Radiant uses RDNT to build a decentralized financial lending platform. Borrowers use RDNT to pay lending fees and borrow funds by mortgaging assets (which may include RDNT or other supporting assets). Lenders provide funds to the lending pool to earn interest income, and part of the interest is paid in RDNT. The platform ensures the security and transparency of the lending process through smart contracts, recording lending information. RDNT holders participate in Platform Governance, vote on lending rate setting, mortgage asset rules, new feature development, etc., to create a fair and efficient decentralized financial lending platform.