the scalability of Layer-2 technology while leveraging meme-driven virality and decentralized governance. The project seeks to expand Bitcoin’s utility by enabling faster payments, smart contract functionality, and community-led decision-making. So far, the presale has raised over $18.8 million, with analysts predicting post-launch upside of 10× or more. Powered by the Solana Virtual Machine (SVM), HYPER offers low-cost smart contracts and features a Canonical Bridge that enables near-instant Bitcoin transfers while also supporting dApps, meme tokens, and payment solutions. A recent Coinsult audit found no vulnerabilities, further boosting confidence. The HYPER token underpins the ecosystem through staking, transaction fees, and governance rights. Early participants can earn up to 63% APY through staking and receive voting power once governance goes live. Visit the official presale website or follow Bitcoin Hyper on X and Telegram for more information. Click Here to Participate in the Presale The post Best Crypto to Buy Now 29 September – XRP, Dogecoin, Shiba Inu appeared first on Cryptonews .

Adrienne Harris, the NYDFS superintendent, is leaving her post effective October 2025; Deputy Superintendent Kaitlin Aslow will become acting superintendent on October 18, 2025. This transition marks a leadership change at New York’s primary crypto regulator and may influence enforcement priorities and stablecoin guidance continuity. Who is leaving: Adrienne Harris, Superintendent of the New York Department of Financial Services (NYDFS). When the change occurs: Harris departs in October 2025; Deputy Kaitlin Aslow takes over October 18, 2025. Regulatory context: NYDFS remains a strict crypto regulator known for the BitLicense and actions involving Robinhood and Coinbase; stablecoin guidance was issued under Harris’ tenure. Adrienne Harris departure: NYDFS superintendent to leave in October 2025; Kaitlin Aslow will step in—read timeline, regulatory impact, and next steps. What is Adrienne Harris leaving NYDFS? Adrienne Harris is resigning as superintendent of the New York Department of Financial Services in October 2025. She was nominated in 2021 and served as the longest‑serving superintendent, helping shape the department’s Virtual Currency Unit and issuing early U.S. guidance on dollar‑backed stablecoins. How will the leadership transition occur? Deputy Superintendent of Research & Innovation Kaitlin Aslow will assume the superintendent role effective October 18, 2025. Governor Kathy Hochul announced the transition and praised Harris’ four years of service. 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New York’s regulatory framework, anchored by the BitLicense , is a pivotal market requirement for crypto firms operating in the state. Harris’ departure matters because NYDFS sets enforcement tone: under her leadership, the department took enforcement action against major firms and issued early stablecoin guidance. Firms should monitor any shifts in enforcement priorities during the handover. What enforcement actions and guidance occurred under Harris? Under Harris, NYDFS maintained a strict compliance approach. The department issued enforcement actions to firms including Robinhood and Coinbase for compliance lapses (2022–2023) and became the first U.S. regulator to provide formal guidance for U.S. dollar‑backed stablecoins and issuers. These actions reinforced New York’s reputation for detailed crypto oversight. NYDFS (tweet content): “After four transformative years of leadership, Superintendent Adrienne A. Harris has made the decision to leave NYDFS. As the longest-serving Superintendent in DFS history, she leaves behind a stronger, more resilient DFS redefined by bold vision, modern policy, and real impact.” — NYDFS (tweet text preserved as plain text) Frequently Asked Questions When does Kaitlin Aslow take over as NYDFS superintendent? Kaitlin Aslow assumes the superintendent position on October 18, 2025, following an official announcement by Governor Kathy Hochul and a public statement from NYDFS. Will NYDFS change its approach to BitLicense enforcement? NYDFS historically enforces BitLicense requirements strictly. The department signaled continuity in enforcement and policy under the transition; however, market participants should watch for new guidance or enforcement memos from the incoming superintendent. Key Takeaways Leadership change : Adrienne Harris is departing NYDFS in October 2025; Kaitlin Aslow takes over October 18. Regulatory continuity : NYDFS is likely to continue its rigorous BitLicense enforcement and stablecoin oversight. Action for firms : Crypto firms operating in New York should review compliance programs and monitor NYDFS announcements during the transition. Conclusion The departure of Adrienne Harris marks a notable leadership transition at NYDFS that is expected to preserve the department’s stringent regulatory posture. With Kaitlin Aslow set to step in on October 18, 2025, market participants should prepare for continuity in enforcement and follow NYDFS statements for specific policy updates. Published: 2025-09-29 | Updated: 2025-09-29 | Author: COINOTAG

Kaitlin Asrow will become acting superintendent of the New York Department of Financial Services (NYDFS) effective Oct. 18, 2025, succeeding Adrienne Harris and inheriting oversight of banks, insurers and crypto firms under New York’s BitLicense framework. Kaitlin Asrow will serve as NYDFS acting superintendent from Oct. 18, 2025, taking charge of licensing and supervision for banks, insurers and crypto firms in New York and continuing NYDFS oversight of stablecoin and digital-asset rules. Kaitlin Asrow is NYDFS acting superintendent effective Oct. 18, 2025. Adrienne Harris steps down after four years leading NYDFS, a regulator of major banks and crypto firms. NYDFS continues to shape stablecoin and digital-asset policy under state BitLicense oversight, affecting Coinbase, Circle and Paxos. Kaitlin Asrow NYDFS acting superintendent Oct. 18, 2025 — key impacts on crypto licensing and stablecoin oversight. Read COINOTAG’s analysis. Published: 2025-09-29 | Updated: 2025-09-29 What is Kaitlin Asrow’s new role at the NYDFS? Kaitlin Asrow becomes the NYDFS acting superintendent on Oct. 18, 2025 , taking responsibility for licensing, supervision and enforcement across banks, insurers and digital-asset firms in New York. Asrow inherits oversight of the state’s BitLicense regime and ongoing stablecoin policy work previously coordinated by Adrienne Harris. How did the transition occur and who announced it? New York Governor Kathy Hochul announced the leadership transition. Adrienne Harris will step down after four years as superintendent; Kaitlin Asrow — currently Executive Deputy Superintendent for Research & Innovation — will assume the acting role on Oct. 18, 2025. How will the leadership change affect crypto regulation in New York? Expect continuity in core regulatory priorities: supervision of crypto licensing, stablecoin oversight and engagement with federal stablecoin legislation. Under Adrienne Harris, NYDFS closely reviewed federal proposals and engaged industry stakeholders; Kaitlin Asrow has led licensing and built a large digital-asset regulatory team inside the regulator. NYDFS remains a primary voice on stablecoin policy. Congress enacted federal stablecoin legislation in July 2025; NYDFS’s implementation focus will center on state licensing coordination, market integrity and consumer safeguards. What experience does Kaitlin Asrow bring to the NYDFS superintendent role? Asrow spent four years overseeing licensing and supervision of crypto companies at NYDFS’s Research & Innovation division. She helped scale the regulator’s digital-asset team and led licensing reviews under New York’s BitLicense framework. Her background positions her to manage day-to-day supervision and continued policy engagement. { "@context": "https://schema.org", "@type": "NewsArticle", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://en.coinotag.com/article/kaitlin-asrow-nydfs-transition" }, "headline": "Kaitlin Asrow Named NYDFS Acting Superintendent, Effective Oct. 18, 2025", "description": "Kaitlin Asrow will become acting superintendent of the NYDFS on Oct. 18, 2025, succeeding Adrienne Harris and overseeing banks, insurers and crypto firms under New York's BitLicense regime.", "datePublished": "2025-09-29T12:00:00Z", "dateModified": "2025-09-29T12:00:00Z", "author": { "@type": "Organization", "name": "COINOTAG" }, "publisher": { "@type": "Organization", "name": "COINOTAG", "logo": { "@type": "ImageObject", "url": "https://en.coinotag.com/logo.png" } }, "image": [ "https://en.coinotag.com/default-thumb.jpg" ]} { "@context": "https://schema.org", "@type": "HowTo", "name": "How the NYDFS leadership transition will be implemented", "description": "Steps NYDFS and stakeholders will take as Kaitlin Asrow becomes acting superintendent.", "step": [ { "@type": "HowToStep", "name": "Announcement and effective date", "text": "Governor Kathy Hochul announced the appointment; Asrow assumes the acting role Oct. 18, 2025." }, { "@type": "HowToStep", "name": "Internal handover", "text": "NYDFS will complete internal transition tasks including delegation of supervisory responsibilities and staff briefings." }, { "@type": "HowToStep", "name": "Regulatory continuity", "text": "Ongoing licensing reviews, stablecoin guidance and supervisory actions will continue under established NYDFS protocols." }, { "@type": "HowToStep", "name": "Stakeholder engagement", "text": "NYDFS will maintain communication with banks, insurers and digital-asset firms to minimize market disruption." } ]} { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "When does Kaitlin Asrow take office as NYDFS acting superintendent?", "acceptedAnswer": { "@type": "Answer", "text": "Kaitlin Asrow becomes NYDFS acting superintendent effective Oct. 18, 2025." } }, { "@type": "Question", "name": "Who is replacing Adrienne Harris at the NYDFS?", "acceptedAnswer": { "@type": "Answer", "text": "Kaitlin Asrow will replace Adrienne Harris as the acting superintendent of the New York Department of Financial Services." } }, { "@type": "Question", "name": "Will NYDFS change its approach to stablecoin regulation?", "acceptedAnswer": { "@type": "Answer", "text": "NYDFS is expected to continue prioritizing stablecoin oversight and licensing while coordinating implementation of federal stablecoin legislation passed in July 2025." } } ]} Frequently Asked Questions When is Kaitlin Asrow scheduled to begin as acting superintendent? Kaitlin Asrow is scheduled to take over as acting superintendent of the New York Department of Financial Services on Oct. 18, 2025, according to the state announcement. How does this leadership change affect crypto firms licensed in New York? Firms should expect continuity in licensing reviews and supervision. Asrow’s background overseeing crypto licensing suggests ongoing scrutiny under the BitLicense framework with emphasis on compliance and consumer protections. Will NYDFS maintain its influence on federal digital-asset policy? Yes. NYDFS has reviewed federal proposals closely over recent years and will remain active in implementation discussions following Congress’s stablecoin legislation in July 2025. Key Takeaways Appointment: Kaitlin Asrow becomes NYDFS acting superintendent on Oct. 18, 2025. Continuity: NYDFS will continue licensing and supervision of banks, insurers and crypto firms under existing frameworks. Policy focus: Stablecoin oversight and BitLicense administration remain central priorities. Conclusion Kaitlin Asrow’s appointment as NYDFS acting superintendent on Oct. 18, 2025 preserves regulatory continuity for banks, insurers and digital-asset firms in New York. Market participants should prepare for ongoing licensing scrutiny and coordinated implementation of stablecoin rules. For continued coverage and analysis, follow COINOTAG’s reporting.

New York Department of Financial Services Superintendent Adrienne Harris will leave the regulator next month, she announced Monday. Harris, a former White House special assistant under former President Barack Obama, will depart NYDFS on Oct. 17, 2025, New York Governor Kathy Hochul said in a statement . NYDFS Executive Deputy Superintendent of Research and Innovation Kaitlin Asrow will take over as acting head of the agency. NYDFS was the first state regulator to issue specific rules for crypto firms with its landmark BitLicense, which came into effect 10 years ago. In statements, Hochul and Harris thanked each other, with Hochul saying Harris worked "every day to make our financial system work for New Yorkers, while also rebuilding the Department into a regulator fit for the financial capital of the world." Harris first took office as the acting superintendent in August 2021, after Hochul nominated her to the role, and was confirmed by New York's state senate the following January. "It feels like yesterday and a lifetime ago, all at the same time," Harris said of her four-year tenure earlier Monday during an appearance at the Digital Asset Compliance & Market Integrity Summit hosted by Solidus Labs. In that time, she said, NYDFS had issued 11 different pieces of regulatory guidance to bolster the regulator's landmark BitLicense. "The industry had already changed so much from 2015 to 2021 when I came in, it felt really important that we start to add meat to the bones of the regulation," she said. This included guidance for dealing with stablecoins, blockchain analytics and coin listings, among other pieces of information, she said. "I think it's a real testament to what we've done out of DFS that folks in both chambers of Congress, folks on both sides of the aisle, come to us for our technical expertise, for advice, for edits, much of which have been incorporated — not all — but into the current market structure bill," she said. NYDFS also undertook investigations and enforcement actions, including into the Binance dollar stablecoin (BUSD) issued by stablecoin firm Paxos following an investigation dating back to 2023.

Solana planted a $13.5 billion flag in real-world assets (RWAs), with stablecoins in mix, and Redstone’s latest report says that puts the chain in pole position for Internet Capital Markets. Redstone Analysis: Solana’s Tokenized Assets Top $13.5B, Building Internet Capital Markets The modular oracle protocol and decentralized finance (DeFi) firm Redstone explains that Solana’s RWA

Citigroup has unveiled a major expansion of its blockchain-based platform, Citi® Token Services, announcing an industry-first integration with its 24/7 USD Clearing solution to enable near-instant cross-border payments and liquidity management for institutional clients. The integration, which Citi disclosed in a press release , promises to expand the bank’s ability to provide payments around the clock across its global network. With over 250 banking partners in more than 40 markets already utilizing the bank’s clearing system, the addition of tokenized settlement capabilities aims to reduce friction in transferring money. Citi integrates blockchain into its global clearing infrastructure Citi Token Services is using a private, permissioned blockchain to facilitate tokenized cash and trade finance solutions within Citi’s ecosystem. By embedding this into its established 24/7 USD Clearing infrastructure, Citi seeks to bridge traditional payments with blockchain-enabled efficiency. “This integration allows corporates and financial institutions to move millions of dollars in a matter of seconds,” said Debopama Sen, Citi’s Head of Payments, in the release. “Global commerce doesn’t take weekends off and neither should payments.” The solution addresses a long-standing challenge for treasurers and banks, which is how to manage liquidity across multiple geographies without tying up capital or waiting for business-hour cut-offs. Banks push for continuous liquidity Increased liquidity and instant settlements are some of the major appeals of Citi’s integrated system. According to Stephen Randall, Citi’s Global Head of Liquidity Management Services, the initiative would allow treasurers to exercise “unprecedented control and flexibility” while minimizing the technical and risk management hurdles associated with other real-time settlement systems. For banks and corporates that operate across multiple time zones, this may reduce the need for redundant cash buffers. “Our clients demand financial solutions that operate at the speed of their business,” Randall noted. “This significantly reduces friction in payments and liquidity.” According to Citi, the service will initially be available for clients with accounts in the US and UK, with plans to extend to other jurisdictions. The company has already processed billions of dollars using Citi Token Services in the US, UK, Singapore, and Hong Kong since its rollout last year. The rise of digital dollars and the market impact The integration is likely to have a far-reaching impact on the global payments infrastructure scene. SWIFT, the dominant interbank messaging system, has long been criticized for its reliance on business-hour cut-offs as well as its relatively slow settlement times. It is now working on a new blockchain messaging system, as reported by Cryptopolitan . Citi’s blockchain-enabled solution won’t have these constraints, as it offers near-instant settlement across multiple banks, a development that could reduce reliance on SWIFT for certain high-value flows. It also intensifies competition among global banks in the race to define the future of digital dollars. In June, JPMorgan, through its blockchain arm Kinexys, announced a pilot for JPMD , a permissioned USD deposit token issued on Base, which is an Ethereum Layer 2 network built by Coinbase. This allowed JPMorgan to leverage blockchain to provide its institutional clients with an exclusive service where they can send and receive money on-chain. The pilot, which is presented as an alternative to stablecoins, will enable near-24/7 liquidity, near-real-time payments, and even the ability to pay interest on tokenized deposits. Join Bybit now and claim a $50 bonus in minutes

HYPE price prediction is gaining traction after ARK Invest CEO Cathie Wood, speaking on the Master Investor podcast, compared Hyperliquid to the early days of Solana. While she did not confirm whether her firm holds positions in HYPE, Wood stressed the decentralized exchange deserves close attention, particularly as it faces competition from the newly launched Aster DEX on the BNB Chain. The remarks have amplified speculation over whether HYPE could rally 7X to match Solana’s current market valuation. Hyperliquid’s Explosive Growth Since Launch While this projection seems audacious, the growth of the Hyperliquid protocol has been immense since its November 2024 market debut. According to data from DefiLlama , Hyperliquid has grown from roughly $154 million in total value locked (TVL) at launch to over $2.2 billion at the time of writing, marking over 14X growth. Similarly, the stablecoin market capitalization on the protocol increased by 550% from $1.3 billion to approximately $6 billion over the last 10 months. Source: DefilLama More recently, the Hyper Foundation announced the launch of an NFT collection on the HyperEVM network called Hypurr. The collection immediately achieved a floor price of $68,900, with total trading volume reaching over $45 million within 24 hours on OpenSea, positioning it as the 5th most valuable NFT collection in the world. Hypurr NFTs are now the 5th most valuable NFT collection in the world. Potentially soon to be TOP 2. pic.twitter.com/vn1Oi2yGIS — x256.hl (@x256xx) September 28, 2025 These developments and progressive growth are some of the reasons many analysts believe long-term Hyperliquid can rise to be among the top 5 protocols alongside the likes of BTC, ETH, BNB, and SOL. To rival Solana’s current market capitalization of about $114.5 billion, HYPE would need to climb to roughly $340 per token on a circulating supply basis, a 7.2X jump from its present level. Even on a fully diluted basis, matching Solana’s valuation still implies a price near $114.5, representing a 2.4X upside from today. HYPE Price Prediction: Bullish Rebound from Key Support Targets $54 Reclaim On the technical front, the HYPE/USDT 4-hour chart shows that the price recently broke out of a steep downtrend and is now retracing upward into key Fibonacci levels. After bottoming near the $40.38–$41.59 support zone, the price rebounded strongly and has now reached the 0.382 retracement level around $48.39. This marks the first major resistance after the correction, with the next upside target sitting at the 0.236 level near $52.60. Source: X/Greenytrades Momentum suggests buyers are attempting to reclaim lost ground, but whether this move develops into a full reversal or stalls depends on how the price reacts around the current Fibonacci cluster. If it holds above $45 and builds strength, a push toward $52–$53 is likely. However, rejection here could send it back toward $44.99 or even retest the $41 region. Market Buzz Returns with Snorter Bot Presale Presenting 100X Opportunities With the crypto market now seeing multiple runners, which all delivered over 10X from launch, the buzz is back for investors looking for the next 100X runner. Snorter (SNORT) token presale is now looking like the market pick as the next 100X runner, with investors having already poured in $4.1 million. Snorter Bot (SNORT) helps everyday traders keep up by sniping token launches, mirroring whale wallets, and even handling risk automatically. The SNORT presale has already gone viral on social media, and several top analysts think it could be the next 100x crypto. With hype building and just 20 days until the presale closes, the window to get in early is closing fast. You can buy the SNORT token at a fixed price of $0.1063 by visiting the Snorter token official website using crypto like SOL, ETH, USDT, or a bank card. Early buyers can also earn around 114% staking rewards while the platform prepares for launch and exchange listing. Visit the Official Website Here The post HYPE Price Prediction: Cathie Wood Compares Hyperliquid to ‘Early Solana’ – Can HYPE Surge 7X to Match SOL? appeared first on Cryptonews .

Stablecoins’ nearly 20% growth during Q3 comes amid financial institutions’ broader embrace of blockchain tech

Gold’s historic rally accelerated on Monday, with spot prices punching through $3,800 per ounce to set fresh all-time record, extending a torrid year in which bullion is up roughly almost 47% year-to-date. That surge is echoing on across crypto rails, with gold-backed tokens climbing to an all-time high market capitalization of $2.88 billion, CoinGecko data shows. Tokenized versions of the metal are backed by physical reserves but settle on blockchain rails, offering round-the-clock trading and near-instant transfers. Tether Gold (XAUT) and Paxos' PAX Gold (PAXG), both tokens issued by firms predominantly known for their stablecoins, are dominating the category. XAUT’s capitalization stood near $1.43 billion and PAXG’s at roughly $1.12 billion, both at their respective all-time highs. Liquidity has swelled alongside the rally, too. PAXG attracted more than $40 million in net inflows during September and set a fresh trading volume record surpassing $3.2 billion in monthly turnover. XAUT also posted a record $3.25 billion in monthly volume, per DeFiLlama. Meanwhile, the token's market cap growth came solely from the underlying metal's appreciation, as no new token minting happened this month after August's $437 million jump. The tokenized gold market could continue gaining as macro conditions remain supportive for the yellow metal. Investors expectations mount for more Federal Reserve rate cuts and a softer U.S. dollar, while anxiety builds over a possible government shutdown in the U.S. Meanwhile, bitcoin (BTC), often dubbed as "digital gold," is lagging behind gold with a 22% year-to-date return. Read more: Bitcoin to Join Gold on Central Bank Reserve Balance Sheets by 2030: Deutsche Bank

Coinbase CEO Brian Armstrong has lambasted the banking lobby for trying to kill stablecoin yield

Plasma (XPL), a new blockchain built for lightning-fast stablecoin transfers, is exploding in popularity, fueling bullish Plasma price prediction s. After launching its mainnet and hitting major exchanges, XPL surged to $1.68 — a jaw-dropping 3,260% return for those who entered at the presale price of $0.05. The hype was further amplified by its viral airdrop: users who deposited as little as $1 onto the Plasma chain received nearly 9,000 tokens. At peak price, that free stash was worth over $15,000. The global financial rails powering Money 2.0 go live tomorrow. pic.twitter.com/4zSquTRAGs — Plasma (@Plasma) September 24, 2025 Plasma Price Prediction: Key Levels to Watch The hourly chart reveals that XPL has broken below its short-term trend line, and now appears on track to retest the $1.10 demand zone. This area aligns with a previous support cluster, and if buying pressure picks up here, a swift rebound toward $1.60 could be on the cards — representing a 45% upside in the near term. Adding to the bullish setup, the Relative Strength Index (RSI) is now approaching oversold territory on lower timeframes. This suggests that sellers may be losing steam, setting the stage for a sharp recovery toward $2+ if demand steps in at the $1.10 support. Could Plasma Overtake XRP? As XPL builds momentum, speculation is growing that it could eventually challenge XRP’s dominance in the stablecoin transfer space. With a current market cap of $2.3 billion, XPL would need a 73X rally to match XRP’s $171 billion valuation — a tall order, but one that doesn’t seem out of reach in a cycle where strong narratives and real adoption are being rewarded. If Plasma continues to attract users and maintain explosive trading volumes, the odds of a long-term flip may no longer seem far-fetched. New Airdrop Opportunities are Brewing With altcoin season officially underway, investors are hunting for projects with serious upside . Many are eyeing new launches with the potential to deliver 10X or even 100X returns. One standout is Pepenode ($PEPENODE) , a mine-to-earn (M2E) game that has already raised $1.5 million within days of launching its presale. Pepenode ($PEPENODE) Makes Meme Coin Mining Fun and Rewarding Pepenode ($PEPENODE) allows players to build virtual mining rigs to earn meme coins as they climb the game’s leaderboard. This mine-to-earn (M2E) game was born to make meme coin mining fun. Start by setting up a virtual server and then use $PEPENODE to buy and upgrade your rigs. Those who make it to the top will be eligible to receive surprising airdrops of top meme coins like Fartcoin ($FARTCOIN) and Pepe ($PEPE). The more you mine, the more you earn with this project. To keep things fair, Pepenode has built-in anti-bot measures, ensuring that retail buyers aren’t front-run by automated systems. It also adds a deflationary twist to the mix: 70% of tokens spent on upgrades are permanently burned, tightening supply as the Pepenode community grows. To buy $PEPENODE early, head to the Pepenode official website and connect a compatible wallet like Best Wallet . You can swap crypto tokens or invest by using a bank card. Visit the Official Pepenode Website Here The post Plasma Price Prediction: XPL Rockets 87% in 3 Days – Can XPL Overtake Ripple’s XRP? appeared first on Cryptonews .

What are the top cryptos to invest in this week when the market keeps throwing surprises? In just a few days, three major stories have emerged that could shift investor sentiment. Polkadot co-founder Gavin Wood has unveiled a bold PUSD proposal that could replace DOT as a validator reward with a native stablecoin, aiming to stabilize incomes and tame volatility. Meanwhile, BullZilla continues to capture headlines with its Stage-4 “Red Candle Buffet” presale, holding firm at $0.00010574 as excitement builds over its mutation and burn mechanics. Adding to the buzz, World Liberty Financial (WLFI) has seen a 24-hour trading volume of over $347 million, signaling massive liquidity and growing institutional interest. These moves arrive as Ethereum maintains a strong footing above $4,000 and Solana developers push limits with the Firedancer upgrade, showing that innovation across chains isn’t slowing down. Yet, among all the chatter, the top cryptos to invest in this week must be filtered through the lens of fundamental developments and immediate opportunities. The trio of Polkadot, Bull Zilla , and World Liberty Financial each offers a distinct play: network governance transformation, high-octane presale growth, and real-time trading strength. Investors watching the market’s next pivot are asking the same question: which of these narratives will create the biggest ripple effect? Here’s a closer look at why Polkadot’s stablecoin debate, BullZilla presale this week and WLFI’s breakout volumes stand out as the top cryptos to invest in this week. Polkadot: Stablecoin Proposal PUSD Sparks Debate Gavin Wood’s announcement of PUSD has ignited passionate discussions within the Polkadot community. By rewarding validators in a USD-pegged stablecoin instead of DOT, the network could mitigate income volatility, a long-standing pain point when DOT’s price swings sharply. For many, this is the boldest governance move since the launch of Polkadot. The idea behind PUSD aligns with the broader industry shift toward stablecoins as a network backbone. A predictable validator reward in PUSD could attract more institutional staking, as rewards would no longer be directly tied to the whims of DOT’s market price. However, critics warn it could dampen demand for DOT itself, potentially reducing its role as the core economic driver of the ecosystem. Market reaction has been cautiously optimistic. DOT’s price has held relatively steady, suggesting that traders are waiting to see whether the community will vote to implement PUSD. If passed, it could create a two-tier economy: one for stable rewards and one for speculative DOT holders, possibly making Polkadot one of the top cryptos to invest in this week for both risk-averse and growth-oriented investors. Beyond the proposal, Polkadot ecosystem update and cross-chain infrastructure remains one of the most advanced in the industry. Interoperability upgrades continue to roll out, and projects building on parachains exhibit robust activity, reinforcing why Polkadot remains a top choice for crypto investments in weekly crypto watchlist 2025, this week. BullZilla: Stage-4 “Red Candle Buffet” Presale Roars On BullZilla ($BZIL) presale has become a showcase of how meme-driven tokens can merge narrative and mechanics. Currently in Stage 4, dubbed the “Red Candle Buffet,” BullZilla trades at $0.00010574 and has captivated early investors with a clever price-mutation mechanism and Roar Burn events that cut supply while fueling hype. Momentum is building because every $100,000 raised or 48 hours passed triggers the next price step. This rewards early entry and creates an organic sense of urgency. With the crypto community hungry for the next breakout meme coin, BullZilla’s aggressive burn schedule and mutation theme position it among the top cryptos to invest in this week. Community sentiment also remains strong. Telegram and X (formerly Twitter) groups report rapid membership growth as influencers highlight the token’s high-octane roadmap. While speculative, the design is transparent: all burns are recorded on-chain, giving investors verifiable proof of supply reduction. Current Stage: 4th (Red Candle Buffet) Phase: 4th Current Price: $0.00010574 Presale Tally: Over $700k raised Token Holders: Over 2,000 Tokens Sold: Over 29 billion Current ROI: 4,885.25% from Stage 4D to the listing price of $0.00527 Upcoming Price Surge: 6.30% increase in Stage 5A to $0.00011241 How to Buy BullZilla Visit the official BullZilla presale website. Connect a Web3 wallet such as MetaMask or Trust Wallet. Select BNB or ETH as your payment token. Enter the amount to swap and confirm the transaction. Claim BZIL tokens after the presale concludes. For those seeking a fast-moving opportunity, BullZilla clearly ranks among the top cryptos to invest in this week, especially for traders comfortable with early-stage projects. World Liberty Financial: Massive Volume Signals Growing Interest World Liberty Financial news has surged with a 24-hour trading volume of $347,523,549, putting it squarely in the spotlight. Priced at $0.2124, WLFI is gaining traction as investors explore new financial primitives designed to decentralize global capital flows. The project’s core proposition is to merge traditional finance with DeFi, offering a hybrid model that appeals to both institutional and retail participants. This dual strategy has been key to its liquidity spike. A sudden influx of trading volume often signals heightened interest from larger players, marking WLFI as one of the top cryptos to invest in this week for those seeking liquid markets. WLFI’s roadmap includes cross-border lending platforms and synthetic asset offerings, aiming to position itself as a bridge between emerging markets and decentralized capital. Early adopters believe these features could make it the backbone of future on-chain banking solutions. Investor caution remains important, as high trading volume can bring short-term volatility. Still, the sheer scale of liquidity this week gives WLFI a clear seat at the table of top cryptos to invest in this week, especially for those looking for projects with immediate market presence. Conclusion In a single week, Polkadot’s bold PUSD proposal, BullZilla’s relentless presale momentum, and World Liberty Financial’s trading surge have each captured a unique slice of the market narrative. These three assets showcase the spectrum of opportunity: from governance innovation to meme-coin excitement and institutional-grade liquidity. For investors scanning the horizon, these developments underline why diversification remains key. While BullZilla offers high-risk, high-reward potential, Polkadot appeals to those watching structural changes in blockchain economics, and WLFI provides a window into evolving DeFi markets. As the crypto landscape continues to surprise, this trio demonstrates exactly what makes them the top cryptos to invest in this week, clear catalysts, active communities, and fresh momentum. For More Information: BZIL Official Website Join BZIL Telegram Channel Follow BZIL on X (Formerly Twitter) FAQs What is the BullZilla “Red Candle Buffet” stage? It’s the fourth phase of the BullZilla presale, where the token price is currently $0.00010574. Each stage automatically advances to the next level every 48 hours or after $100,000 is raised, rewarding early buyers. How will Polkadot’s PUSD proposal affect DOT holders? If approved, validator rewards would shift from DOT to a USD-pegged stablecoin (PUSD). This could stabilize staking income but may slightly reduce demand for DOT as a reward asset, while keeping DOT’s governance role intact. Why is World Liberty Financial’s trading volume making headlines? WLFI posted more than $347 million in 24-hour trading volume, signaling strong liquidity and growing institutional interest, which can attract both retail traders and larger investors. How can I participate in the BullZilla presale? Visit the official BullZilla presale site, connect a Web3 wallet like MetaMask or Trust Wallet, select BNB or ETH as your payment method, enter the amount to swap, and confirm. Tokens can be claimed upon the presale’s completion. Are these the best cryptos to invest in this week? They each offer unique catalysts: Polkadot’s governance shift, BullZilla’s fast-moving presale, and WLFI’s liquidity surge, but all carry market risk. Always do independent research before investing. Summary Polkadot’s plan to reward validators with a native USD-pegged stablecoin (PUSD) could transform its ecosystem, BullZilla’s Stage-4 presale surges at $0.00010574 with a dynamic burn model, and World Liberty Financial logs over $347M in daily volume. Together, these catalysts put them firmly among the top cryptos to invest in this week. Disclaimer This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile and involve risk. Always conduct independent research and consult a licensed financial advisor before making investment decisions. Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Polkadot’s PUSD Debate, WLFI’s Liquidity and BullZilla’s Presale Momentum in the Spotlight: Top Cryptos to Invest in This Week appeared first on Times Tabloid .

Plasma is focused on stablecoins, but that isn't stopping meme coin traders from pumping random tokens—with Trillions leading the charge.

The Polkadot community has opened a vote on a proposal for pUSD, a native stablecoin backed entirely by DOT tokens , through a governance referendum currently underway on the network’s “Wish for Change” track. The proposal, detailed in RFC-155 and authored by Bryan Chen, would deploy the stablecoin on Polkadot Asset Hub using the Honzon protocol previously employed by Acala’s failed aUSD project. At the time of writing, Aye holds 74.62%, while Nay holds 25.40%, against an 80.40% approval threshold. Source: Polkadot Community Split Over Acala’s Technical Legacy The initiative seeks to reduce Polkadot’s dependence on USDT and USDC, which currently dominate the ecosystem with a combined market cap of $74.05 million, with USDC at 56.79% dominance. Source: DefiLlama The proposal has generated strong controversy due to its connection with Acala, whose aUSD stablecoin collapsed following a 2022 exploit that damaged trust across the ecosystem. Multiple prominent community members have voted against the proposal, specifically citing concerns about Acala’s involvement. TheGlobedotters stated that “ no one from Acala should be involved with any stablecoin in the ecosystem, especially a strategic one like this, ever again ,” while noting that aUSD’s failure stemmed from liquidity pool misconfiguration rather than Honzon protocol flaws. The White Rabbit shared similar concerns, voting against the proposal while supporting the concept of a native stablecoin in principle. The voter outlined two conditions for potential support. First, a clear assurance that no Acala team members would be involved in development; second, explicit Technical Fellowship oversight of governance and risk management. Another community member noted that “ Acala is dead because of AUSD ” and warned that rushing implementation could damage Polkadot’s reputation. Gavin Wood Pushes Multi-Track Stablecoin Strategy On September 10, Polkadot founder Gavin Wood outlined his vision for the ecosystem’s stablecoin approach, which preceded the pUSD proposal. Wood emphasized that “ Polkadot would be remiss not to have its own native stablecoin ” and specified requirements including full DOT collateralization, Polkadot governance control, and DAI-level security guarantees. Gavin is bullish on Hollar stablecoin: • Decentralized • Backed by DOT and more • Well-integrated with the Polkadot ecosystem @hydration_net pic.twitter.com/YqwIJyoBrN — The Dots (@TheDotsTalks) September 2, 2025 He expressed support for Hydration’s upcoming HOLLAR stablecoin while maintaining that a protocol-level DOT-backed stablecoin remains strategically necessary. Wood also introduced the concept of a “ stable-ish ” DOT asset that would accept some volatility while avoiding massive collateral requirements. This middle-ground approach between hyper-volatile DOT and strict dollar pegs would seek to “ soften volatility ” for users seeking partial stability without full collateralization costs. Until a pure DOT stablecoin exists, Wood indicated a preference for HOLLAR over USDT and USDC, though he acknowledged that centralized stablecoins may still be needed for validator payouts and practical integrations. The pUSD proposal arrives as Polkadot implements major tokenomics changes , having approved a 2.1 billion DOT hard cap in September through Referendum 1710 with 81% support. The network is shifting from its inflationary model of 120 million annual DOT issuance to a declining schedule that will reduce minting to below 20 million by the early 2030s. The current circulating supply stands at 1.6 billion DOT, with the total supply projected to stabilize near 1.91 billion by 2040 under the new framework. Global Stablecoin Market Exceeds $300B as Regulatory Framework Solidifies The pUSD debate unfolds against surging global stablecoin adoption, with total market capitalization surpassing $300 billion for the first time in September. Source: DefiLlama During this time, Circle’s NYSE debut saw shares rise 400% post-IPO, valuing the USDC issuer at $30 billion, while Tether introduced a U.S.-compliant stablecoin and is seeking $500 billion in funding. Given the fast-paced growth of the sector, Treasury Secretary Scott Bessent projects that the sector will reach $3 trillion by 2028 as stablecoins integrate into global payments and decentralized finance. Citigroup also forecasts a stablecoin market cap between $1.6 trillion and $3.7 trillion by 2030, driven by clearer regulation and institutional participation. The bank warned that leading issuers could become among the largest U.S. Treasury holders by the end of the decade, potentially disrupting traditional banking through deposit substitution. The GENIUS Act , signed in July, has provided federal oversight for stablecoin issuers, which has largely aided this growth. Meanwhile, a consortium of nine European banks , including ING, UniCredit, and Deutsche Bank, is exploring a euro-denominated stablecoin launch to compete with dollar dominance. As Mark Aruliah of Elliptic stated, European banks need to “ move quickly to adopt and scale credible euro-denominated stablecoins ” or risk ceding ground to U.S. and Asian competitors. The post Polkadot Community Backs Proposal for DOT-Backed Algorithmic Stablecoin pUSD appeared first on Cryptonews .

NYC, New York, September 29th, 2025, Chainwire Flying Tulip , a full‑stack onchain exchange, today announced it has raised $200 million in a private funding round and will open an onchain public sale of its $FT token at the same valuation. Flying Tulip integrates a native stablecoin, money market, spot trading, derivatives, options, and onchain insurance within a single cross‑margin, volatility‑aware system designed for capital efficiency. The round included participation from global investors, including Brevan Howard Digital, CoinFund, DWF, FalconX, Hypersphere, Lemniscap, Nascent, Republic Digital, Selini, Sigil Fund, Susquehanna Crypto, Tioga Capital, and Virtuals Protocol, among others. Onchain redemption right (“perpetual put”) All primary-sale participants (private and public) receive an onchain redemption right that allows them to burn $FT at any time and redeem up to their original principal in the asset contributed (e.g. ETH). Redemptions are programmatically settled from a segregated onchain redemption reserve seeded from capital raised. This design seeks to protect downside while preserving unlimited upside. Tokenomics aligned to usage The team receives no initial allocation. Instead, team exposure accrues only through open‑market buybacks funded by a share of protocol revenues and subject to a transparent schedule. From day one, incentives are tied to real usage and long‑term performance. Public sale The onchain public sale will be hosted across multiple chains. Supported assets, the initial circulating supply, sale mechanics, and official smart‑contract addresses (published on the official website ) will be announced ahead of launch. Flying Tulip is targeting up to $1 billion in total funding across private and public phases. “Our goal is to provide institutional‑grade market structure with onchain guarantees and clear alignment between users, investors, and the team,” said Andre Cronje, founder of Flying Tulip. About Flying Tulip Flying Tulip is an onchain financial marketplace that unifies spot, derivatives, credit, and risk transfer in a capital‑efficient, cross‑margin system. The platform is built for transparent risk management and long‑term sustainability. Users can learn more at flyingtulip.com . Important Information This press release is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to buy any securities or tokens in any jurisdiction. Participation may be subject to eligibility checks and jurisdictional restrictions. Tokens involve risk, including possible loss of value. Any redemption right is programmatic and limited by on‑chain reserves and protocol parameters. This right is not a deposit, not insured, and not a guarantee. Forward‑looking statements are subject to risks and uncertainties. Official sale addresses will only be published on flyingtulip.com . ContactCEOAndre CronjeFlying Tulipandre@flyingtulip.com Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.

The Web3 space is rapidly evolving, and we can’t help but predict the future growth of crypto. Recently, we have seen crypto regulations become more favorable, a trend that is fueling both mass and institutional adoption of digital assets. In this interview, curated by Ashish Kumar, Hristina Vasileva, and Vignesh Karunanidhi for Cryptopolitan, we speak with OKX’s President, Hong Fang, to explore how the crypto space is evolving and how OKX is adapting to scale for mass adoption. Crypto narratives shaping Web3 Which crypto narratives do you expect to perform most strongly in 2025 and 2026? With the GENIUS Act in the US and MiCAR in the EU, stablecoins are no longer just crypto’s “cash leg” – I believe they’re quietly becoming the backbone of global finance. With stablecoin supply nearing $300 billion and regulatory clarity from the GENIUS Act in the US and MiCAR in the EU, stablecoins are moving beyond just trading tools to real financial infrastructure. But building rails isn’t enough: what matters is connecting them. Right now, fragmented order books and liquidity slow everyone down. When stablecoins can move and settle seamlessly across platforms and networks, traders get better execution, institutions get scalable settlement, and for everyday people, stablecoins can finally function as smooth, predictable ‘new money’ – ready to spend anywhere, just like tap-to-pay. That’s how crypto grows from promising tech into a financial staple. What are the challenges of Web3, and can it survive into the next crypto cycle? Web3’s biggest challenge right now is usability. For the average user, wallets and on-chain products can feel confusing or risky, and technical language often gets in the way. At OKX, we center our efforts on making these tools more understandable, secure, and welcoming – designing for regular people, not just crypto-natives. We also look to regulatory advances as an opportunity, since good compliance that supports responsible innovation helps level the playing field. In my view, if we keep focusing on practical access, education, and safety, Web3 will become a natural part of daily life. Do memecoins help market growth or distract from innovation? After years in crypto, I’ve learned that we need to be humble about things we don’t fully understand. Anything that exists as a trend has its value. Individual memecoins may feel transient. However, if we look at the whole category, we can see how people’s attention, emotions, and points of view are clearly captured and expressed in the market price for the first time. It’s the price of influence, the price of community. I believe we will see further iterations of how memecoin plays its role in future phases of crypto development. We should stay open-minded. Beyond Bitcoin and Ethereum, what narratives do you see gaining traction now — AI coins, RWA tokens, or Layer 2 ecosystems? This cycle, I’m seeing continued traction in tokenized RWAs and breakthroughs in Layer 2 technology. We’re watching entire industries – finance, art, ticketing, and even IP – find new life on-chain. But on-chain payments are where it all comes together. The real challenge and opportunity is to make sure using digital assets is as easy as any other day-to-day payment method – without people having to worry about technical details like seed phrases or gas fees. As payment experiences get more straightforward and more merchants come on board, using crypto for everyday spending starts to feel like second nature. Hong Fang on adapting to evolving regulations The GENIUS Act now mandates that stablecoins be backed 1:1 with low-risk assets. How is OKX preparing for this level of transparency and oversight? Openness and traceability are priorities for us. That’s why we run automated, cryptographically verifiable proof-of-reserves each month. When regulations like the GENIUS Act set the bar higher for transparency and asset safety, we don’t just welcome it—we see it as validation of our own approach. Robust standards and open verification are how we and our customers can feel confident as crypto keeps scaling up. MiCA rules tighten further in 2026—how is OKX adapting to stricter reporting and custody standards? We saw the direction regulation was heading early and have spent years developing compliance processes, audit systems, and robust infrastructure. That means as reporting requirements step up, users and partners get consistent and reliable service, no matter how the rulebook changes. Crypto and DeFi for mass adoption How would you describe the state of the crypto market in 2025 compared to previous years? The market is in a new phase. There’s more clarity, institutional engagement, and much better infrastructure. What stands out most is that everyday users are finding it easier to safely access on-chain tools, and the focus is turning from hype to genuine inclusion and utility. What do you expect for DeFi in the coming months? How will OKX work to scale its DeFi activity? DeFi today is moving away from being just an experimental space for early adopters. We want participation to be practical and safe for everyone. Our goal at OKX is to simplify the experience so anyone can use DeFi confidently and securely. This means focusing on clear design, strong protections, and building practical bridges between on-chain finance and the rest of people’s lives. This content is provided for informational purposes only. It represents the views of the author(s) and does not represent the views of OKX. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold digital assets; or (iii) financial, accounting, legal, or tax advice. Digital asset holdings, including stablecoins and NFTs, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding digital assets suits you in light of your financial condition. Not all products are available in all regions. Please consult your legal/tax/investment professional for questions about your specific circumstances.

On-chain data shows that stablecoin net inflows surged by 324% from $10.8 billion in Q2 to $45.6 billion in Q3 2025. USDT, USDC, and the rise of Ethena’s USDe contributed a bigger share to the jump. Data from RWA.xyz revealed that stablecoins saw more than $46 billion in net inflows in the last 90 days. The firm showed that USDT stablecoin led in Q2 with roughly $19.6 billion in net inflows, followed by USDC with $12.3 billion and USDe’s $9 billion net inflows. Over the past 90 days, net inflows into stablecoins have totaled >$45 billion. – cointelegraph pic.twitter.com/AFYbVuiPRa — NekoZ (@NekozTek) September 29, 2025 USDT leads stablecoins with the most net inflows Other stablecoin issuers followed with smaller contributions, including PayPal’s PYUSD, which added $1.4 billion, while MakerDAO’s USDS saw around $1.3 billion in net inflows. Ripple’s Ripple USD (RLUSD) and Ethena’s USDtb also showed steady gains during the period. On-chain data shows that Stablecoins added approximately $56.5 billion over the past six months, with a total of only $10.8 billion recorded in the second quarter. Stablecoins experienced the most inflows in the third quarter, reflecting the recent surge in stablecoins led by USDT and USDC, as well as the rise of algorithmic entrants like USDe. DeFiLlama revealed that Tether USDT saw the most inflow in both Q2 and Q3, with around $19.6 billion this quarter and $9.2 billion in the previous quarter. USDC followed with an increase from $500 million in net issuance from April to June to $12.3 billion in Q3. Athena’s USDe also recorded a dramatic shift, jumping from $200 million in Q2 to roughly $9 billion in the last quarter. Source: RWA.xyz . Top stablecoin net flows as of September 29, 2025. On-chain data showed that Ethereum remained the most dominant network for stablecoins, hosting over $171.336 billion in circulating stablecoin supply. Tron followed with $76 billion, while networks like Solana, Arbitrum, and BNB Chain trailed with a combined $29.7 billion in stablecoins hosted. DeFiLlama data also revealed that Tether’s USDT was the most dominant stablecoin, with nearly 59% of the market. Circle’s USDC came in second with about 25%, while Ethena’s USDe recorded nearly 5% of the stablecoin market. The overall stablecoin market cap also surged by more than 5% in the last 30 days to $296.967 billion. Despite the increase in market capitalization and net inflows, on-chain data further show that the number of monthly addresses fell by 22.6% to 26 million during the same period. Stablecoin transfer volume also dropped by 11% from the previous month to $3.17 trillion. As Cryptopolitan recently reported , on Monday, Aster became the second-highest protocol globally in trading fees in the last 24 hours. The protocol received more than $14.33 million in fees, surpassing Circle and Uniswap. Aster also became the 11th highest protocol globally in DEX volume, with roughly $206.92 million in trading volume in the last 24 hours. Sign up to Bybit and start trading with $30,050 in welcome gifts